Original filing (PDF)20250919102937NAL0002948307001

MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE

Name: MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE — MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE DEFINED CONTRIBUTION PLAN, Form 5500 (2024)
Creator: MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE

Form 5500

FILING_RECEIVED

MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE DEFINED CONTRIBUTION PLAN

401(k) retirement plan

Active participants

294

Accounts w/ balance

331

Plan assets (EOY)

$28.2M

Net assets (EOY)

$28.2M

How this plan invests

This plan

28 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE.

Plan sponsor

Name

MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE

EIN

52-0284053

Address

ONE SOUTH STREET · HR DEPT. 9TH FLOOR · BALTIMORE, MD · 21202

Phone

(410) 752-8313

Industry

Finance & Insurancesee all

Plan administrator

Name

MS. MICHELLE WILLIAMS

EIN

52-0284053

City

BALTIMORE, MD

Phone

(410) 752-8313

Plan characteristics

Plan number

004

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-19

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
JOHN HANCOCK	01-0233346	—	RECORDKEEPER	$37K	—
EMPOWER ANNUITY INSURANCE COMPANY O	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$15K	—

Investments

28 direct securities· $28.2M(100% of reported assets)

Other securities

$27.4M

27 holdings

Participant loans

$757K

1 holding

					% of plan
Lincoln Stable Value Separate Account #	Other securities	—	—	$5.3M	18.8%
Vanguard 500 Index Fd Admiral #	Other securities	—	—	$5.2M	18.5%
JP Morgan JP Morgan Large Growth R6 #	Other securities	—	—	$3.5M	12.4%
T. Rowe Price T Rowe Price Ret 2025 I #	Other securities	—	—	$1.9M	6.9%
T. Rowe Price T Rowe Price Ret 2035 I #	Other securities	—	—	$1.7M	6.0%
T. Rowe Price T Rowe Price Ret 2030 I #	Other securities	—	—	$1.6M	5.7%
T. Rowe Price T Rowe Price Ret 2045 I #	Other securities	—	—	$1.5M	5.1%
T. Rowe Price T Rowe Price Ret 2050 I #	Other securities	—	—	$1.4M	4.8%
Vanguard Mid Cap Index Adm #	Other securities	—	—	$1.2M	4.4%
T. Rowe Price T Rowe Price Ret 2040 I #	Other securities	—	—	$968K	3.4%
Participant loans with various maturity dates $ -	Participant loans	—	—	$757K	2.7%
T. Rowe Price T Rowe Price Ret 2060 I #	Other securities	—	—	$748K	2.7%
Vanguard Sm Cap Index Fd Adm #	Other securities	—	—	$521K	1.8%
T. Rowe Price T Rowe Price Ret 2055 I #	Other securities	—	—	$388K	1.4%
Vanguard Total Int Idx Adm #	Other securities	—	—	$336K	1.2%
Vanguard Ttl Bd Mkt Ind Adm #	Other securities	—	—	$236K	0.8%
American Funds American EuroPacific Growth R6 #	Other securities	—	—	$160K	0.6%
T. Rowe Price T Rowe Price Ret 2015 I #	Other securities	—	—	$148K	0.5%
Blackrock Total Return Fund #	Other securities	—	—	$115K	0.4%
Eagle Mid Cap Growth Fund R6 #	Other securities	—	—	$109K	0.4%
T. Rowe Price T Rowe Price Ret 2020 I #	Other securities	—	—	$99K	0.4%
American Funds Amer Beacon Sm Cap Val R6 #	Other securities	—	—	$92K	0.3%
T. Rowe Price T Rowe Price Ret 2065 I #	Other securities	—	—	$82K	0.3%
JP Morgan JPMorgan US Govt MMkt Cap Cl #	Other securities	—	—	$59K	0.2%
MassMutual Select SC Gr Eq I #	Other securities	—	—	$36K	0.1%
T. Rowe Price T Rowe Price Ret Balanced I #	Other securities	—	—	$30K	0.1%
MFS Value Fund (R6) #	Other securities	—	—	$6K	<0.1%
John Hancock John Hancock Disc Val MC R6 #	Other securities	—	—	$3K	<0.1%