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Original filing (PDF)20251015142940NAL0002453475005
AMERICAN WATER WORKS COMPANY, INC.
Form 5500
FILING_RECEIVED
GROUP INSURANCE PLAN FOR RETIRED EMPLOYEES OF AMERICAN WATER WORKS CO., INC. & ITS DESIGNATED SUBSIDIARIES & AFFILIATES
Health & welfare plan
Signals · 1
8 service providers
Active participants
0
Accounts w/ balance
—
Plan assets (EOY)
$251.5M
Net assets (EOY)
$250.3M
How this plan invests
This plan
1 pooled trust
Schedule D
11 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
90
Knocking points off
- 48 bps in Schedule C fees — 377% above peer band of 10 bps.
- No active participants reported but plan still holds assets.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AMERICAN WATER WORKS COMPANY, INC..
Plan sponsor
Name
AMERICAN WATER WORKS COMPANY, INC.
EIN
51-0063696
Address
P.O. BOX 2738, ATTN TAX DEPT. · 1 WATER STREET · CAMDEN, NJ · 081012738
Phone
(856) 955-4001
Industry
Utilitiessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
507
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4F · Temporary Disability (accident and sickness)
4H · Long-Term Disability
4L · Death Benefits (other than life insurance)
Audit & trust (Schedule H)
Auditor
KREISCHER MILLER
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
8 rowsOther
8| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HORIZON BCBS | 22-0999690 | — | 3RD PARTY | $626K | — |
| MERCER | 13-2834414 | CHICAGO, IL | NONE | $327K | — |
| CVS/CAREMARK | 05-0494040 | — | NONE | $98K | — |
| BLACKROCK FINANCIAL MANAGEMENT INC. | 98-0510248 | DALLAS, TX | NONE | $66K | — |
| MORGAN LEWIS & BOCKIUS LLP | 23-0891050 | PHILADELPHIA, PA | NONE | $25K | — |
| NORTHERN TRUST | 36-1561860 | — | 3RD PARTY | $25K | — |
| KREISCHER MILLER | 23-1980475 | — | 3RD PARTY | $17K | — |
| AETNA | 06-6033492 | — | 3RD PARTY | $15K | — |
Investments
11 direct securities · 1 pooled fund· $9.3M(4% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$9.0M
1 holding
Uncategorized
$273K
11 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| COMMON SHORT TERM INVESTMENT FUND NORTHERN TRUST COMPANY · EIN 36-6452394 / PN 001 | Common Collective Trust | — | — | $9.0M | 3.6% | |
| Account Name WTW OPEB LIFE INSURANCEHistorical Cost Generated by Northern Trust from reviewed periodic data on 28 Feb 25 80,000.00060,000.000 | — | — | — | $60K | <0.1% | |
| Account Name WTW OPEB LIFE INSURANCEHistorical Cost Generated by Northern Trust from reviewed periodic data on 28 Feb 25 60,000.00010,000.00020,000.00045,000.000 | — | — | $5K | $55K | <0.1% | |
| Account Name WTW OPEB LIFE INSURANCEHistorical Cost Generated by Northern Trust from reviewed periodic data on 28 Feb 25 90,000.000 | — | — | $90K | $30K | <0.1% | |
| Account Name WTW OPEB LIFE INSURANCEHistorical Cost Generated by Northern Trust from reviewed periodic data on 28 Feb 25 125,000.000120,000.000230,000.000540,000.000240,000.000305,000.000275,000.000425,000.000110,000.000150,000.000 | — | — | $80K | $25K | <0.1% | |
| Shares/Par Value 06-01-20522.45% 11-15- | — | — | — | $21K | <0.1% | |
| Shares/Par Value 0% T-BILL | — | — | — | $20K | <0.1% | |
| Shares/Par Value 02-15-20254.132% DUE | — | — | — | $20K | <0.1% | |
| Account Name WTW OPEB LIFE INSURANCEHistorical Cost Generated by Northern Trust from reviewed periodic data on 28 Feb 25 270,000.000 | — | — | $200K | $20K | <0.1% | |
| Account Name WTW OPEB LIFE INSURANCEHistorical Cost Generated by Northern Trust from reviewed periodic data on 28 Feb 25 125,000.000220,000.000250,000.000160,000.000200,000.000180,000.000190,000.000305,000.000150,000.000160,000.000 | — | — | — | $15K | <0.1% | |
| Account Name WTW OPEB LIFE INSURANCEHistorical Cost Generated by Northern Trust from reviewed periodic data on 28 Feb 25 90,000.00020,000.000 | — | — | — | $5K | <0.1% | |
| Account Name WTW OPEB LIFE INSURANCEHistorical Cost Generated by Northern Trust from reviewed periodic data on 28 Feb 25 70,000.000 | — | — | $70K | $2K | <0.1% |