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Original filing (PDF)20250801055017NAL0003593427001
R.E. MICHEL COMPANY, LLC
Form 5500
FILING_RECEIVED
R.E. MICHEL COMPANY, LLC 401(K) PROFIT SHARING AND SAVINGS PLAN
401(k) retirement plan
Active participants
1,994
Accounts w/ balance
2,326
Plan assets (EOY)
$92.8M
Net assets (EOY)
$92.8M
How this plan invests
This plan
1 pooled trust
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 31 bps in Schedule C fees — 92% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for R.E. MICHEL COMPANY, LLC.
Plan sponsor
Name
R.E. MICHEL COMPANY, LLC
EIN
52-0577320
Address
ONE R.E. MICHEL DRIVE · GLEN BURNIE, MD · 21060
Phone
(410) 553-3854
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-01
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $225K | — |
| ADP BROKER-DEALER | 22-3319984 | — | RECORD KEEPER | $0 | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHARLES SCHWAB & CO, INC. | 94-1737782 | — | INVESTMENT MANAGER | $52 | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HARBOR INVESTMENT ADVISORY, LLC | 90-0497525 | — | INVESTMENT/FINANCIAL ADVI | $60K | — |
Investments
26 direct securities · 1 pooled fund· $91.0M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Registered Investment Companies
$81.1M
25 holdings
Common Collective Trust
$9.1M
1 holding
Uncategorized
$753K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PRIN LCG FUND I INSTL | Registered Investment Companies | — | — | $10.7M | 11.5% | |
| INVESCO STABLE ASSET ADP30 INVESCO TRUST COMPANY · EIN 27-3884161 / PN 001 | Common Collective Trust | — | — | $9.1M | 9.8% | |
| VAN TARGET RETIRE 2030 | Registered Investment Companies | — | — | $7.4M | 8.0% | |
| VAN TARGET RETIRE 2040 | Registered Investment Companies | — | — | $6.7M | 7.2% | |
| VAN TARGET RETIRE 2035 | Registered Investment Companies | — | — | $6.3M | 6.8% | |
| VANGUARD MID CAP INDEX - ADM | Registered Investment Companies | — | — | $6.1M | 6.6% | |
| VANGUARD 500 INDEX FUND - ADM | Registered Investment Companies | — | — | $4.9M | 5.3% | |
| VAN TARGET RETIRE 2025 | Registered Investment Companies | — | — | $4.9M | 5.3% | |
| JPMORGAN EQUITY INCOME R4 | Registered Investment Companies | — | — | $3.7M | 3.9% | |
| VAN TARGET RETIRE 2045 | Registered Investment Companies | — | — | $3.3M | 3.5% | |
| VAN TARGET RETIRE 2050 | Registered Investment Companies | — | — | $3.2M | 3.4% | |
| NUVEEN LIFESTYLE MODERATE R6 | Registered Investment Companies | — | — | $2.9M | 3.1% | |
| VAN TARGET RETIRE 2055 | Registered Investment Companies | — | — | $2.7M | 3.0% | |
| TCW METWEST TOTAL RET BOND I | Registered Investment Companies | — | — | $2.3M | 2.5% | |
| VANGUARD FEDERAL MM INV | Registered Investment Companies | — | — | $2.3M | 2.5% | |
| PRN SM CP S&P 600 IND INST | Registered Investment Companies | — | — | $2.3M | 2.5% | |
| VAN TARGET RETIRE 2020 | Registered Investment Companies | — | — | $2.2M | 2.4% | |
| FID ADVISOR INT GWTH I | Registered Investment Companies | — | — | $2.2M | 2.3% | |
| VAN TARG RETIRE 2060 | Registered Investment Companies | — | — | $1.9M | 2.0% | |
| VAN TARGET RETIRE INC | Registered Investment Companies | — | — | $1.5M | 1.7% | |
| JANUS HENDERSON ENTERPRISE - I | Registered Investment Companies | — | — | $1.2M | 1.3% | |
| VAN TARG RETIRE 2065 | Registered Investment Companies | — | — | $990K | 1.1% | |
| BROKERAGE FUND OPTIONS SELF-DIRECTED BROKERAGE ACCT | — | — | — | $753K | 0.8% | |
| COHEN & STEERS REAL EST SEC I | Registered Investment Companies | — | — | $736K | 0.8% | |
| VANGUARD MID CAP VALUE IND ADM | Registered Investment Companies | — | — | $435K | 0.5% | |
| NUVEEN LIFESTYLE CONS R6 | Registered Investment Companies | — | — | $118K | 0.1% | |
| NUVEEN LIFESTYLE GROWTH R6 | Registered Investment Companies | — | — | $83K | <0.1% |