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Original filing (PDF)20251015113210NAL0002221923001
COHERE LIFE, INC.
Form 5500
FILING_RECEIVED
COHERE LIFE, INC. 401(K) PLAN
401(k) retirement plan
Signals · 2
~85 bps in Sched C feesNo recordkeeper disclosed
Active participants
119
Accounts w/ balance
147
Plan assets (EOY)
$3.1M
Net assets (EOY)
$3.1M
How this plan invests
This plan
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 85 bps in Schedule C fees — 64% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COHERE LIFE, INC..
Plan sponsor
Name
COHERE LIFE, INC.
EIN
47-4812427
Address
18001 NORTH 79TH AVENUE · SUITE C56 · GLENDALE, AZ · 85308
Phone
(480) 367-2626
Industry
Real Estatesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
2S · Automatic enrollment
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsTrustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BOKF, NA | — | TULSA, OK | TRUSTEE | $27K | — |
Investments
24 direct securities· $3.1M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2035 – Inv Mutual Fund | — | — | — | $604K | 19.3% | |
| Vanguard Target Retirement 2045 – Inv Mutual Fund | — | — | — | $403K | 12.9% | |
| Vanguard Target Retirement 2040 – Inv Mutual Fund | — | — | — | $384K | 12.3% | |
| Fidelity 500 Index – Inst Prem Mutual Fund | — | — | — | $313K | 10.0% | |
| Vanguard Target Retirement 2050 – Inv Mutual Fund | — | — | — | $239K | 7.6% | |
| Vanguard Target Retirement 2030 – Inv Mutual Fund | — | — | — | $159K | 5.1% | |
| Vanguard Target Retirement 2025 – Inv Mutual Fund | — | — | — | $154K | 4.9% | |
| T. Rowe Price Growth Stock – I Mutual Fund | — | — | — | $154K | 4.9% | |
| Vanguard Small-Cap Growth Index – Adm Mutual Fund | — | — | — | $94K | 3.0% | |
| American Europacific Growth – R6 Mutual Fund | — | — | — | $90K | 2.9% | |
| MetWest Total Return Bond – P Mutual Fund | — | — | — | $83K | 2.7% | |
| Vanguard Short-Term Bond Index – Adm Mutual Fund | — | — | — | $76K | 2.4% | |
| Vanguard Target Retirement 2065 – Inv Mutual Fund | — | — | — | $65K | 2.1% | |
| American Beacon Small-Cap Value – R6 Mutual Fund | — | — | — | $62K | 2.0% | |
| Vanguard Target Retirement 2055 – Inv Mutual Fund | — | — | — | $49K | 1.6% | |
| Vanguard Target Retirement 2060 – Inv Mutual Fund | — | — | — | $39K | 1.2% | |
| Notes receivable from participants Interest at 9.75%–10.50% | — | — | — | $35K | 1.1% | |
| Vanguard Mid-Cap Index – Adm Mutual Fund | — | — | — | $29K | 0.9% | |
| American Beacon International Equity – R6 Mutual Fund | — | — | — | $29K | 0.9% | |
| MFS Value – R6 Mutual Fund | — | — | — | $23K | 0.7% | |
| Vanguard Target Retirement 2070 – Inv Mutual Fund ** 727 Invesco Government & Agency – Inst FD Money Market Fund | — | — | — | $18K | 0.6% | |
| Vanguard Inflation-Protected Securities – Adm Mutual Fund | — | — | — | $12K | 0.4% | |
| Vanguard Target Retirement Income – Inv Mutual Fund | — | — | — | $6K | 0.2% | |
| Vanguard Target Retirement 2020 – Inv Mutual Fund | — | — | — | $2K | <0.1% |
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