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Original filing (PDF)20251013160615NAL0000800339001
VENDOR CREDENTIALING SERVICE, LLC D/B/A SYMPLR
Form 5500
FILING_RECEIVED
SYMPLR 401(K) PLAN AND TRUST
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,483
Accounts w/ balance
1,824
Plan assets (EOY)
$143.6M
Net assets (EOY)
$143.6M
How this plan invests
This plan
6 pooled trusts
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 27 bps in Schedule C fees — 169% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VENDOR CREDENTIALING SERVICE, LLC D/B/A SYMPLR.
Plan sponsor
Name
VENDOR CREDENTIALING SERVICE, LLC D/B/A SYMPLR
EIN
48-1035673
Address
315 CAPITOL STREET SUITE 100 · HOUSTON, TX · 770022827
Phone
(913) 677-0092
Industry
Custom Computer Programming· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
RSM US LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CREATIVE PLANNING, INC. | 43-1270780 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $338K | — |
| ASCENSUS | 82-3719843 | — | CONTRACT ADMINISTRATOR | $48K | — |
Investments
27 direct securities · 6 pooled funds· $155.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$136.0M
27 holdings
Common Collective Trust
$19.4M
6 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2045 Fund N/A | — | — | — | $32.5M | 22.6% | |
| Vanguard Target Retirement 2055 Fund N/A | — | — | — | $25.8M | 18.0% | |
| Vanguard Target Retirement 2035 Fund N/A | — | — | — | $25.1M | 17.5% | |
| BlackRock Equity Index Fund Class 1 N/A | — | — | — | $11.3M | 7.9% | |
| BLACKROCK EQTY INDX FD CLASS 1 GREAT GRAY TRUST COMPANY · EIN 20-3802168 / PN 001 | Common Collective Trust | — | — | $11.3M | 7.9% | |
| Vanguard Target Retirement 2025 Fund N/A | — | — | — | $7.6M | 5.3% | |
| AB Large Cap Growth Fund Inc N/A | — | — | — | $6.4M | 4.5% | |
| Self-directed brokerage accounts N/A | — | — | — | $3.6M | 2.5% | |
| PRINCIPAL STABLE VALUE Z FUND PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274328 / PN 001 | Common Collective Trust | — | — | $3.0M | 2.1% | |
| Vanguard Target Retirement 2040 Fund N/A | — | — | — | $2.9M | 2.0% | |
| Participant loans (interest at 4.25% to 9.50%, with various maturities through July 2038) N/A | — | — | — | $2.3M | 1.6% | |
| Carillon Eagle Carillon Eagle Mid Cap Growth R6 Fund N/A | — | — | — | $1.9M | 1.3% | |
| Vanguard Target Retirement 2050 Fund N/A | — | — | — | $1.8M | 1.2% | |
| BLACKROCK MID CAP EQ IDX CL R GREAT GRAY TRUST COMPANY · EIN 20-3802327 / PN 003 | Common Collective Trust | — | — | $1.8M | 1.2% | |
| MFS Value R6 Fund N/A | — | — | — | $1.6M | 1.1% | |
| BLACKROCK EAFE EQ INDX FD CL 1 GREAT GRAY TRUST COMPANY · EIN 20-3802495 / PN 007 | Common Collective Trust | — | — | $1.4M | 1.0% | |
| BLACKROCK RUSS 2000 IDX CL R GREAT GRAY TRUST COMPANY · EIN 20-3802587 / PN 004 | Common Collective Trust | — | — | $1.4M | 1.0% | |
| Vanguard Target Retirement 2065 Fund N/A | — | — | — | $1.2M | 0.8% | |
| BlackRock Total Return K Fund N/A | — | — | — | $1.2M | 0.8% | |
| JP Morgan JP Morgan Small Cap Growth R6 Fund N/A | — | — | — | $1.2M | 0.8% | |
| Allspring Special Mid Cap Value Fund N/A | — | — | — | $1.2M | 0.8% | |
| Vanguard Target Retirement 2030 Fund N/A | — | — | — | $1.1M | 0.7% | |
| MFS New Discovery Value R6 Fund N/A | — | — | — | $1.0M | 0.7% | |
| Vanguard Target Retirement Income Fund N/A | — | — | — | $980K | 0.7% | |
| American Century American Century Emerging Markets R6 Fund N/A | — | — | — | $977K | 0.7% | |
| Vanguard Target Retirement 2020 Fund N/A | — | — | — | $929K | 0.6% | |
| MFS Institutional International Equity Fund N/A | — | — | — | $849K | 0.6% | |
| Vanguard Target Retirement 2060 Fund N/A | — | — | — | $793K | 0.6% | |
| BlackRock US Debt Index Fund Class 1 N/A | — | — | — | $520K | 0.4% | |
| BLACKROCK US DBT IDX FD CL 1 GREAT GRAY TRUST COMPANY · EIN 20-3802445 / PN 010 | Common Collective Trust | — | — | $520K | 0.4% | |
| Cohen & Steers Cohen & Steers Real Estate Securities Z Fund N/A | — | — | — | $507K | 0.4% | |
| American Century American Century High Income Fund N/A | — | — | — | $499K | 0.3% | |
| Vanguard Target Retirement 2070 Fund N/A | — | — | — | $303K | 0.2% |
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