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Original filing (PDF)20251008121900NAL0002990291001
LINK-IN BENEFITS, LLC
Form 5500
FILING_RECEIVED
LINK-IN BENEFITS DEFINED CONTRIBUTION PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
349
Accounts w/ balance
192
Plan assets (EOY)
$6.4M
Net assets (EOY)
$6.4M
How this plan invests
This plan
1 pooled trust
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
80
Knocking points off
- No recordkeeper disclosed on Schedule C.
- 55% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Below-peer total fees (19 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LINK-IN BENEFITS, LLC.
Plan sponsor
Name
LINK-IN BENEFITS, LLC
EIN
47-4634098
Address
185 PLAINS ROAD, SUITE 202W · MILFORD, CT · 06461
Phone
(855) 553-5104
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
TEMPLETON & COMPANY. LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsTPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | 93-1253576 | — | CONTRACT ADMINISTRATOR | $12K | — |
| PENSION CONSULTANTS INC | 06-1504963 | — | THIRD PARTY ADMIN | $0 | — |
Investments
31 direct securities · 1 pooled fund· $12.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$6.4M
31 holdings
Common Collective Trust
$6.2M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| RELIANCE ADVISORY TRUST PORTFOLIOS RELIANCE TRUST COMPANY · EIN 46-6634600 / PN 001 | Common Collective Trust | — | — | $6.2M | 97.2% | |
| Vanguard Target Retire 2040 | — | — | — | $1.4M | 21.2% | |
| Vanguard Target Retire 2025 | — | — | — | $819K | 12.8% | |
| Vanguard Target Retire 2035 | — | — | — | $745K | 11.6% | |
| Vanguard Target Retire 2030 | — | — | — | $692K | 10.8% | |
| Vanguard Target Retire 2055 | — | — | — | $536K | 8.3% | |
| Vanguard Target Retire 2050 | — | — | — | $394K | 6.1% | |
| Vanguard Target Retire 2045 | — | — | — | $324K | 5.1% | |
| Vanguard 500 Index Admiral | — | — | — | $215K | 3.4% | |
| Loans to participants, interest rates ranging from * Notes receivable from participants - 3.25% - 8.50%, various maturities. | — | — | — | $177K | 2.8% | |
| Vanguard Target Retire 2020 | — | — | — | $140K | 2.2% | |
| Vanguard Info Tech Index Admiral | — | — | — | $114K | 1.8% | |
| MFS International Diversification R6 | — | — | — | $107K | 1.7% | |
| Vanguard Growth Index Admiral | — | — | — | $101K | 1.6% | |
| Vanguard Target Retire 2060 | — | — | — | $100K | 1.6% | |
| T. Rowe Price Float Rate I ** 61 Vanguard Total Bond Market Index Admiral | — | — | — | $94K | 1.5% | |
| Reliance Advisory Trust Managed Account 80 | — | — | — | $73K | 1.1% | |
| Vanguard Value Index Admiral | — | — | — | $67K | 1.0% | |
| Vanguard Small Cap Index Admiral | — | — | — | $62K | 1.0% | |
| Reliance Advisory Trust Managed Account 70 | — | — | — | $52K | 0.8% | |
| Vanguard Mid Cap Val Index Admiral | — | — | — | $36K | 0.6% | |
| Vanguard Federal Prime Money Market Investment | — | — | — | $33K | 0.5% | |
| Vanguard Target Retire 2065 | — | — | — | $31K | 0.5% | |
| Reliance Advisory Trust Managed Account 99 | — | — | — | $27K | 0.4% | |
| Vanguard Balanced Index Admiral | — | — | — | $26K | 0.4% | |
| MFS Mid Cap Growth R5 | — | — | — | $24K | 0.4% | |
| Vanguard Mid Cap Growth Index Admiral | — | — | — | $22K | 0.3% | |
| MFS Bond R5 | — | — | — | $14K | 0.2% | |
| MFS Growth R6 | — | — | — | $14K | 0.2% | |
| Reliance Advisory Trust Managed Account 20 | — | — | — | $11K | 0.2% | |
| Reliance Advisory Trust Managed Account 60 | — | — | — | $4K | <0.1% | |
| Vanguard Total Bond Market Index Admiral | — | — | — | $2K | <0.1% |
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