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Original filing (PDF)20251013165014NAL0000837235003
AMERICAN WATER WORKS COMPANY, INC.
Form 5500
FILING_RECEIVED
SAVS PL FOR EMPS OF AMER WTR WKS CO INC & ITS DESIG SUBS
401(k) retirement plan
Active participants
6,721
Accounts w/ balance
8,219
Plan assets (EOY)
$1.4B
Net assets (EOY)
$1.4B
How this plan invests
This plan
16 pooled trusts
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (3 bps vs 5 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AMERICAN WATER WORKS COMPANY, INC..
Plan sponsor
Name
AMERICAN WATER WORKS COMPANY, INC.
EIN
51-0063696
Address
P.O. BOX 2738, ATTN TAX DEPT. · CAMDEN, NJ · 081012738
Phone
(856) 955-4001
Industry
Utilitiessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
KREISCHER MILLER
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | 06-1050034 | GREENWOOD VILLAGE, CO | RECORDKEEPER | $383K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| QDRO CONSULTANTS | 34-1820650 | MEDINA, OH | OTHER | $6K | — |
Investments
21 direct securities · 16 pooled funds· $2.1B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$1.0B
21 holdings
Common Collective Trust
$1.0B
16 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VANGUARD INST 500 TRUST VANGUARD FIDUCIARY TRUST COMPANY · EIN 81-6327546 / PN 001 | Common Collective Trust | — | — | $180.5M | 12.9% | |
| HARBOR APPRECIATION CIT R HARBOR TRUST COMPANY · EIN 84-4022934 / PN 001 | Common Collective Trust | — | — | $125.9M | 9.0% | |
| Vanguard 2035 Target Retirement | — | — | — | $113.2M | 8.1% | |
| VAN TGT RETIRE 2035 I VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083977 / PN 001 | Common Collective Trust | — | — | $113.2M | 8.1% | |
| Vanguard 2040 Target Retirement | — | — | — | $105.7M | 7.6% | |
| VAN TGT RETIRE 2040 I VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083975 / PN 001 | Common Collective Trust | — | — | $105.7M | 7.6% | |
| Vanguard 2045 Target Retirement | — | — | — | $104.4M | 7.5% | |
| VAN TGT RETIRE 2045 I VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083973 / PN 001 | Common Collective Trust | — | — | $104.4M | 7.5% | |
| Vanguard Federal Money Market Fund | — | — | — | $95.8M | 6.9% | |
| Vanguard 2030 Target Retirement | — | — | — | $89.0M | 6.4% | |
| VAN TGT RETIRE 2030 I VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083979 / PN 001 | Common Collective Trust | — | — | $89.0M | 6.4% | |
| Vanguard 2050 Target Retirement | — | — | — | $77.8M | 5.6% | |
| VAN TGT RETIRE 2050 I VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083969 / PN 001 | Common Collective Trust | — | — | $77.8M | 5.6% | |
| JP Morgan Equity Income Fund | — | — | — | $68.7M | 4.9% | |
| Vanguard 2055 Target Retirement | — | — | — | $61.9M | 4.4% | |
| VAN TGT RETIRE 2055 I VANGUARD FIDUCIARY TRUST COMPANY · EIN 27-6715074 / PN 001 | Common Collective Trust | — | — | $61.9M | 4.4% | |
| Franklin Templeton Investments Small Cap Growth Fund | — | — | — | $54.6M | 3.9% | |
| Vanguard 2025 Target Retirement | — | — | — | $49.9M | 3.6% | |
| VAN TGT RETIRE 2025 I VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083981 / PN 001 | Common Collective Trust | — | — | $49.9M | 3.6% | |
| Westwood Quality SmallCap Fund Ultra | — | — | — | $46.3M | 3.3% | |
| Vanguard 2060 Target Retirement | — | — | — | $38.4M | 2.8% | |
| VAN TGT RETIRE 2060 TRUST VANGUARD FIDUCIARY TRUST COMPANY · EIN 45-3799212 / PN 001 | Common Collective Trust | — | — | $38.4M | 2.8% | |
| American Funds Europacific Growth Fund | — | — | — | $37.9M | 2.7% | |
| LOOMIS SAYLES CORE+ FI C LOOMIS, SAYLES & COMPANY, LP · EIN 84-6391546 / PN 010 | Common Collective Trust | — | — | $34.6M | 2.5% | |
| Participant loans Maturities through December 2039; Interest rates ranging from 4.25% to 9.50% | — | — | — | $24.7M | 1.8% | |
| Vanguard Total International Stock Index Fund | — | — | — | $24.7M | 1.8% | |
| Vanguard 2020 Target Retirement | — | — | — | $18.5M | 1.3% | |
| VAN TGT RETIRE 2020 I VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083953 / PN 001 | Common Collective Trust | — | — | $18.5M | 1.3% | |
| Vanguard Total Bond Market Index Fund | — | — | — | $10.9M | 0.8% | |
| Vanguard Short Term Bond Index Fund | — | — | — | $9.8M | 0.7% | |
| Vanguard Target Retirement Income Fund | — | — | — | $8.3M | 0.6% | |
| VAN TGT RETIRE INCOME I VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083968 / PN 001 | Common Collective Trust | — | — | $8.3M | 0.6% | |
| Vanguard 2065 Target Retirement | — | — | — | $7.0M | 0.5% | |
| VAN TGT RET 2065 TRUST I VANGUARD FIDUCIARY TRUST COMPANY · EIN 82-6190443 / PN 001 | Common Collective Trust | — | — | $7.0M | 0.5% | |
| SS REAL ASSET NL SER C STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 280 | Common Collective Trust | — | — | $3.6M | 0.3% | |
| Vanguard 2070 Target Retirement | — | — | — | $1.6M | 0.1% | |
| VAN TGT RET 2070 TRUST I VANGUARD FIDUCIARY TRUST COMPANY · EIN 87-7035538 / PN 001 | Common Collective Trust | — | — | $1.6M | 0.1% |