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Original filing (PDF)20260122172251NAL0004787889001
CRESTONE SERVICES GROUP, LLC
Form 5500
FILING_RECEIVED
CRESTONE SERVICES GROUP 401(K) PLAN
401(k) retirement plan
Signals · 2
Late filing · 2.2 mo~104 bps in Sched C fees
Active participants
321
Accounts w/ balance
257
Plan assets (EOY)
$5.6M
Net assets (EOY)
$5.6M
How this plan invests
This plan
1 pooled trust
Schedule D
20 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
91
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Filed 2.2 months past the 10.5-month grace window.
- 104 bps in Schedule C fees — 100% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CRESTONE SERVICES GROUP, LLC.
Plan sponsor
Name
CRESTONE SERVICES GROUP, LLC
EIN
47-2866430
Address
7080 YORK STREET · DENVER, CO · 80229
Phone
(801) 892-0557
Industry
Information / Tech / Mediasee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2026-01-22
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
G&S CPAS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $22K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CANNON CAPITAL MANAGEMENT INC | — | SALT LAKE CITY, UT | INVESTMENT ADVISOR | $17K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GLS CERTIFIED PUBLIC ACCOUNTANTS PC | — | SALT LAKE CITY, UT | AUDITOR | $14K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDUCIARY WISE LLC | — | GILBERT, AZ | OTHER | $4K | — |
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $936 | — |
Investments
20 direct securities · 1 pooled fund· $5.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$5.6M
20 holdings
Common Collective Trust
$228K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Interest Identity of Issue Description of Investment Value SHELTON NASDAQ-100 INDEX DIRECT 17,817 Shares | — | — | — | $694K | 12.4% | |
| VANGUARD TOTAL STOCK MKT IDX ADM 4,830 Shares | — | — | — | $681K | 12.1% | |
| VANGUARD MID-CAP VALUE INDEX ADM 6,167 Shares | — | — | — | $517K | 9.2% | |
| VANGUARD MID-CAP GROWTH INDEX ADM 4,383 Shares | — | — | — | $479K | 8.5% | |
| VANGUARD MID CAP INDEX FUND - ADM 1,362 Shares | — | — | — | $445K | 7.9% | |
| SCHWAB FDMTL US LG CO IDX 12,018 Shares | — | — | — | $335K | 6.0% | |
| VANGUARD INTERM-TERM BOND INDEX ADM 28,807 Shares | — | — | — | $292K | 5.2% | |
| SCHWAB TREASURY INFL PROTECTED SECS IDX 24,694 Shares | — | — | — | $249K | 4.4% | |
| FIDELITY CAPITAL & INCOME 23,590 Shares | — | — | — | $239K | 4.3% | |
| VANGUARD INTER-TERM TREASURY IND ADM 12,200 Shares | — | — | — | $239K | 4.3% | |
| VANGUARD SMALL CAP GROWTH INDEX ADM 2,408 Shares | — | — | — | $237K | 4.2% | |
| PUTNAM STABLE VALUE FUND PUTNAM INVESTMENTS · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $228K | 4.1% | |
| VANGUARD SMALL CAP VALUE INDEX ADM 2,465 Shares | — | — | — | $210K | 3.7% | |
| PUTNAM STABLE VALUE FUND 189,769 Shares | — | — | — | $190K | 3.4% | |
| VANGUARD DEVELOPED MARKETS INDEX ADM 10,407 Shares | — | — | — | $160K | 2.8% | |
| VANGUARD REAL ESTATE INDEX ADM 1,215 Shares | — | — | — | $154K | 2.7% | |
| VANGUARD EMERGING MKTS STOCK IDX ADM 3,993 Shares | — | — | — | $147K | 2.6% | |
| VANGUARD SMALL CAP INDEX ADM 1,081 Shares | — | — | — | $125K | 2.2% | |
| Participant loans Maturing from 2025 to 2029. Interest rates ranging from 4.25% to 9.50%, as of December 31, 2024. | — | — | — | $122K | 2.2% | |
| EMPOWER INTERNATIONAL VALUE INSTL 3,982 Shares | — | — | — | $32K | 0.6% | |
| EMPOWER T. ROWE PRICE MID CAP GR INST 5,562 Shares | — | — | — | $29K | 0.5% |
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