Back to filter
Original filing (PDF)20251013170935NAL0000859555001
SPIRE SERVICES INC.
Form 5500
FILING_RECEIVED
SPIRE HEALTH AND WELLNESS BENEFIT PLAN
Health & welfare plan
Signals · 2
~108 bps in Sched C feesNo recordkeeper disclosed
Active participants
3,168
Accounts w/ balance
—
Plan assets (EOY)
$344.4M
Net assets (EOY)
$343.0M
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 108 bps in Schedule C fees — 979% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SPIRE SERVICES INC..
Plan sponsor
Name
SPIRE SERVICES INC.
EIN
47-4582725
Address
700 MARKET STREET · ST. LOUIS, MO · 63101
Phone
(314) 342-0547
Industry
Utilitiessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4H · Long-Term Disability
4I · Severance Pay
4L · Death Benefits (other than life insurance)
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HEALTHY ALLIANCE LIFE INS. CO. | 86-0257201 | — | NONE | $3.5M | — |
| DELTA DENTAL OF MISSOURI | 43-0908349 | — | NONE | $174K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.