Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $30K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF | — | — | — | $5.0M | 26.7% | |
| Vanguard FTSE Developed Markets | — | — | — | $3.8M | 20.2% | |
| State Street SPDR Portfolio S&P 500 ETF | — | — | — | $2.9M | 15.6% | |
| Vanguard FTSE Emerging Markets | — | — | — | $1.4M | 7.5% |
| iShares Core Total US Bond Market ETF | — | — | — | $1.2M | 6.4% |
| State Street SPDR Portfolio S&P 400 Mid Cap | — | — | — | $860K | 4.6% |
| State Street SPDR Portfolio S&P 600 Small Cap ETF | — | — | — | $654K | 3.5% |
| Goldman Sachs Goldman Sachs ActiveBeta US Large Cap Equity | — | — | — | $437K | 2.3% |
| Vanguard Total International Bond ETF | — | — | — | $250K | 1.3% |
| iShares Emerging Markets USD Bond ETF | — | — | — | $224K | 1.2% |
| Goldman Sachs Goldman Sachs ActiveBeta International Equity | — | — | — | $110K | 0.6% |
| Vanguard Value ETF | — | — | — | $99K | 0.5% |
| Vanguard Mid-Cap Value ETF | — | — | — | $93K | 0.5% |
| State Street SPDR S&P Kensho New Economies Composite ETF | — | — | — | $75K | 0.4% |
| Vanguard Small-Cap Value ETF | — | — | — | $73K | 0.4% |
| Goldman Sachs Goldman Sachs ActiveBeta Europe Equity ETF | — | — | — | $63K | 0.3% |
| iShares ESG Aware MSCI USA ETF | — | — | — | $63K | 0.3% |
| Vanguard Dividend Appreciation ETF | — | — | — | $63K | 0.3% |
| iShares MSCI ACWI Low Carbon Target ETF | — | — | — | $62K | 0.3% |
| maturing through November 2029 - | — | — | — | $49K | 0.3% |
| Vanguard U.S. Large-cap Growth Equity ETF | — | — | — | $47K | 0.3% |
| Goldman Sachs Goldman Sachs ActiveBeta Emerging Markets Equity | — | — | — | $45K | 0.2% |
| JPMorgan Ultra-Short Income | — | — | — | $36K | 0.2% |
| iShares 0-5 Year TIPS Bond ETF | — | — | — | $33K | 0.2% |
| Goldman Sachs Goldman Sachs TreasuryAccess 01 Year ETF | — | — | — | $30K | 0.2% |
| State Street SPDR S&P 500 Fossil Fuel Reserves Free ETF | — | — | — | $28K | 0.2% |
| iShares ESG Aware MSCI EAFE ETF | — | — | — | $28K | 0.2% |
| Goldman Sachs Goldman Sachs ActiveBeta US Small Cap Equity ETF | — | — | — | $25K | 0.1% |
| Goldman Sachs Goldman Sachs ActiveBeta Japan Equity ETF | — | — | — | $25K | 0.1% |
| Charles Schwab U.S. REIT ETF | — | — | — | $20K | 0.1% |
| Dimensional US Large Cap Value ETF | — | — | — | $18K | <0.1% |
| Goldman Sachs Goldman Sachs Access Investment Grade Corporate Bond ETF | — | — | — | $16K | <0.1% |
| TCW Transform 500 ETF | — | — | — | $15K | <0.1% |
| Goldman Sachs Goldman Sachs Access U.S. Aggregate Bond ETF | — | — | — | $14K | <0.1% |
| Dimensional U.S. Core Equity 2 ETF | — | — | — | $14K | <0.1% |
| iShares ESG Aware MSCI EM ETF | — | — | — | $14K | <0.1% |
| iShares Trust iShares USD Green Bond ETF | — | — | — | $13K | <0.1% |
| Vanguard LongTerm Government Bond | — | — | — | $12K | <0.1% |
| Invesco QQQ Trust | — | — | — | $11K | <0.1% |
| iShares ESG Aware MSCI USA Small-Cap ETF | — | — | — | $11K | <0.1% |
| Goldman Sachs Goldman Sachs Access Emerging Markets USD Bond ETF | — | — | — | $11K | <0.1% |
| Dimensional U.S. Targeted Value ETF | — | — | — | $11K | <0.1% |
| Xtrackers USD High Yield Corporate Bond | — | — | — | $9K | <0.1% |
| Dimensional International Small Cap Value ETF | — | — | — | $8K | <0.1% |
| State Street SPDR MSCI EAFE Fossil Fuel Free ETF | — | — | — | $8K | <0.1% |
| Dimensional US Real Estate ETF | — | — | — | $7K | <0.1% |
| Dimensional International Core Equity 2 ETF | — | — | — | $6K | <0.1% |
| Dimensional Core Fixed Income ETF | — | — | — | $6K | <0.1% |
| iShares ESG Aware U.S. Aggregate Bond ETF | — | — | — | $5K | <0.1% |
| Vanguard Global ex-U.S. Real Estate ETF | — | — | — | $5K | <0.1% |
| Dimensional Emerging Markets Value ETF | — | — | — | $4K | <0.1% |
| State Street SPDR MSCI Emerging Markets Fossil Fuel Free ETF | — | — | — | $3K | <0.1% |
| GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF | — | — | — | $3K | <0.1% |
| Dimensional Emerging Markets Core Equity 2 ETF | — | — | — | $3K | <0.1% |
| Dimensional Ultrashort Fixed Income ETF | — | — | — | $2K | <0.1% |
| iShares ESG Aware USD Corporate Bond ETF | — | — | — | $2K | <0.1% |
| Vanguard Short-Term Inflation-Protected Securities ETF | — | — | — | $2K | <0.1% |
