Original filing (PDF)20250916091953NAL0001219875001

FOUR B CORP

Name: FOUR B CORP — BALLS FOOD STORES 401(K) RETIREMENT PLAN, Form 5500 (2024)
Creator: FOUR B CORP

Form 5500

FILING_RECEIVED

BALLS FOOD STORES 401(K) RETIREMENT PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

2,139

Accounts w/ balance

1,007

Plan assets (EOY)

$55.7M

Net assets (EOY)

$55.7M

How this plan invests

This plan

16 pooled trusts

Schedule D

31 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade B

Above-average plan

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

Knocking points off

43 bps in Schedule C fees — 168% above peer band of 16 bps.
No recordkeeper disclosed on Schedule C.
Only 47% as many balances as active participants — suggests many active employees aren't deferring.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FOUR B CORP.

Plan sponsor

Name

FOUR B CORP

EIN

48-0894902

Address

5300 SPEAKER RD · KANSAS CITY, KS · 661061050

Phone

(913) 573-1200

Industry

Supermarkets & Other Grocery Stores· Retail Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

004

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-16

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

JOHN SAMYN CPA LLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
GALLAGHER FIDUCIARY ADVISORS, LLC	36-4291971	—	INVESTMENT ADVISORY	$50K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL LIFE INSURANCE COMPANY	42-0127290	—	CONTRACT ADMINISTRATOR	$189K	—

Accountant / Auditor

Name	EIN	Location	Relation	Direct comp	Indirect comp
JOHN J. SAMYN CPR LLC	91-3179094	—	ACCOUNTANT	$0	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L	36-4317381	—	INV ADV, PARTICIPANTS	$0	—

Investments

22 direct securities · 16 pooled funds· $81.4M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$46.3M

22 holdings

Common Collective Trust

$30.2M

13 holdings

Pooled Separate Account

$4.9M

3 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
VANGUARD EXPLORER ADMIRAL FUND	—	—	$0	$11.0M	19.8%
PRIN LIFETIME HYB 2030 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005	Common Collective Trust	—	—	$11.0M	19.8%
PRIN LIFETIME HB 2040 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007	Common Collective Trust	—	—	$6.0M	10.8%
Prin SmCap S&P 600 Index SA-Z	—	—	$0	$6.0M	10.8%
DODGE & COX STOCK X FUND	—	—	$0	$4.8M	8.5%
Prin LgCp S&P 500 Index SA-Z	—	—	$0	$3.9M	7.0%
Prin LifeTime Hy Inc CIT U	—	—	$0	$3.7M	6.7%
PRIN LGCP S&P 500 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016	Pooled Separate Account	—	—	$3.7M	6.7%
PRIN LIFETIME HY 2050 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009	Common Collective Trust	—	$0	$3.6M	6.5%
PRIN LIFETIME HY INC CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011	Common Collective Trust	—	$0	$3.6M	6.5%
Prin Real Estate Secs Inst Fd	—	—	$0	$3.5M	6.3%
PRIN LIFETIME HYB 2020 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 003	Common Collective Trust	—	—	$3.5M	6.3%
MFS Intl Growth R6 Fund	—	—	$0	$1.8M	3.2%
PIMCO Total Return Instl Fund	—	—	$0	$1.4M	2.5%
Participant Loans	—	—	$0	$1.3M	2.4%
Invesco Int Sm-Md Comp R6 Fund	—	—	$0	$1.2M	2.1%
Prin Fixed Inc Guar Option	—	—	$0	$1.1M	1.9%
PRIN LIFETIME HY 2060 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012	Common Collective Trust	—	$0	$1.0M	1.8%
Prin MidCap Inst Fund	—	—	$0	$949K	1.7%
Baron Growth Instl Fund	—	—	$0	$887K	1.6%
PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028	Pooled Separate Account	—	—	$837K	1.5%
Prin LifeTime HB 2045 CIT U	—	—	$0	$837K	1.5%
DFA US TARGETED VALUE I FUND	—	—	$0	$716K	1.3%
American Funds NewWorld R6	—	—	$0	$706K	1.3%
DFA US LG CP EQ PORT INSTL FD	—	—	$0	$611K	1.1%
Prin LifeTime HB 2040 CIT U	—	—	$0	$564K	1.0%
Allspring Spec M Cap Value R6	—	—	$0	$407K	0.7%
PRIN LIFETIME HB 2045 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008	Common Collective Trust	—	$0	$400K	0.7%
Prin LifeTime HB 2035 CIT U	—	—	$0	$361K	0.6%
PRIN MIDCAP S&P 400 IDX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023	Pooled Separate Account	—	—	$361K	0.6%
PRIN LIFETIME HB 2035 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006	Common Collective Trust	—	$0	$337K	0.6%
Prin MidCap S&P 400 Idx SA-Z	—	—	$0	$322K	0.6%
PRIN LIFETIME HYB 2025 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004	Common Collective Trust	—	$0	$277K	0.5%
PRIN LIFETIME HY 2055 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010	Common Collective Trust	—	—	$241K	0.4%
DODGE & COX INCOME X FUND	—	—	$0	$241K	0.4%
PRIN LIFETIME HYB 2015 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 002	Common Collective Trust	—	$0	$92K	0.2%
PRIN LIFETIME HY 2065 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013	Common Collective Trust	—	$0	$64K	0.1%
PRIN LIFETIME HYB 2070 CIT U PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 014	Common Collective Trust	—	$0	$25K	<0.1%