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Original filing (PDF)20251006131956NAL0001886307001
ALTRIA CLIENT SERVICES LLC
Form 5500
FILING_RECEIVED
LONG-TERM DISABILITY PLAN FOR HOURLY EMPLOYEES
Health & welfare plan
Signals · 3
98% in single holding~178 bps in Sched C fees6 service providers
Active participants
1,293
Accounts w/ balance
—
Plan assets (EOY)
$20.3M
Net assets (EOY)
$19.8M
How this plan invests
This plan
1 pooled trust
Schedule D
2 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Altria Client Services Long- Plan’s interest in Trust (1)" is 98% of plan.
- 178 bps in Schedule C fees — 515% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ALTRIA CLIENT SERVICES LLC.
Plan sponsor
Name
ALTRIA CLIENT SERVICES LLC
EIN
47-2929146
Address
P. O. BOX 85088 · RICHMOND, VA · 232855088
Phone
(804) 274-2200
Industry
Manufacturingsee all
Plan administrator
Name
THOMAS H WATSON PLAN ADMINISTRATOR
EIN
88-1380953
City
RICHMOND, VA
Phone
(804) 274-2200
Plan characteristics
Plan number
527
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Welfare benefit codes
4H · Long-Term Disability
Audit & trust (Schedule H)
Auditor
PRICEWATERHOUSECOOPERS LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMT INSTIT OP CO INC | 04-2647786 | — | RECORDKEEPER | $104K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SCHARF INVESTMENTS LLC | 26-3775085 | — | INVESTMENT MANAGER | $118K | — |
Trustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JPMORGAN CHASE BANK NA | 13-4994650 | — | TRUSTEE | $10K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE HARTFORD | 06-0838648 | — | CONTRACT ADMINISTRATOR | $36K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRICEWATERHOUSECOOPERS LLP | 13-4008324 | — | AUDITOR | $77K | — |
Actuary
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC | 53-0181291 | — | ACTUARY | $18K | — |
Investments
2 direct securities · 1 pooled fund· $40.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$20.3M
2 holdings
Master Trust
$19.9M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Altria Client Services Long- Plan’s interest in Trust (1) | — | — | $15.9M | $19.9M | 97.9% | |
| ALCS L-T DISABILITY TRUST ALTRIA CLIENT SERVICES LLC · EIN 51-0194366 / PN 001 | Master Trust | — | — | $19.9M | 97.9% | |
| Fidelity Benefits Administrator Interest-bearing cash | — | — | $415K | $415K | 2.0% |