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Original filing (PDF)20250701125503NAL0012702449001
KEIRO NORTHWEST
Form 5500
FILING_RECEIVED
KEIRO NORTHWEST 403(B) PLAN
403(b) retirement plan
Signals · 1
~83 bps in Sched C fees
Active participants
62
Accounts w/ balance
96
Plan assets (EOY)
$3.7M
Net assets (EOY)
$3.7M
How this plan invests
This plan
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 83 bps in Schedule C fees — 60% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KEIRO NORTHWEST.
Plan sponsor
Name
KEIRO NORTHWEST
EIN
51-0172382
Address
700 6TH AVE S · SEATTLE, WA · 981043826
Phone
(206) 726-6510
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-01
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
SWEENEY CONRAD P.S.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $30K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| USI SECURITIES INC | 06-1493970 | — | OTHER SERVICES | $0 | — |
Investments
28 direct securities· $3.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Metropolitan West Total Return Bond Fund Mutual fund 368 * Principal Guaranteed Option Guaranteed interest account | — | — | — | $607K | 16.6% | |
| in- Identity of issue, borrower, lessor or rate of interest, collateral, Current Interest other similar party par or maturity value Vanguard Target Retirement 2035 Investment Fund Mutual fund | — | — | — | $478K | 13.1% | |
| Vanguard Target Retirement 2030 Investment Fund Mutual fund | — | — | — | $394K | 10.8% | |
| Vanguard Target Retirement 2020 Investment Fund Mutual fund | — | — | — | $320K | 8.8% | |
| Vanguard Target Retirement 2025 Investment Fund Mutual fund | — | — | — | $296K | 8.1% | |
| American Funds Growth Fund of America Fund Mutual fund | — | — | — | $237K | 6.5% | |
| Vanguard Target Retirement 2040 Investment Fund Mutual fund | — | — | — | $217K | 5.9% | |
| American Funds American Balance Fund Mutual fund | — | — | — | $216K | 5.9% | |
| Vanguard Target Retirement 2045 Investment Fund Mutual fund | — | — | — | $215K | 5.9% | |
| Principal LargeCap S&P 500 Index Fund Mutual fund | — | — | — | $196K | 5.4% | |
| (E) | — | — | — | $86K | 2.4% | |
| Vanguard Target Retirement Income Fund Mutual fund | — | — | — | $86K | 2.4% | |
| Nationwide Geneva Small Cap Growth Fund Mutual fund | — | — | — | $82K | 2.2% | |
| American Funds EuroPacific Growth Fund Mutual fund | — | — | — | $57K | 1.5% | |
| Notes receivable from participants Matures through 2029, with | — | — | — | $46K | 1.3% | |
| Principal SmallCap S&P 600 Index Fund Mutual fund | — | — | — | $34K | 0.9% | |
| Vanguard Target Retirement 2055 Investment Fund Mutual fund | — | — | — | $27K | 0.7% | |
| Vanguard Target Retirement 2050 Investment Fund Mutual fund | — | — | — | $26K | 0.7% | |
| Principal MidCap S&P 400 Index Fund Mutual fund | — | — | — | $25K | 0.7% | |
| DFA US Large Cap Value Fund Mutual fund | — | — | — | $23K | 0.6% | |
| MFS Mid Cap Value Fund Mutual fund | — | — | — | $22K | 0.6% | |
| Vanguard Target Retirement 2060 Investment Fund Mutual fund | — | — | — | $17K | 0.5% | |
| Principal SmallCap Value II Fund Mutual fund | — | — | — | $12K | 0.3% | |
| DFA International Small Company Fund Mutual fund | — | — | — | $7K | 0.2% | |
| Vanguard Target Retirement 2065 Investment Fund Mutual fund | — | — | — | $7K | 0.2% | |
| Delaware Ivy Mid Cap Growth Fund Mutual fund | — | — | — | $4K | 0.1% | |
| Vanguard Target Retirement 2070 Investment Fund Mutual fund | — | — | — | $2K | <0.1% | |
| DFA Emerging Markets Institutional Fund Mutual fund | — | — | — | $2K | <0.1% |
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