Original filing (PDF)20251010120232NAL0008112929001

RESIDENTIAL ONE, LLC

Name: RESIDENTIAL ONE, LLC — RESIDENTIAL ONE 401(K) PLAN, Form 5500 (2024)
Creator: RESIDENTIAL ONE, LLC

Form 5500

FILING_RECEIVED

RESIDENTIAL ONE 401(K) PLAN

401(k) retirement plan

Signals · 2

26% in single holdingNo recordkeeper disclosed

Active participants

412

Accounts w/ balance

389

Plan assets (EOY)

$8.2M

Net assets (EOY)

$8.2M

How this plan invests

This plan

34 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

Vendor stack

Participation health

100

Knocking points off

Top holding "MoA Clear Passage 2035 Mutual fund" is 26% of plan.
65 bps in Schedule C fees — modestly above peer band of 52 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RESIDENTIAL ONE, LLC.

Plan sponsor

Name

RESIDENTIAL ONE, LLC

EIN

47-4263376

Address

8975 GUILFORD RD. SUITE 100 · COLUMBIA, MD · 21046

Phone

(301) 939-4488

Industry

Real Estatesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-10

Pension benefit codes

2G · Total participant-directed accounts

2F · ERISA section 404(c)

3D · Pre-approved plan (master / prototype / VS)

2J · 401(k) feature

2K · 401(m) arrangement

2E · Profit-sharing

2S · Automatic enrollment

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Auditor

LUXENBURG & BRONFIN LLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
MUTUAL OF AMERICA SEC. CORP LLC	—	NEW YORK, NY	FIDUCIARY	$53K	—

Investments

26 direct securities· $8.6M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
MoA Clear Passage 2035 Mutual fund	—	—	—	$2.4M	28.9%
MoA Clear Passage 2030 Mutual fund	—	—	—	$1.1M	13.0%
MoA Clear Passage 2045 Mutual fund	—	—	—	$905K	11.1%
MoA Clear Passage 2040 Mutual fund	—	—	—	$887K	10.9%
MoA Clear Passage 2025 Mutual fund	—	—	—	$614K	7.5%
Loan Fund . Mutual of America MUTUAL FUND	—	—	—	$456K	5.6%
MoA Clear Passage 2020 Mutual fund	—	—	—	$456K	5.6%
Participant Loans Receivable 4.25% - 9.50%	—	—	—	$419K	5.1%
MoA Clear Passage 2050 Mutual fund	—	—	—	$364K	4.5%
MoA Clear Passage 2055 Mutual fund	—	—	—	$287K	3.5%
Party-in- Identity of Issue, Borrower, Lessor, Rate of Interest, interest or Similar Party Collateral, Par or Maturity Value Current Value MoA Equity Index Fund Mutual fund	—	—	—	$236K	2.9%
MoA Clear Passage 2060 Mutual fund	—	—	—	$144K	1.8%
Vanguard Treasury Money Market Investor Mutual fund	—	—	—	$143K	1.8%
Dodge & Cox Stock Mutual fund	—	—	—	$81K	1.0%
MoA Clear Passage 2065 Mutual fund	—	—	—	$59K	0.7%
Vanguard Total Bond Market Index Adm Mutual fund	—	—	—	$48K	0.6%
T. Rowe Price Blue Chip Growth I Mutual fund	—	—	—	$36K	0.4%
MoA International Fund . Mutual of America MUTUAL FUND	—	—	—	$17K	0.2%
Delaware Small Cap Value R6 Mutual fund	—	—	—	$17K	0.2%
Calvert Bond R6 . Delward MUTUAL FUND	—	—	—	$17K	0.2%
MoA Small Cap Equity Index Fund Mutual fund	—	—	—	$9K	0.1%
MoA Retirement Income Fund Mutual fund	—	—	—	$9K	0.1%
Victory RS Small Cap Growth R6 Mutual fund	—	—	—	$8K	<0.1%
Calvert Bond R6 Mutual fund	—	—	—	$6K	<0.1%
Column (d) is not required as the Plan's investments are f totally participant directed The investments that are included in the supplemental schedule is based on information certified by the custodian as complete and accurate in accordance with Section 2520.103-8 of the Department of	—	—	—	$3K	<0.1%
MoA International Fund Mutual fund	—	—	—	$1K	<0.1%