How big is Desert Sands Public Charter, Inc.'s plan?

Desert Sands Public Charter, Inc.'s plan reported $153.0M in assets and 2,081 participants for 2024.

Original filing (PDF)20251015222245NAL0011376818001

Desert Sands Public Charter, Inc.

Name: Desert Sands Public Charter, Inc. — Learn4life, Form 5500 (2024)
Creator: Desert Sands Public Charter, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Learn4life 403(b) Plan

403(b) retirement plan · Desert Sands Public Charter, Inc.'s Learn4life 403(b) Plan held $153.0M in plan assets for 2,081 participants in 2024, with Voya as recordkeeper.

Signals · 1

7 service providers

Active participants

2,081

Accounts w/ balance

2,341

Plan assets (EOY)

$153.0M

Net assets (EOY)

$153.0M

Plan identifiers

Desert Sands Public Charter, Inc.'s EIN is 48-1272886.

EIN 48-1272886

Plan number 001

Plan year 2024

ACK ID 20251015222245NAL0011376818001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Desert Sands Public Charter, Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Desert Sands Public Charter, Inc.'s plan includes ERISA 404(c) participant direction, a 403(b) annuity, 403(b) custodial accounts, a default investment (QDIA), profit-sharing.

Decision-maker contacts

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How this plan invests

This plan

1 pooled trust

Schedule D

70 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Total administrative cost in the bottom quartile of peers (8th percentile).

Plan sponsor

Name

DESERT SANDS PUBLIC CHARTER, INC.

EIN

all filings

Address

177 HOLSTON DRIVE · LANCASTER, CA · 93535

Phone

(661) 272-1225

Industry

Educational Services

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2L · 403(b)(1) annuity

2M · 403(b)(7) custodial accounts

2T · Default investment account (QDIA)

2E · Profit-sharing

2U · Association Retirement Plan

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

7 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
VOYA RETIREMENT INSURANCE & ANNUITY	71-0294708	—	SERVICE PROVIDER	$688K	—

Investment manager

Name	EIN	Location	Relation	Direct comp	Indirect comp
FEDERATED INVESTORS	—

Investments

70 direct securities · 1 pooled fund· $151.3M(99% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.

