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Original filing (PDF)20250715155635NAL0003279568001
BD OF TRUSTEES CM INSTITUTE LOC 502 WELFARE TRUST FD
Form 5500
FILING_RECEIVED
CEMENT MASONS INSTITUTE LOCAL 502 WELFARE TRUST FUND
Health & welfare plan
Signals · 4
1 failed disclosure~412 bps in Sched C feesNo recordkeeper disclosed35 service providers
Active participants
1,182
Accounts w/ balance
—
Plan assets (EOY)
$87.2M
Net assets (EOY)
$83.9M
Plan health score (directional)
80
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- 412 bps in Schedule C fees — 2478% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BD OF TRUSTEES CM INSTITUTE LOC 502 WELFARE TRUST FD.
Plan sponsor
Name
BD OF TRUSTEES CM INSTITUTE LOC 502 WELFARE TRUST FD
EIN
51-0191061
Address
739 25TH AVENUE · BELLWOOD, IL · 60104
Phone
(708) 544-9105
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-15
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4F · Temporary Disability (accident and sickness)
Audit & trust (Schedule H)
Auditor
LEGACY PROFESSIONALS LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
35 rowsTrustee
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ANTHONY FARRELL | 51-0191061 | — | TRUSTEE | $11K | — |
| SANDRA HUNT | 51-0191061 | — | TRUSTEE | $7K | — |
| JAY LASALA | 51-0191061 | — | TRUSTEE | $7K | — |
Other
32| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MARATHON HEALTH | 84-3269071 | — | NONE | $851K | — |
| BLUECROSS BLUESHIELD OF ILLINOIS | 36-1236610 | — | NONE | $560K | — |
| UNION EYES, LLC | 83-3067276 | — | NONE | $410K | — |
| ERIN CADOGAN-ENGER | 51-0191061 | — | EMPLOYEE | $134K | — |
| LEGACY PROFESSIONALS LLP | 32-0043599 | — | NONE | $125K | — |
| CHARLES PICARDI | 51-0191061 | — | EMPLOYEE | $115K | — |
| WILLIAM BEEMAN | 51-0191061 | — | EMPLOYEE | $113K | — |
| SAVRX PRESCRIPTION SERVICES | 86-1323040 | — | NONE | $109K | — |
| JOHNSON & KROL LLC | 36-4342024 | — | NONE | $102K | — |
| KARLA GENERETTE | 51-0191061 | — | EMPLOYEE | $100K | — |
| KHAREN MCNAMARA | 51-0191061 | — | EMPLOYEE | $100K | — |
| CAROLYN RACZYNSKI | 51-0191061 | — | EMPLOYEE | $86K | — |
| ANGELO FEOLA | 51-0191061 | — | EMPLOYEE | $83K | — |
| BRIDGEWAY BENEFIT TECHNOLOGIES, LLC | 52-1796473 | — | NONE | $71K | — |
| LUCILA DUARTE | 51-0191061 | — | EMPLOYEE | $69K | — |
| SHERMAN ESPER | 51-0191061 | — | EMPLOYEE | $58K | — |
| MATTHEW STIKA | 51-0191061 | — | EMPLOYEE | $49K | — |
| COLLEEN LAKIS | 51-0191061 | — | EMPLOYEE | $48K | — |
| KATHLEEN SUMMERLIN | 51-0191061 | — | EMPLOYEE | $43K | — |
| VALENZ CARE | 36-4869660 | — | NONE | $42K | — |
| ZENITH AMERICAN SOLUTIONS | 52-1590516 | — | NONE | $42K | — |
| GREAT LAKES ADVISORS, LLC | 80-0292839 | — | NONE | $35K | — |
| TFBC, LLC | 27-3782504 | — | NONE | $34K | — |
| NATIONAL INVESTMENT SERVICES | 84-3937993 | — | NONE | $33K | — |
| AMALGAMATED BANK OF CHICAGO | 36-0721895 | — | NONE | $30K | — |
| NADIA FAUST | 51-0191061 | — | EMPLOYEE | $30K | — |
| NANCY AGUADO | 51-0191061 | — | EMPLOYEE | $30K | — |
| TRILOGY CONSULTING GROUP, INC | 36-4016705 | — | NONE | $28K | — |
| MARQUETTE ASSOCIATES | 36-3485298 | — | NONE | $16K | — |
| 79 RATIO | 83-1062141 | — | NONE | $13K | — |
| MIDWEST INSTITUTIONAL TRUST CO | 93-1799133 | — | NONE | $9K | — |
| SMART DATA SOLUTIONS | — | EAGAN, MN | NONE | $6K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| SMART DATA SOLUTIONS | DID NOT RESPOND TO THE PLAN'S MULTIPLE REQUESTS FOR INFORMATION REGARDING INDIRECT COMPENSATION RECEIVED. |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.