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Original filing (PDF)20251014235357NAL0003889729002
BMO FINANCIAL CORP.
Form 5500
FILING_RECEIVED
BMO U.S. PENSION PLAN
Defined-benefit pension plan
Signals · 1
No recordkeeper disclosed
Active participants
5,932
Accounts w/ balance
—
Plan assets (EOY)
$1.3B
Net assets (EOY)
$1.2B
How this plan invests
This plan
2 collective trusts
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 20 bps in Schedule C fees — 303% above peer band of 5 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BMO FINANCIAL CORP..
Plan sponsor
Name
BMO FINANCIAL CORP.
EIN
51-0275712
Address
320 SOUTH CANAL STREET · 7 WEST · CHICAGO, IL · 606065707
Phone
(312) 848-8155
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Name
BENEFITS ADMINISTRATION COMMITTEE
EIN
36-2873029
City
CHICAGO, IL
Phone
(312) 848-8155
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
1A · Pay-related DB formula
Audit & trust (Schedule H)
Auditor
GJC CPA'S & ADVISORS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsOther
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NISA INVESTMENT ADVISORS | 48-1140940 | — | NONE | $1.5M | — |
| COLUMBIA THREADNEEDLE INVESTMENTS | — | MINNEAPOLIS, MN | NONE | $760K | — |
| BANK OF NEW YORK MELLON CORPORATION | 25-0659306 | — | NONE | $265K | — |
| GROOM LAW GROUP CHARTERED | 52-1219029 | — | NONE | $53K | — |
| WILLIS TOWERS WATSON U.S. LLC | 53-0181291 | — | NONE | $46K | — |
Investments
2 pooled funds· $134.9M(10% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| MULTI-MGR. SOL. U.S. LARGE CAP FUND AMERIPRISE FINANCIAL · EIN 92-0990236 / PN 002 | Common Collective Trust | $106.1M | 8.2% |
| EB TEMPORARY INVESTMENT FUND BANK OF NEW YORK MELLON CORPORATION · EIN 25-6078093 / PN 023 | Common Collective Trust | $28.8M | 2.2% |