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Original filing (PDF)20251014105738NAL0005572706001
CONCURRENT HRO, LLC
Form 5500
FILING_RECEIVED
CONCURRENT HRO 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,641
Accounts w/ balance
1,722
Plan assets (EOY)
$61.7M
Net assets (EOY)
$61.7M
How this plan invests
This plan
1 pooled trust
Schedule D
40 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 69 bps in Schedule C fees — 334% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CONCURRENT HRO, LLC.
Plan sponsor
Name
CONCURRENT HRO, LLC
EIN
47-5137893
Address
11811 UPHAM ST. · UNIT A · BROOMFIELD, CO · 80020
Phone
(720) 432-5900
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
2V · PEO multiple-employer plan
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
JASON F. CLAUSEN, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsOther
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RBF CAPITAL MANAGEMENT, INC. | 45-5277485 | — | NONE | $201K | — |
| AMERITAS LIFE INSURANCE CORP | 47-0098400 | — | NONE | $192K | — |
| CHARLES SCHWAB BANK | 82-3967259 | — | NONE | $20K | — |
| JASON F. CLAUSEN, P.C. | 27-4097479 | — | NONE | $10K | — |
| CONCURRENT HRO, LLC | 47-5137893 | — | NONE | $6K | — |
Investments
40 direct securities · 1 pooled fund· $62.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$61.4M
40 holdings
Common Collective Trust
$992K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Schwab US Treasury Money Fund | — | — | — | $12.5M | 20.3% | |
| Vanguard 500 Index Fund | — | — | — | $5.6M | 9.1% | |
| a. b. c. d. e. Issuer Description Cost Current Value American Funds American Funds Bond Fund of America | — | — | — | $4.9M | 7.9% | |
| Vanguard Target Retirement 2030 Fd | — | — | — | $3.1M | 5.0% | |
| Vanguard Target Retirement 2040 Fd | — | — | — | $3.1M | 4.9% | |
| Fidelity Advisor Fidelity Advisor Technology Fund | — | — | — | $3.1M | 4.9% | |
| Vanguard Target Retirement 2035 Fd | — | — | — | $2.6M | 4.1% | |
| Franklin Utilities RD CL R6 | — | — | — | $2.5M | 4.0% | |
| Vanguard Target Retirement 2025 Fd | — | — | — | $2.1M | 3.4% | |
| JP Morgan JPMorgan Large Cap Growth R6 | — | — | — | $1.7M | 2.7% | |
| Fidelity Advisor Fidelity Select Energy Portfolio | — | — | — | $1.6M | 2.6% | |
| Vanguard Target Retirement 2045 Fd | — | — | — | $1.6M | 2.6% | |
| Vanguard Target Retirement 2050 Fd | — | — | — | $1.6M | 2.6% | |
| MFS Value Fund CL R6 | — | — | — | $1.5M | 2.4% | |
| Vanguard Target Retirement 2055 Fd | — | — | — | $1.1M | 1.8% | |
| Janus Henderson Janus Henderson Global Life Sci Fd | — | — | — | $992K | 1.6% | |
| Met Life MetLife Annuity 25554 CL | — | — | — | $992K | 1.6% | |
| GREAT GRAY CIT III FOR METLIFE GROU GREAT GRAY TRUST COMPANY, LLC · EIN 26-0142858 / PN 094 | Common Collective Trust | — | — | $992K | 1.6% | |
| SPDR Gold Shares | — | — | — | $795K | 1.3% | |
| Charles Schwab Trust Bank Charles Schwab Bank PCRA | — | — | — | $778K | 1.3% | |
| Delaware Group Delaware Small Cap Value R6 | — | — | — | $742K | 1.2% | |
| Vanguard Mid-Cap Value Index Fund | — | — | — | $735K | 1.2% | |
| Dimensional Fund Advisors DFA Real estate Sec Prtfl Fd | — | — | — | $699K | 1.1% | |
| Vanguard Materials Index Fund | — | — | — | $642K | 1.0% | |
| Vanguard Inst Target Retirement Income | — | — | — | $624K | 1.0% | |
| JP Morgan JPMorgan Mid Cap Growth R6 | — | — | — | $618K | 1.0% | |
| Vanguard Financials Index Fund | — | — | — | $595K | 1.0% | |
| Vanguard Mid Cap Index Fund Admiral | — | — | — | $545K | 0.9% | |
| BlackRock iShares Russell 2000 SM Cap Index | — | — | — | $523K | 0.8% | |
| Vanguard Vangaurd Target Retirement 2060 Fd | — | — | — | $519K | 0.8% | |
| Vanguard International Growth Fund | — | — | — | $504K | 0.8% | |
| Participant Loans 4.25% to 9.50% | — | — | — | $484K | 0.8% | |
| Invesco Gold & Special Minerals | — | — | — | $483K | 0.8% | |
| Invesco Oppenheimer Discovery R6 | — | — | — | $359K | 0.6% | |
| Vanguard Target Retirement 2065 Fd | — | — | — | $295K | 0.5% | |
| American Funds American Funds New World Fund | — | — | — | $273K | 0.4% | |
| Vanguard Shrt-Trm Corp Bd Indx Fd | — | — | — | $263K | 0.4% | |
| Janus Henderson Janus Henderson Global Equity Income Fd | — | — | — | $171K | 0.3% | |
| Vanguard HI-Yield Corp Fd | — | — | — | $141K | 0.2% | |
| Vanguard Short-Term Federal Fund | — | — | — | $131K | 0.2% | |
| Vanguard Inflation-Protectd Secs Fd | — | — | — | $72K | 0.1% |