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Original filing (PDF)20251013120738NAL0000581459001
SOUTHERN MARYLAND ELECTRIC COOPERATIVE
Form 5500
FILING_RECEIVED
SOUTHERN MARYLAND ELECTRIC COOPERATIVE, INC
401(k) retirement plan
Active participants
238
Accounts w/ balance
287
Plan assets (EOY)
$129.0M
Net assets (EOY)
$129.0M
How this plan invests
This plan
16 pooled trusts
Schedule D
15 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SOUTHERN MARYLAND ELECTRIC COOPERATIVE.
Plan sponsor
Name
SOUTHERN MARYLAND ELECTRIC COOPERATIVE
EIN
52-0492367
Address
15035 BURNT STORE RD · HUGHESVILLE, MD · 20637
Phone
(301) 274-3111
Industry
Utilitiessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2H · Partial participant-directed accounts
2J · 401(k) feature
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
ADAMS, JENKINS & CHEATHAM.P.C
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $72K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NFP RETIREMENT INC | 33-0905143 | ALISO VIEJO, CA | INVESTMENT ADVISOR | $30K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADAMS JENKINS & CHEATHAM, PC | — | MIDLOTHIAN, VA | OTHER | $8K | — |
| VENABLE LLP | — | BALTIMORE, MD | OTHER | $5K | — |
Investments
6 direct securities · 16 pooled funds· $89.7M(70% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Pooled Separate Account
$37.3M
9 holdings
Common Collective Trust
$37.1M
7 holdings
Uncategorized
$15.3M
6 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| INTERNATIONAL EQUITY FUND FEE CLASS GREAT GRAY · EIN 38-4139853 / PN 631 | Common Collective Trust | — | — | $14.9M | 11.6% | |
| CORE PLUS BOND / PGIM FUND EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 299 | Pooled Separate Account | — | — | $14.0M | 10.9% | |
| [DFE: LARGE CAP GROWTH II FUND (MANAGED BY ALLIANCEBERNSTEIN) (SACG) (extraction pending)] | — | — | — | $13.4M | 10.4% | |
| LG CAP GRW II (MGD BY ALLIANCEBERNS EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 128 | Pooled Separate Account | — | — | $13.4M | 10.4% | |
| LARGE CAP VALUE I1 GREAT GRAY · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $10.9M | 8.4% | |
| AMERICAN CENTURY MID CAP VAL (IS PL EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 850 | Pooled Separate Account | — | — | $6.1M | 4.7% | |
| SMALL CAP GROWTH FUND III CLASS I1 GREAT GRAY · EIN 38-7304119 / PN 001 | Common Collective Trust | — | — | $3.8M | 2.9% | |
| SMALL CAP VALUE FUND III CL I1 GREAT GRAY · EIN 38-7289846 / PN 001 | Common Collective Trust | — | — | $3.7M | 2.9% | |
| MID CAP GRO II CLASS I1 GREAT GRAY · EIN 38-7304118 / PN 001 | Common Collective Trust | — | — | $3.2M | 2.5% | |
| DAY ONE INCOMEFLEX TARGET BALANCED EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 697 | Pooled Separate Account | — | — | $1.8M | 1.4% | |
| [DFE: LIFETIME 40 FUND-INCOME FLEX - IF3 (extraction pending)] | — | — | — | $712K | 0.6% | |
| INCOMEFLEX SELECT BALANCED FUND EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 513 | Pooled Separate Account | — | — | $712K | 0.6% | |
| COHEN AND STEERS U.S. REALTY CIT RS COHEN AND STEERS · EIN 47-1211722 / PN 003 | Common Collective Trust | — | — | $593K | 0.5% | |
| [DFE: LIFETIME 60 FUND-INCOME FLEX - IF5 (extraction pending)] | — | — | — | $475K | 0.4% | |
| INCOMEFLEX SELECT INCOME & EQUITY F EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 515 | Pooled Separate Account | — | — | $475K | 0.4% | |
| [DFE: LIFETIME 20 FUND-INCOME FLEX - IF1 (extraction pending)] | — | — | — | $393K | 0.3% | |
| INCOMEFLEX SELECT AGGRESSIVE GROWTH EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 511 | Pooled Separate Account | — | — | $393K | 0.3% | |
| [DFE: LIFETIME 30 FUND-INCOME FLEX - IF2 (extraction pending)] | — | — | — | $288K | 0.2% | |
| INCOMEFLEX SELECT GROWTH FUND EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 512 | Pooled Separate Account | — | — | $288K | 0.2% | |
| [DFE: LIFETIME 50 FUND-INCOME FLEX - IF4 (extraction pending)] | — | — | — | $61K | <0.1% | |
| INCOMEFLEX SELECT CONSERVATIVE GROW EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 514 | Pooled Separate Account | — | — | $61K | <0.1% | |
| CHNSTEERS US REALTY-BE COHEN STEERS COLLECTIVE INVESTMENT TRUST · EIN 46-3411346 / PN 064 | Common Collective Trust | — | — | $0 | <0.1% |