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Original filing (PDF)20251015092553NAL0002166691001
AMERILIFE US, LLC
Form 5500
FILING_RECEIVED
INDEPENDENT ADMINISTRATIVE SERVICES, L.L.C. 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
2,391
Accounts w/ balance
2,371
Plan assets (EOY)
$101.7M
Net assets (EOY)
$101.7M
How this plan invests
This plan
2 pooled trusts
Schedule D
46 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 43 bps in Schedule C fees — 332% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AMERILIFE US, LLC.
Plan sponsor
Name
AMERILIFE US, LLC
EIN
51-0431043
Address
2650 MCCORMICK DR. · CLEARWATER, FL · 337591005
Phone
(727) 726-0726
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STEWARD PARTNERS INVESTMENT ADV LLC | 32-0483695 | — | INVESTMENT ADVISORY | $0 | — |
| WILSHIRE ADVISORS LLC | 95-2755361 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $439K | — |
Investments
45 direct securities · 2 pooled funds· $102.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$94.9M
45 holdings
Pooled Separate Account
$7.2M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds 2045 Trgt Date Retire R6 Registered Investment Company | — | — | — | $8.7M | 8.5% | |
| American Funds 2030 Trgt Date Retire R6 Registered Investment Company | — | — | — | $7.9M | 7.8% | |
| American Funds 2040 Trgt Date Retire R6 Registered Investment Company | — | — | — | $7.7M | 7.6% | |
| American Funds 2035 Trgt Date Retire R6 Registered Investment Company | — | — | — | $7.1M | 7.0% | |
| American Funds 2050 Trgt Date Retire R6 Registered Investment Company | — | — | — | $6.4M | 6.3% | |
| PRIN LGCP S&P 500 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016 | Pooled Separate Account | — | — | $6.3M | 6.2% | |
| Vanguard Growth Index Admiral Registered Investment Company | — | — | — | $5.8M | 5.7% | |
| American Funds 2055 Trgt Date Retire R6 Registered Investment Company | — | — | — | $4.4M | 4.4% | |
| American Funds 2025 Trgt Date Retire R6 Registered Investment Company | — | — | — | $4.3M | 4.2% | |
| Vanguard Information Technology Idx Admiral Registered Investment Company | — | — | — | $4.2M | 4.1% | |
| Principal Fixed Income Guaranteed Option Guaranteed Investment Account | — | — | — | $3.9M | 3.9% | |
| MFS Massachusetts Inv Gr Stk R6 Registered Investment Company | — | — | — | $3.0M | 2.9% | |
| Vanguard Value Index Admiral Registered Investment Company | — | — | — | $2.9M | 2.8% | |
| American Funds 2060 Trgt Date Retire R6 Registered Investment Company | — | — | — | $2.1M | 2.1% | |
| American Funds 2020 Trgt Date Retire R6 Registered Investment Company | — | — | — | $1.9M | 1.9% | |
| American Funds New Perspective Fund R6 Registered Investment Company | — | — | — | $1.8M | 1.7% | |
| Vanguard Small Cap Index Fund Admiral Registered Investment Company | — | — | — | $1.7M | 1.7% | |
| Participant loans 3.25% - 10.50% | — | — | — | $1.7M | 1.7% | |
| PIMCO Income Institutional Registered Investment Company | — | — | — | $1.6M | 1.6% | |
| American Funds 2015 Trgt Date Retire R6 Registered Investment Company | — | — | — | $1.6M | 1.6% | |
| Vanguard Mid Cap Value Index Fund Admiral Registered Investment Company | — | — | — | $1.6M | 1.6% | |
| American Funds 2065 Trgt Date Retire R6 Registered Investment Company | — | — | — | $1.5M | 1.4% | |
| Virtus KAR Small-Cap Core R6 Registered Investment Company | — | — | — | $1.3M | 1.2% | |
| Calvert US LCC RspId x R6 Fd Registered Investment Company | — | — | — | $1.1M | 1.0% | |
| MFS Intl Diversification R6 Registered Investment Company | — | — | — | $1.0M | 1.0% | |
| Blackrock Health Sciences Opportunities Fund K Registered Investment Company | — | — | — | $1.0M | 1.0% | |
| Vanguard International Growth Admiral Registered Investment Company | — | — | — | $956K | 0.9% | |
| PRIN MIDCAP S&P 400 IDX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023 | Pooled Separate Account | — | — | $835K | 0.8% | |
| Principal Mid Cap S&P 400 Index Pooled Separate Accounts | — | — | — | $835K | 0.8% | |
| MFS Core Equity R6 Registered Investment Company | — | — | — | $832K | 0.8% | |
| Vanguard Small Cap Value Idx Admiral Registered Investment Company | — | — | — | $806K | 0.8% | |
| JP Morgan Small Cap Growth R6 Registered Investment Company | — | — | — | $784K | 0.8% | |
| Vanguard Energy Index Admiral Registered Investment Company | — | — | — | $712K | 0.7% | |
| Macquarie Emerging Markets R6 Registered Investment Company | — | — | — | $664K | 0.7% | |
| Loomis Sayles Investment Grade Bond N Registered Investment Company | — | — | — | $626K | 0.6% | |
| T. Rowe Price Fin Srvcs I Fund Registered Investment Company | — | — | — | $582K | 0.6% | |
| Franklin Utilities R6 Registered Investment Company | — | — | — | $377K | 0.4% | |
| Cohen & Steers Real Estate Securities Z Registered Investment Company | — | — | — | $337K | 0.3% | |
| Fidelity Advisor Intl Small Cap Z Registered Investment Company | — | — | — | $302K | 0.3% | |
| American Centur Mid - Cap Value R6 Registered Investment Company | — | — | — | $223K | 0.2% | |
| American Funds 2010 Trgt Date Retire R6 Registered Investment Company | — | — | — | $216K | 0.2% | |
| PIMCO International Bond (USD-Hdg) Institutional Registered Investment Company | — | — | — | $63K | <0.1% | |
| (E) | — | — | — | $63K | <0.1% | |
| (E) | — | — | — | $58K | <0.1% | |
| Principal Government Money Market R6 Registered Investment Company | — | — | — | $58K | <0.1% | |
| American Funds 2070 Trgt Date Retire R6 Registered Investment Company | — | — | — | $4K | <0.1% | |
| (E) | — | — | — | $4K | <0.1% |
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