Original filing (PDF)20251015195814NAL0005779233001

MEDICAL SOCIETY OF DELAWARE

Name: MEDICAL SOCIETY OF DELAWARE — MEDICAL SOCIETY OF DELAWARE 401(K) PROFIT SHARING PLAN, Form 5500 (2024)
Creator: MEDICAL SOCIETY OF DELAWARE

Form 5500

FILING_RECEIVED

MEDICAL SOCIETY OF DELAWARE 401(K) PROFIT SHARING PLAN

401(k) retirement plan

Signals · 4

Late participant contributionsPossibly inadequate fidelity bond28% in single holding~76 bps in Sched C fees

Active participants

147

Accounts w/ balance

200

Plan assets (EOY)

$20.9M

Net assets (EOY)

$20.8M

How this plan invests

This plan

35 pooled trusts

Schedule D

3 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 855K (51% of contributions).
Fidelity bond appears below the 10%-of-assets requirement.
Total administrative cost in the bottom quartile of peers (6th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for MEDICAL SOCIETY OF DELAWARE.

Plan sponsor

Name

MEDICAL SOCIETY OF DELAWARE

EIN

51-0061011

Address

900 PRIDES CROSSING · NEWARK, DE · 19713

Phone

(302) 366-1400

Industry

Other Services (ex. Public Admin)see all

Plan administrator

Name

NPPG FIDUCIARY SERVICES, INC.

EIN

30-0835405

City

SHREWSBURY, NJ

Phone

(732) 758-1577

Plan characteristics

Plan number

333

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

2U · Association Retirement Plan

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
TRANSAMERICA FINANCIAL LIFE INSURAN	36-6071399	—	RECORDKEEPER	$129K	—
PINNACLE FINANCIAL SERVICES, INC	59-2438373	—	RECORDKEEPER	$11K	—

Broker

Name	EIN	Location	Relation	Direct comp	Indirect comp
CETERA FINANCIAL GROUP

Investments

3 direct securities · 35 pooled funds· $20.4M(98% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Pooled Separate Account

$20.0M

35 holdings

Other securities

$330K

2 holdings

Common Collective Trusts

$67K

1 holding

					% of plan
TRANSAMERICA LIFEGOAL 2040 WITH BLK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 838	Pooled Separate Account	—	—	$5.8M	27.7%
TRANSAMERICA LIFEGOAL 2045 WITH BLK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 839	Pooled Separate Account	—	—	$2.6M	12.2%
TRANSAMERICA LIFEGOAL 2025 WITH BLA TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 835	Pooled Separate Account	—	—	$2.3M	11.1%
TRANSAMERICA LIFEGOAL 2030 WITH BLA TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 836	Pooled Separate Account	—	—	$1.9M	8.9%
TRANSAMERICA LIFEGOAL 2035 WITH BLK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 837	Pooled Separate Account	—	—	$1.8M	8.8%
TRANSAMERICA LIFEGOAL RET WITH BLAC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 833	Pooled Separate Account	—	—	$1.6M	7.5%
TRANSAMERICA LIFEGOAL 2050 WITH BLK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 840	Pooled Separate Account	—	—	$1000K	4.8%
TRANSAMERICA LIFEGOAL 2055 WITH BLK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 841	Pooled Separate Account	—	—	$425K	2.0%
FIDELITY 500 INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 135	Pooled Separate Account	—	—	$347K	1.7%
TRANSAMERICA LIFEGOAL 2060 WITH BLK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 842	Pooled Separate Account	—	—	$311K	1.5%
Transamerica Financial Life * Stable Value Account	Other securities	—	—	$279K	1.3%
VANGUARD WINDSOR II RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 906	Pooled Separate Account	—	—	$227K	1.1%
FIDELITY INTERNATIONAL INDEX RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 270	Pooled Separate Account	—	—	$196K	0.9%
FIDELITY MID CAP INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 138	Pooled Separate Account	—	—	$196K	0.9%
VANGUARD SMALL CAP INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 904	Pooled Separate Account	—	—	$193K	0.9%
AMERICAN FUNDS EUROPACIFIC GR RET A TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 076	Pooled Separate Account	—	—	$156K	0.7%
MFS MASSACHUSETTS INVSTRS GROWTH ST TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 663	Pooled Separate Account	—	—	$154K	0.7%
BNY MELLON NATURAL RESOURCES RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 099	Pooled Separate Account	—	—	$122K	0.6%
AMERICAN FUNDS WASHINGTON MUTUAL IN TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 231	Pooled Separate Account	—	—	$101K	0.5%
DFA U.S. TARGETED VAL PORT RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 527	Pooled Separate Account	—	—	$79K	0.4%
STATE STREET RUSSELL LG CAP GR INDE TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 173	Pooled Separate Account	—	—	$74K	0.4%
DFA GLOBAL REAL ESTATE SECURITIES R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 156	Pooled Separate Account	—	—	$72K	0.3%
Transamerica Trust Fund 2	Common Collective Trusts	—	—	$67K	0.3%
TA VANGUARD HIGH-YIELD CORPORATE RE TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 683	Pooled Separate Account	—	—	$60K	0.3%
DFA COMMODITY STRATEGY RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 155	Pooled Separate Account	—	—	$57K	0.3%
DFA U.S. SM CAP PORT RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 722	Pooled Separate Account	—	—	$56K	0.3%
FIDELITY U.S. BOND INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 161	Pooled Separate Account	—	—	$54K	0.3%
Transamerica AEGON Balanced Retirement Account	Other securities	—	—	$51K	0.2%
AEGON BOND RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 312	Pooled Separate Account	—	—	$51K	0.2%
DFA EMERGING MARKETS CORE EQUITY RE TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 759	Pooled Separate Account	—	—	$40K	0.2%
FIDELITY REAL ESTATE INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 932	Pooled Separate Account	—	—	$30K	0.1%
BNY MELLON GLOBAL FIXED INCOME RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 761	Pooled Separate Account	—	—	$29K	0.1%
DFA INTRNTL SM COMP PORT RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 721	Pooled Separate Account	—	—	$22K	0.1%
DFA INFLATION-PROTECTED SECURITIES TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 526	Pooled Separate Account	—	—	$15K	<0.1%
LOOMIS SAYLES INVST GRADE BD RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 094	Pooled Separate Account	—	—	$6K	<0.1%
TRANSAMERICA LIFEGOAL 2065 WITH BLA TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 403	Pooled Separate Account	—	—	$1K	<0.1%
STATE STREET RUSSELL LG CAP VAL IND TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 171	Pooled Separate Account	—	—	$1K	<0.1%
AEGON BALANCED RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 310	Pooled Separate Account	—	—	$0	<0.1%