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Original filing (PDF)20251013151245NAL0000758371001
SUNCOR ENERGY (U.S.A.) INC.
Form 5500
FILING_RECEIVED
SUNCOR ENERGY US PENSION PLAN
Defined-benefit pension plan
Signals · 3
43% in single holdingNo recordkeeper disclosed6 service providers
Active participants
574
Accounts w/ balance
—
Plan assets (EOY)
$93.7M
Net assets (EOY)
$93.6M
How this plan invests
This plan
2 pooled trusts
Schedule D
5 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
78
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "MFS Heritage Trust Company CIT Common/Collective Trust" is 43% of plan.
- 62 bps in Schedule C fees — 288% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SUNCOR ENERGY (U.S.A.) INC..
Plan sponsor
Name
SUNCOR ENERGY (U.S.A.) INC.
EIN
51-0403125
Address
5455 BRIGHTON BLVD. · COMMERCE CITY, CO · 80022
Phone
(303) 793-8000
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
1A · Pay-related DB formula
1C · Cash balance or similar hybrid DB
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsOther
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MFS HERITAGE TRUST COMPANY | 57-1187281 | — | NONE | $197K | — |
| WILLIS TOWERS WATSON US LLC | 53-0181291 | — | NONE | $171K | — |
| IIF ERISA LLP | 20-5968009 | — | NONE | $145K | — |
| JPMCB STRATEGIC PROPERTY FUND | 13-3200244 | — | NONE | $48K | — |
| CAUSEY DEMGEN & MOORE PC | 84-1158905 | — | NONE | $15K | — |
| HOLLAND & HART LLP | — | DENVER, CO | NONE | $6K | — |
Investments
3 direct securities · 2 pooled funds· $91.9M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$49.4M
2 holdings
Uncategorized
$42.5M
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MFS COLLECTIVE INVESTMENT TRUST MFS HERITAGE TRUST COMPANY · EIN 57-1187281 / PN 008 | Common Collective Trust | — | $36.6M | $39.8M | 42.4% | |
| PIMCO Long Duration Total Return Mutual Fund | — | — | $37.8M | $29.0M | 31.0% | |
| Infrastructure Investment Fund IIF LP Limited Partnership | — | — | $11.7M | $12.3M | 13.2% | |
| STRATEGIC PROPERTY FUND JPMORGAN CHASE BANK, N.A. · EIN 13-6038768 / PN 001 | Common Collective Trust | — | $10.7M | $9.6M | 10.3% | |
| Principal/Blackrock Short-term Investment Fund N Common/Collective Trust | — | — | $1.2M | $1.2M | 1.3% |