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Original filing (PDF)20250801162402NAL0007337809001
TORRID LLC
Form 5500
FILING_RECEIVED
TORRID 401(K) PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
6,113
Accounts w/ balance
858
Plan assets (EOY)
$29.3M
Net assets (EOY)
$29.2M
How this plan invests
This plan
6 pooled trusts
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- Only 14% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (16 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TORRID LLC.
Plan sponsor
Name
TORRID LLC
EIN
47-3648005
Address
18501 E. SAN JOSE AVE. · CITY OF INDUSTRY, CA · 91748
Phone
(626) 667-1002
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-01
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
2E · Profit-sharing
Audit & trust (Schedule H)
Auditor
HOLTHOUSE CARLIN & VAN TRIGT LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JOHN HANCOCK RETIREMENT PLAN SERVIC | 01-0233346 | — | RECORDKEEPER | $28K | — |
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $550 | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS | 47-1411118 | — | ADVISOR | $20K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
22 direct securities · 6 pooled funds· $28.8M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$27.5M
22 holdings
Common Collective Trust
$1.3M
6 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds 2050 Target Date Retirement Fund Asset Allocation Mutual Fund | — | — | — | $4.9M | 16.9% | |
| Vanguard 500 Index Fund Mutual Fund | — | — | — | $3.8M | 13.0% | |
| American Funds 2030 Target Date Retirement Fund Asset Allocation Mutual Fund | — | — | — | $2.6M | 9.0% | |
| American Funds 2045 Target Date Retirement Fund Asset Allocation Mutual Fund | — | — | — | $2.5M | 8.7% | |
| American Funds 2055 Target Date Retirement Fund Asset Allocation Mutual Fund | — | — | — | $2.5M | 8.5% | |
| American Funds 2040 Target Date Retirement Fund Asset Allocation Mutual Fund | — | — | — | $2.4M | 8.1% | |
| American Funds 2035 Target Date Retirement Fund Asset Allocation Mutual Fund | — | — | — | $1.8M | 6.2% | |
| Fidelity Equity Growth Fund Mutual Fund | — | — | — | $1.4M | 4.6% | |
| Fully benefit-responsive investment contract New York Life Guaranteed Interest Account Guaranteed Interest Account | — | — | — | $935K | 3.2% | |
| American Funds 2060 Target Date Retirement Fund Asset Allocation Mutual Fund | — | — | — | $905K | 3.1% | |
| American Funds 2025 Target Date Retirement Fund Asset Allocation Mutual Fund | — | — | — | $551K | 1.9% | |
| Vanguard Mid-Cap Index Fund Mutual Fund | — | — | — | $544K | 1.9% | |
| Vanguard Small-Cap Index Fund Mutual Fund | — | — | — | $445K | 1.5% | |
| iShares MSCI EAFE International Index Fund Mutual Fund | — | — | — | $380K | 1.3% | |
| T. Rowe Price Divers Mid Cap Growth Fund Mutual Fund | — | — | — | $353K | 1.2% | |
| CORE PLUS BOND III GREAT GRAY TRUST COMPANY, LLC · EIN 38-4116854 / PN 515 | Common Collective Trust | — | — | $318K | 1.1% | |
| Fidelity Small Cap Growth Fund Mutual Fund | — | — | — | $315K | 1.1% | |
| Putnam Large Cap Value Fund Collective Investment Trust | — | — | — | $282K | 1.0% | |
| PUTN LARGE CP VAL R1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $282K | 1.0% | |
| Lazard Emerging Markets Equity Fund Collective Investment Trust | — | — | — | $281K | 1.0% | |
| LZD EMRG MKTS EQ ADV GREAT GRAY TRUST COMPANY, LLC · EIN 86-1758580 / PN 674 | Common Collective Trust | — | — | $281K | 1.0% | |
| J H INTL ALPHA EQ U GREAT GRAY TRUST COMPANY, LLC · EIN 38-7275329 / PN 001 | Common Collective Trust | — | — | $236K | 0.8% | |
| Franklin Small Cap Value Fund Mutual Fund | — | — | — | $171K | 0.6% | |
| American Funds 2020 Target Date Retirement Fund Asset Allocation Mutual Fund | — | — | — | $167K | 0.6% | |
| American Funds 2015 Target Date Retirement Fund Asset Allocation Mutual Fund | — | — | — | $156K | 0.5% | |
| GG MFS MID CP VAL 2W GREAT GRAY TRUST COMPANY, LLC · EIN 38-4139822 / PN 616 | Common Collective Trust | — | — | $144K | 0.5% | |
| American Funds 2010 Target Date Retirement Fund Asset Allocation Mutual Fund | — | — | — | $104K | 0.4% | |
| WILMINGTON LG CAP VALUE FD R1 GREAT GRAY TRUST COMPANY · EIN 38-7264527 / PN 690 | Common Collective Trust | — | — | $0 | <0.1% |
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