Pooled Separate Accounts

$132.9M

65 holdings

Other securities

$16.1M

3 holdings

Bonds / Notes

$1.7M

1 holding

Pooled Separate Account

$590K

1 holding

Mutual Funds

$38K

1 holding

					% of plan
BlackRock LifePath Dyn 2045 Fd K Pooled separate account n/a	Pooled Separate Accounts	—	—	$26.3M	17.2%
BlackRock LifePath Dyn 2055 Fd K Pooled separate account n/a	Pooled Separate Accounts	—	—	$23.0M	15.1%
BlackRock LifePath Dyn 2035 Fd K Pooled separate account n/a	Pooled Separate Accounts	—	—	$19.0M	12.4%
Voya Fixed Plus Account III Fixed annuity n/a	Other securities	—	—	$16.1M	10.5%
BlackRock LifePath Dyn Retire F K Pooled separate account n/a	Pooled Separate Accounts	—	—	$15.0M	9.8%
Fidelity 500 Index Fund Pooled separate account n/a	Pooled Separate Accounts	—	—	$10.7M	7.0%
MFS Growth Fund R6 Pooled separate account n/a	Pooled Separate Accounts	—	—	$8.5M	5.6%
VY TRowerPrice Captl Apprec Pt R6 Pooled separate account n/a	Pooled Separate Accounts	—	—	$4.6M	3.0%
Voya Intermediate Bond Fund R6 Pooled separate account n/a	Pooled Separate Accounts	—	—	$2.6M	1.7%
BlackRock LifePath Dyn 2060 Fd K Pooled separate account n/a	Pooled Separate Accounts	—	—	$2.6M	1.7%
BlackRock LifePath Dyn 2050 Fd K Pooled separate account n/a	Pooled Separate Accounts	—	—	$2.5M	1.6%
MFS Intl Intrinsic Val Fnd R6 Pooled separate account n/a	Pooled Separate Accounts	—	—	$2.2M	1.4%
American Funds Amer Mutual R6 Pooled separate account n/a	Pooled Separate Accounts	—	—	$1.8M	1.2%
Notes receivable from participants 146 loans - 3.25% to 8.5% n/a	Bonds / Notes	—	—	$1.7M	1.1%
JPMorgan Equity Income Fund R6 Pooled separate account n/a	Pooled Separate Accounts	—	—	$1.6M	1.0%
Inv Discovery MCp Grw F R6 Pooled separate account n/a	Pooled Separate Accounts	—	—	$1.5M	1.0%
BlackRock LifePath Dyn 2030 Fd K Pooled separate account n/a	Pooled Separate Accounts	—	—	$1.5M	1.0%
MFS Core Equity Fund R6 Pooled separate account n/a	Pooled Separate Accounts	—	—	$1.3M	0.9%
FdtdHrms Inst Hg Yld Bd Fnd R6 Pooled separate account n/a	Pooled Separate Accounts	—	—	$1.3M	0.8%
Fidelity Sm Cp Ind Fd Pooled separate account n/a	Pooled Separate Accounts	—	—	$982K	0.6%
BlackRock LifePath Dyn 2040 Fd K Pooled separate account n/a	Pooled Separate Accounts	—	—	$879K	0.6%
DFA US Small Cap Gr Port Ins Pooled separate account n/a	Pooled Separate Accounts	—	—	$827K	0.5%
Fidelity Mid Cap Idx Fd Pooled separate account n/a	Pooled Separate Accounts	—	—	$809K	0.5%
Gldmn Sachs SmCp Value Insi R6 Pooled separate account n/a	Pooled Separate Accounts	—	—	$712K	0.5%
BlackRock LifePath Dyn 2065 Fd K Pooled separate account n/a	Pooled Separate Accounts	—	—	$706K	0.5%
American Funds New World R6 Pooled separate account n/a	Pooled Separate Accounts	—	—	$674K	0.4%
SYMETRA SPINNAKER VAR AN SEP ACCT C SYMETRA LIFE INSURANCE COMPANY · EIN 91-0742147 / PN 000	Pooled Separate Account	—	—	$590K	0.4%
John Hanck Dis Val Md Cp Fd R6 Pooled separate account n/a	Pooled Separate Accounts	—	—	$516K	0.3%
First Eagle Global Income Builder R6 Pooled separate account n/a	Pooled Separate Accounts	—	—	$143K	<0.1%
Profunds Bitcoin Strategy Inv Pooled separate account n/a	Pooled Separate Accounts	—	—	$134K	<0.1%
Fidelity VIP Government MMP - SC2 Pooled separate account n/a	Pooled Separate Accounts	—	—	$113K	<0.1%
Fidelity VIP ContraFd Port - IC Pooled separate account n/a	Pooled Separate Accounts	—	—	$69K	<0.1%
BNY Mellon SI Fd, Inc - Svs Sh Pooled separate account n/a	Pooled Separate Accounts	—	—	$65K	<0.1%
Schwab S&P 500 Index Pooled separate account n/a	Pooled Separate Accounts	—	—	$51K	<0.1%
Invesco V.I. Int Growth Fd2 Pooled separate account n/a	Pooled Separate Accounts	—	—	$47K	<0.1%
Charles Schwab Interest-bearing cash n/a	Mutual Funds	—	—	$38K	<0.1%
Schwab US Large-Cap Growth Idx Pooled separate account n/a	Pooled Separate Accounts	—	—	$36K	<0.1%
Pioneer Equity Income VCT Port - C2 Pooled separate account n/a	Pooled Separate Accounts	—	—	$35K	<0.1%
JPMorgan Insurance Trust MCVP - C1 Pooled separate account n/a	Pooled Separate Accounts	—	—	$33K	<0.1%
Fixed Acct: 1 Yr Guarantee Period Fixed annuity n/a	Other securities	—	—	$28K	<0.1%
Franklin Small Cap Value VIP Fd - C2 Pooled separate account n/a	Pooled Separate Accounts	—	—	$25K	<0.1%
Franklin U.S. Govmt VIP Fd - C2 Pooled separate account n/a	Pooled Separate Accounts	—	—	$18K	<0.1%
Schwab US Mid-Cap Index Pooled separate account n/a	Pooled Separate Accounts	—	—	$16K	<0.1%
Schwab Small Cap Index Pooled separate account n/a	Pooled Separate Accounts	—	—	$15K	<0.1%
Fidelity VIP Equity-Inc SM Port - IC Pooled separate account n/a	Pooled Separate Accounts	—	—	$15K	<0.1%
Invesco V.I. Health Care Fd1 Pooled separate account n/a	Pooled Separate Accounts	—	—	$14K	<0.1%
Symetra Life Fixed Account Fixed annuity n/a	Other securities	—	—	$13K	<0.1%
Fidelity VIP Gr & Income Port - IC Pooled separate account n/a	Pooled Separate Accounts	—	—	$12K	<0.1%
BNY Mellon Sust USEqty Port - ISh Pooled separate account n/a	Pooled Separate Accounts	—	—	$12K	<0.1%
Invesco V.I. American Franchise Fd1 Pooled separate account n/a	Pooled Separate Accounts	—	—	$10K	<0.1%

1–50 of 71

1 / 2

Fund families in this plan

Detected from the parsed Schedule of Assets. Click a family to see every plan that holds it — ranked by position size.

BlackRock / iShares$91.3M Voya$18.7M Fidelity$12.7M American Funds (Capital Group)$2.5M JPMorgan$1.6M Dimensional / DFA$827K Schwab$157K Invesco$91K Franklin Templeton$53K

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