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Original filing (PDF)20251017123842NAL0015365666004
LABORERS DISTRICT COUNCIL DEFINED CONTRIBUTION RETIREMENT PLAN
Form 5500
FILING_RECEIVED
LABORERS DISTRICT COUNCIL DEFINED CONTRIBUTION RETIREMENT PLAN
403(b) retirement plan
Signals · 2
~215 bps in Sched C feesNo recordkeeper disclosed
Active participants
2,274
Accounts w/ balance
4,767
Plan assets (EOY)
$4.3M
Net assets (EOY)
$4.3M
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 215 bps in Schedule C fees — 313% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LABORERS DISTRICT COUNCIL DEFINED CONTRIBUTION RETIREMENT PLAN.
Plan sponsor
Name
LABORERS DISTRICT COUNCIL DEFINED CONTRIBUTION RETIREMENT PLAN
EIN
52-0749130
Address
7130 COLUMBIA GATEWAY DR. SUITE A · COLUMBIA, MD · 210462966
Phone
(301) 937-9300
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-17
Pension benefit codes
2L · 403(b)(1) annuity
Audit & trust (Schedule H)
Auditor
NOVAK FRANCELLA, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CARDAY ASSOCIATES, INC. | — | TROY, MI | NONE | $36K | — |
| MORGAN STANLEY SMITH BARNEY LLC | 20-8764829 | ANNAPOLIS, MD | NONE | $29K | — |
| NOVAK FRANCELLA, LLC | 61-1436956 | — | NONE | $27K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.