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Original filing (PDF)20251008160131NAL0003417395001
METRO CU FEDERAL CREDIT UNION
Form 5500
FILING_RECEIVED
METRO CREDIT UNION 401(K) SAFE HARBOR PLAN
401(k) retirement plan
Active participants
98
Accounts w/ balance
118
Plan assets (EOY)
$13.9M
Net assets (EOY)
$13.9M
How this plan invests
This plan
14 pooled trusts
Schedule D
12 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 57 bps in Schedule C fees — 98% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for METRO CU FEDERAL CREDIT UNION.
Plan sponsor
Name
METRO CU FEDERAL CREDIT UNION
EIN
47-6026142
Address
14517 F STREET - SUITE 211 · OMAHA, NE · 68137
Phone
(402) 551-3052
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
LUTZ AND COMPANY, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $50K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CONVERGENCE WEALTH LLC | — | OMAHA, NE | INVESTMENT ADVISOR | $14K | — |
| GLOBAL RETIREMENTS PARTNERS LLC | 47-1411118 | — | INVESTMENT ADVISOR | $14K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BENEFIT PLANS INC | 47-0617162 | — | CONTRACT ADMIN | $2K | — |
Investments
14 pooled funds· $4.0M(29% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$2.1M
11 holdings
Pooled Separate Account
$1.9M
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| LARGE CAP GROWTH EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 141 | Pooled Separate Account | — | — | $879K | 6.3% | |
| GREAT GRAY TRUST AMRCN FUNDS 2030 GREAT GRAY · EIN 38-4126262 / PN 566 | Common Collective Trust | — | — | $675K | 4.9% | |
| LARGE CAP VALUE I EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 129 | Pooled Separate Account | — | — | $554K | 4.0% | |
| INTERNATIONAL BLEND II EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 534 | Pooled Separate Account | — | — | $500K | 3.6% | |
| GREAT GRAY TRUST AMRCN FUNDS 2045 GREAT GRAY · EIN 38-4126265 / PN 569 | Common Collective Trust | — | — | $494K | 3.6% | |
| GREAT GRAY TRUST AMRCN FUNDS 2055 GREAT GRAY · EIN 38-4126267 / PN 571 | Common Collective Trust | — | — | $357K | 2.6% | |
| GREAT GRAY TRUST AMRCN FUNDS 2060 GREAT GRAY · EIN 38-4126268 / PN 572 | Common Collective Trust | — | — | $205K | 1.5% | |
| SMALL CAP GROWTH FUND II GREAT GRAY · EIN 38-4126288 / PN 000 | Common Collective Trust | — | — | $90K | 0.6% | |
| MID CAP VALUE FUND II GREAT GRAY · EIN 38-7312964 / PN 001 | Common Collective Trust | — | — | $90K | 0.6% | |
| GREAT GRAY TRUST AMRCN FUNDS 2035 GREAT GRAY · EIN 38-4126263 / PN 567 | Common Collective Trust | — | — | $62K | 0.4% | |
| GREAT GRAY TRUST AMRCN FUNDS 2050 GREAT GRAY · EIN 38-4126266 / PN 570 | Common Collective Trust | — | — | $62K | 0.4% | |
| GREAT GRAY TRUST AMRCN FUNDS 2040 GREAT GRAY · EIN 38-4126264 / PN 568 | Common Collective Trust | — | — | $24K | 0.2% | |
| MID CAP GROWTH FUND FEE CLASS R1 GREAT GRAY · EIN 38-4126247 / PN 549 | Common Collective Trust | — | — | $0 | <0.1% | |
| GREAT GRAY TRUST AMRCN FUNDS 2025 GREAT GRAY · EIN 38-4126261 / PN 565 | Common Collective Trust | — | — | $0 | <0.1% |