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Original filing (PDF)20250729131300NAL0001632563001
EMBARK VETERINARY, INC.
Form 5500
FILING_RECEIVED
EMBARK VETERINARY RETIREMENT PLAN
401(k) retirement plan
Signals · 1
26% in single holding
Active participants
71
Accounts w/ balance
135
Plan assets (EOY)
$9.0M
Net assets (EOY)
$9.0M
How this plan invests
This plan
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Fidelity Freedom Index 2055 Fund 109,037.2370 shares" is 26% of plan.
Helping the score
- Below-peer total fees (19 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EMBARK VETERINARY, INC..
Plan sponsor
Name
EMBARK VETERINARY, INC.
EIN
47-4663829
Address
ONE LINCOLN ST. SUITE 2900 · BOSTON, MA · 02211
Phone
(808) 175-1848
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-29
Pension benefit codes
3D · Pre-approved plan (master / prototype / VS)
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
MCSOLEY MCCOY AND CO.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $17K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $296 | — |
Investments
31 direct securities· $9.0M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom Index 2055 Fund 109,037.2370 shares | — | — | $109K | $2.3M | 25.8% | |
| Fidelity Freedom Index 2050 Fund 53,873.8470 shares | — | — | $54K | $1.4M | 15.5% | |
| Fidelity Freedom Index 2060 Fund 61,280.3720 shares | — | — | $61K | $1.1M | 12.3% | |
| Fidelity 500 Index Fund 5,404.8050 shares | — | — | $5K | $1.1M | 12.2% | |
| Fidelity Freedom Index 2040 Fund 28,163.8940 shares | — | — | $28K | $693K | 7.7% | |
| Fidelity Freedom Index Income Fund 31,310.5690 shares | — | — | $31K | $366K | 4.1% | |
| Fidelity Freedom Index 2035 Fund 14,162.8710 shares | — | — | $14K | $330K | 3.7% | |
| Fidelity Freedom Index 2045 Fund 12,590.7650 shares | — | — | $13K | $326K | 3.6% | |
| Fidelity International Index Fund 4,678.9020 shares | — | — | $5K | $222K | 2.5% | |
| Fidelity Freedom Index 2065 Fund 14,289.7700 shares | — | — | $14K | $209K | 2.3% | |
| Fidelity Large Cap Value Index Fund 10,597.9090 shares | — | — | $11K | $192K | 2.1% | |
| Fidelity Large Cap Growth Index Fund 4,683.2360 shares | — | — | $5K | $183K | 2.0% | |
| Fidelity Small Cap Index Fund 3,545.6520 shares | — | — | $4K | $98K | 1.1% | |
| MFS Mid Cap Value Fund 1,988.1950 shares | — | — | $2K | $63K | 0.7% | |
| Fidelity Mid Cap Value Index Fund 2,221,628.0000 shares | — | — | $2.2M | $60K | 0.7% | |
| Fidelity Mid Cap Index Fund 1,322.7020 shares | — | — | $1K | $45K | 0.5% | |
| Fidelity US Bond Index Fund 3,970.5010 shares | — | — | $4K | $41K | 0.4% | |
| AB Sustainable Global Thematic Fund 205.1890 shares | — | — | — | $32K | 0.4% | |
| Black Rock Equity Dividend Fund 1,624.2150 shares | — | — | $2K | $31K | 0.3% | |
| Principal Blue Chip Fund 652.5840 shares | — | — | — | $30K | 0.3% | |
| American Funds New World Funds 376.9190 shares | — | — | — | $29K | 0.3% | |
| Fidelity Small Cap Index Fund 999.4090 shares | — | — | — | $26K | 0.3% | |
| Fidelity Mid Cap Growth Index Fund 768.3910 shares | — | — | — | $25K | 0.3% | |
| Vanguard Consumer Staples Index Fund 174.2300 shares | — | — | — | $18K | 0.2% | |
| Participant loans 5.75% - 9.50% - | — | — | — | $14K | 0.2% | |
| AB Small Cap Growth Fund 181.1740 shares | — | — | — | $13K | 0.1% | |
| Fidelity Short-Term Treasury Bond Index Fund 641.2540 shares | — | — | — | $7K | <0.1% | |
| Columbia Small Cap Value Fund 120.7220 shares | — | — | — | $6K | <0.1% | |
| Fidelity Total Bond K6 Fund 585.7720 shares | — | — | — | $5K | <0.1% | |
| Black Rock High Yield Bond Fund 597.7870 shares | — | — | — | $4K | <0.1% | |
| Fidelity Government Money Market Fund 2,050.2500 shares | — | — | $2K | $2K | <0.1% |
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