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Original filing (PDF)20251014165914NAL0003343681001
MELWOOD HORTICULTURAL TRAINING CENTER INC.
Form 5500
FILING_RECEIVED
MELWOOD HORTICULTURAL TRAINING CENTER, INC. HEALTH & WELFARE PLAN
Health & welfare plan
Signals · 3
100% in single holding~54878 bps in Sched C fees7 service providers
Active participants
1,200
Accounts w/ balance
—
Plan assets (EOY)
$829K
Net assets (EOY)
$547K
How this plan invests
This plan
1 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Fidelity Fidelity Gov't Portfolio Institutional Class $" is 100% of plan.
- 54878 bps in Schedule C fees — 34633% above peer band of 158 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MELWOOD HORTICULTURAL TRAINING CENTER INC..
Plan sponsor
Name
MELWOOD HORTICULTURAL TRAINING CENTER INC.
EIN
52-0857690
Address
5606 DOWER HOUSE ROAD · UPPER MARLBORO, MD · 20772
Phone
(301) 599-8000
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
503
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4F · Temporary Disability (accident and sickness)
4G · Prepaid Legal
4H · Long-Term Disability
4L · Death Benefits (other than life insurance)
4Q · Other
Audit & trust (Schedule H)
Auditor
RMS US LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
7 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GOVERNMENT SERVICE ADMIN. | 92-0466827 | — | RECORDKEEPING | $202K | — |
Broker
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CARROT FERTILITY, INC. | 81-1995709 | — | INSURANCE AGENT | $34K | — |
| LIVONGO HEALTH, INC. | 26-3542036 | — | INSURANCE AGENT | $28K | — |
Other
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EXPRESS SCRIPTS | 43-1420563 | — | NONE | $1.9M | — |
| UMR, INC. | 39-1995276 | — | NONE | $1.3M | — |
| LEVEL 2 UHC | 41-1321939 | — | NONE | $759K | — |
| OPERATING ENG LOCAL 37 CLEAR. | 52-6039006 | — | OTHER INS EXP | $363K | — |
Investments
1 direct security· $136K(16% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Gov't Portfolio Institutional Class $ | — | — | $136K | $136K | 16.5% |