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Original filing (PDF)20251014232847NAL0005080832002
BMO FINANCIAL CORP.
Form 5500
FILING_RECEIVED
BMO U.S. SEVERANCE BENEFIT PLAN
Health & welfare plan
Signals · 3
100% in single holding~18556 bps in Sched C feesNo recordkeeper disclosed
Active participants
19,672
Accounts w/ balance
—
Plan assets (EOY)
$72K
Net assets (EOY)
$72K
How this plan invests
This plan
1 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "BlackRock Liquidity Federal Fund,Institutional Shares" is 100% of plan.
- 18556 bps in Schedule C fees — 11644% above peer band of 158 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BMO FINANCIAL CORP..
Plan sponsor
Name
BMO FINANCIAL CORP.
EIN
51-0275712
Address
320 SOUTH CANAL STREET · 7 WEST · CHICAGO, IL · 606065707
Phone
(312) 848-8155
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Name
BENEFITS ADMINISTRATION COMMITTEE
EIN
36-2873029
City
CHICAGO, IL
Phone
(312) 848-8155
Plan characteristics
Plan number
511
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Welfare benefit codes
4C · Supplemental Unemployment
Audit & trust (Schedule H)
Auditor
GJC CPA'S & ADVISORS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CONDUENT | 13-3954297 | — | NONE | $134K | — |
Investments
1 direct security· $72K(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| BlackRock Liquidity Federal Fund,Institutional Shares | — | — | $72K | $72K | 100.0% |