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Original filing (PDF)20250725073820NAL0005547809001
REFINED TECHNOLOGIES, INC.
Form 5500
FILING_RECEIVED
REFINED TECHNOLOGIES 401(K) PLAN
401(k) retirement plan
Active participants
476
Accounts w/ balance
454
Plan assets (EOY)
$42.1M
Net assets (EOY)
$42.1M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for REFINED TECHNOLOGIES, INC..
Plan sponsor
Name
REFINED TECHNOLOGIES, INC.
EIN
48-1245119
Address
480 WILDWOOD FOREST DR. · SPRING, TX · 77380
Phone
(832) 482-4248
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-25
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2A · Age/service weighted or new comparability
Audit & trust (Schedule H)
Auditor
CROWE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | 84-0467907 | — | RECORDKEEPER | $44K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MANAGEMENT | $28K | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC. | — | CLEVELAND, OH | INVESTMENT BROKER | $20K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NOVA 401(K) ASSOCIATES | 20-1184758 | — | THIRD PARTY ADMINISTRATOR | $8K | — |
Investments
27 direct securities· $42.1M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| iShares S&P 500 Index K Mutual fund | — | — | — | $6.6M | 15.6% | |
| Fidelity Large Cap Growth Index Mutual fund | — | — | — | $3.3M | 7.8% | |
| Vanguard Target Retirement 2045 Inv Mutual fund | — | — | — | $3.2M | 7.6% | |
| Vanguard Target Retirement 2055 Inv Mutual fund | — | — | — | $2.9M | 6.8% | |
| Vanguard Target Retirement 2050 Inv Mutual fund | — | — | — | $2.8M | 6.7% | |
| Vanguard Target Retirement 2040 Inv Mutual fund | — | — | — | $2.3M | 5.5% | |
| Key Guaranteed Portfolio Fund Guaranteed investment contract | — | — | — | $2.3M | 5.5% | |
| Fidelity Advisor Total Bond Z Mutual fund | — | — | — | $2.1M | 5.1% | |
| Vanguard Developed Markets Index Admiral Mutual fund | — | — | — | $2.1M | 4.9% | |
| Vanguard Small Cap Index Adm Mutual fund | — | — | — | $1.7M | 4.0% | |
| DFA Global Equity I Mutual fund | — | — | — | $1.6M | 3.8% | |
| Vanguard Target Retirement 2025 Inv Mutual fund | — | — | — | $1.4M | 3.3% | |
| Vanguard Target Retirement 2060 Inv Mutual fund | — | — | — | $1.3M | 3.1% | |
| Vanguard Target Retirement 2035 Inv Mutual fund | — | — | — | $1.2M | 2.8% | |
| Notes receivable from participants Maturities through April 2040 Interest rate range: 5.25% - 10.50% - | — | — | — | $1.2M | 2.8% | |
| Vanguard Mid Cap Index Fund Mutual fund | — | — | — | $1.0M | 2.4% | |
| Vanguard Target Retirement 2030 Inv Mutual fund | — | — | — | $864K | 2.1% | |
| Invesco Diversified Dividend R6 Mutual fund | — | — | — | $688K | 1.6% | |
| JPMorgan Mid Cap Growth R6 Mutual fund | — | — | — | $686K | 1.6% | |
| Party in Identity of Issue, Borrower, (c) (d) Current Interest Lessor, or Similar Party Description of Investment Cost Value AB Small Cap Growth Z Mutual fund ** $ | — | — | — | $543K | 1.3% | |
| Vanguard Target Retirement Income Inv Mutual fund | — | — | — | $415K | 1.0% | |
| American Funds New World R6 Mutual fund | — | — | — | $413K | 1.0% | |
| Vanguard Target Retirement 2020 Inv Mutual fund | — | — | — | $394K | 0.9% | |
| Vanguard Target Retirement 2065 Inv Mutual fund | — | — | — | $327K | 0.8% | |
| Allspring Special Mid Cap Value R6 Mutual fund | — | — | — | $283K | 0.7% | |
| Allspring Special Small Cap Value R6 Mutual fund | — | — | — | $280K | 0.7% | |
| Pioneer Strategic Income Y Mutual fund | — | — | — | $260K | 0.6% |