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Original filing (PDF)20251230082836NAL0027261280001
SMILE DOCTORS LLC
Form 5500
FILING_RECEIVED
SMILE DOCTORS RETIREMENT PLAN
401(k) retirement plan
Signals · 2
Late filing · 1.5 moNo recordkeeper disclosed
Active participants
3,668
Accounts w/ balance
1,580
Plan assets (EOY)
$51.5M
Net assets (EOY)
$51.5M
How this plan invests
This plan
1 pooled trust
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
82
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
94
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- Filed 1.5 months past the 10.5-month grace window.
- 28 bps in Schedule C fees — 76% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
- Only 43% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SMILE DOCTORS LLC.
Plan sponsor
Name
SMILE DOCTORS LLC
EIN
47-3435755
Address
5400 LBJ FREEWAY · STE 800 · DALLAS, TX · 75240
Phone
(512) 318-3324
Industry
Offices of Dentists· Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-12-30
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2U · Association Retirement Plan
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERITAS LIFE INSURANCE CORP | 47-0098400 | — | NONE | $129K | — |
| CHARLES SCHWAB BANK | 82-3967259 | — | NONE | $9K | — |
| BAKER TILLY VIRCHOW KRAUSE, LLP | 30-1413443 | — | NONE | $7K | — |
Investments
26 direct securities · 1 pooled fund· $52.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$50.1M
25 holdings
Mutual Funds
$946K
1 holding
Common Collective Trust
$918K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund 44,770 shares | — | — | $45K | $9.1M | 17.7% | |
| T. Rowe Price Retirement 2045 Fund - Class 206,451 shares | — | — | $206K | $4.6M | 8.9% | |
| T. Rowe Price Retirement 2040 Fund - Class 132,310 shares | — | — | $132K | $4.0M | 7.9% | |
| T. Rowe Price Retirement 2050 Fund - Class 176,804 shares | — | — | $177K | $3.3M | 6.5% | |
| T. Rowe Price Retirement 2035 Fund - Class 152,527 shares | — | — | $153K | $3.2M | 6.2% | |
| JPMorgan Large Cap Growth Fund R6 38,196 shares | — | — | $38K | $3.2M | 6.2% | |
| T. Rowe Price Retirement 2055 Fund - Class 154,407 shares | — | — | $154K | $3.1M | 6.0% | |
| T. Rowe Price Retirement 2030 Fund - Class 98,692 shares | — | — | $99K | $2.5M | 4.9% | |
| Fidelity US Bond Index Fund 242,285 shares | — | — | $242K | $2.5M | 4.8% | |
| Fidelity Total International Index Fund 180,072 shares | — | — | $180K | $2.4M | 4.7% | |
| JPMorgan Equity Income Fund R6 75,639 shares | — | — | $76K | $1.8M | 3.5% | |
| T. Rowe Price Retirement 2025 Fund - Class 103,274 shares | — | — | $103K | $1.7M | 3.3% | |
| T. Rowe Price Retirement 2060 Fund - Class 90,718 shares | — | — | $91K | $1.5M | 2.9% | |
| Fidelity Extended Market Index Fund 14,762 shares | — | — | $15K | $1.3M | 2.6% | |
| Principal SmallCap Growth I R6 75,740 shares | — | — | $76K | $1.1M | 2.2% | |
| Fidelity Advisor Total Bond Fund 101,164 shares | — | — | $101K | $950K | 1.8% | |
| Allspring Special Small Cap Value Fund 23,504 shares | Mutual Funds | — | $24K | $946K | 1.8% | |
| Blackrock Mid-Cap Growth Equity Fund 21,683 shares | — | — | $22K | $939K | 1.8% | |
| PUTNAM STABLE VALUE FUND PUTNAM FIDUCIARY TRUST COMPANY, LLC · EIN 04-3159710 / PN 202 | Common Collective Trust | — | $918K | $918K | 1.8% | |
| MFS International Growth Fund R3 21,787 shares | — | — | $22K | $887K | 1.7% | |
| T. Rowe Price Retirement 2065 Fund - Class 53,129 shares | — | — | $53K | $683K | 1.3% | |
| MFS Mid Cap Value Fund Class R3 14,068 shares | — | — | $14K | $429K | 0.8% | |
| T. Rowe Price Retirement 2020 Fund - Class 18,372 shares | — | — | $18K | $341K | 0.7% | |
| Various maturity dates through October 2042 * Participant Loans Interest rates: 4.25% to 9.50% | — | — | — | $291K | 0.6% | |
| T. Rowe Price Retirement 2005 Fund - Class 3,020 shares | — | — | $3K | $36K | <0.1% | |
| T. Rowe Price Retirement 2015 Fund - Class 1,888 shares | — | — | $2K | $24K | <0.1% | |
| T. Rowe Price Retirement 2010 Fund - Class 631 shares | — | — | — | $10K | <0.1% |
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