Back to filter
Original filing (PDF)20251014194219NAL0001781603001
CARESAVE TECHNOLOGIES, INC.
Form 5500
FILING_RECEIVED
CARESAVE TECHNOLOGIES INC 401(K) PROFIT SHARING PLAN & TRUST
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
3,141
Accounts w/ balance
2,022
Plan assets (EOY)
$11.2M
Net assets (EOY)
$11.2M
How this plan invests
This plan
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- 46 bps in Schedule C fees — 59% above peer band of 29 bps.
- 64% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CARESAVE TECHNOLOGIES, INC..
Plan sponsor
Name
CARESAVE TECHNOLOGIES, INC.
EIN
47-2416904
Address
7925 JONES BRANCH DRIVE · SUITE 1100 · MCLEAN, VA · 22102
Phone
(866) 290-5866
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
3H · Sponsor in controlled / affiliated group
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2S · Automatic enrollment
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
EISNERAMPER LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $37K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LPL FINANCIAL LLC | 04-3046611 | — | ADVISOR | $15K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
32 direct securities· $11.2M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom 2055 Fund K6 | — | — | — | $1.8M | 16.3% | |
| Fidelity Freedom 2050 Fund K6 | — | — | — | $1.3M | 11.9% | |
| Fidelity Freedom 2045 Fund K6 | — | — | — | $1.3M | 11.7% | |
| Fidelity Freedom 2035 Fund K6 | — | — | — | $1.3M | 11.2% | |
| Fidelity Freedom 2060 Fund K6 | — | — | — | $1.2M | 10.8% | |
| Fidelity 500 Index Fund | — | — | — | $757K | 6.7% | |
| Fidelity Freedom 2030 Fund K6 | — | — | — | $675K | 6.0% | |
| Fidelity Government Money Market K6 | — | — | — | $601K | 5.3% | |
| Fidelity Freedom 2040 Fund K6 | — | — | — | $587K | 5.2% | |
| Fidelity Blue Chip Growth Fund K6 | — | — | — | $407K | 3.6% | |
| Fidelity Freedom 2065 Fund K6 | — | — | — | $343K | 3.1% | |
| JP Morgan US Equity Fund R6 | — | — | — | $120K | 1.1% | |
| Fidelity Freedom 2025 Fund K6 | — | — | — | $100K | 0.9% | |
| Fidelity International Capital Apprec Fund | — | — | — | $96K | 0.9% | |
| Fidelity Global Ex US Index Fund | — | — | — | $84K | 0.8% | |
| Notes receivable from participants 7.25% - 9.50% | — | — | — | $59K | 0.5% | |
| Fidelity Mid Cap Index Fund | — | — | — | $55K | 0.5% | |
| Fidelity Equity Income Fund K6 | — | — | — | $54K | 0.5% | |
| PIMCO RAE US Small Institutional Fund | — | — | — | $43K | 0.4% | |
| Fidelity Freedom 2020 Fund K6 | — | — | — | $43K | 0.4% | |
| Fidelity Total Bond Fund K6 | — | — | — | $40K | 0.4% | |
| JP Morgan Government Bond R6 | — | — | — | $35K | 0.3% | |
| Fidelity Small Cap Growth Fund K6 | — | — | — | $34K | 0.3% | |
| Allspring Special Mid Cap Value Fund R6 | — | — | — | $28K | 0.3% | |
| RBC Emerging Markets Equity Fund R6 | — | — | — | $27K | 0.2% | |
| Janus Henderson Enterprise Fund Class N | — | — | — | $21K | 0.2% | |
| Fidelity US Bond Index Fund | — | — | — | $20K | 0.2% | |
| Fidelity Small Cap Index Fund | — | — | — | $17K | 0.2% | |
| Fidelity Freedom 2010 Fund K6 95 * Fidelity Freedom 2015 Fund K6 | — | — | — | $15K | 0.1% | |
| Cohen & Steers Realty Shares Fund Z | — | — | — | $5K | <0.1% | |
| Fidelity Freedom 2070 Fund K6 393 * Fidelity Freedom Inc Fund K6 | — | — | — | $4K | <0.1% | |
| Fidelity Inflation Protected Bond Index Fund | — | — | — | $3K | <0.1% |
Related plans
Other plans using FIDELITY INVESTMENTS INSTITUTIONAL
KAISER PERMANENTE MEDICAL CARE PROGRAM
KAISER PERMANENTE GROUP TRUST
$66.6B
MICROSOFT CORPORATION
MICROSOFT CORPORATION SAVINGS PLUS 401K PLAN
$65.6B · 123,878 participants
INTERNATIONAL BUSINESS MACHINES CORPORATION
IBM 401(K) PLAN
$60.4B · 49,030 participants
AT&T INC.
AT&T RETIREMENT SAVINGS PLAN
$43.1B · 102,760 participants
VERIZON COMMUNICATIONS INC.
VERIZON MASTER SAVINGS TRUST
$41.1B
NORTHROP GRUMMAN CORPORATION
NORTHROP GRUMMAN SAVINGS PLAN
$39.5B · 99,799 participants
Similar-size Health Care & Social Assistance plans
LIVING ASSISTANCE SERVICES INC
LIVING ASSISTANCE SERVICES INC 401(K) PROFIT SHARING PLAN & TRUST
$11.2M · 65 participants
UNLIMITED CARE, INC.
UNLIMITED CARE, INC. 401(K) PLAN
$11.2M · 3,555 participants
THE VISITING NURSE ASSOCIATION OF CLEVELAND
VISITING NURSE ASSOCIATION HEALTHCARE PARTNERS OF OHIO SAVINGS PLAN
$11.3M · 86 participants
GULFSIDE HEALTHCARE SERVICES, INC.
403(B) THRIFT PLAN FOR EMPLOYEES OF GULFSIDE HEALTHCARE SERVICES, INC.
$11.1M · 417 participants
BUSINESS SOLUTIONS OF PERRYSBURG LLC
BUSINESS SOLUTIONS OF PERRYSBURG, LLC 401(K) PROFIT SHARING PLAN
$11.1M · 405 participants
V.N.A. CORPORATION
VNA RETIREMENT PLAN
$11.0M · 86 participants
Large plans in Virginia
GENERAL DYNAMICS CORPORATION
GENERAL DYNAMICS CORPORATION 401(K) PLAN MASTER TRUST AGREEMENT
$23.5B
GENERAL DYNAMICS CORPORATION
GENERAL DYNAMICS CORPORATION 401(K) PLAN MASTER TRUST AGREEMENT
$23.5B
NORTHROP GRUMMAN CORPORATION
NORTHROP GRUMMAN PENSION PLAN
$18.8B · 11,507 participants
NATIONAL RURAL ELECTRIC COOPERATIVE ASSOCIATION
401(K) PENSION PLAN
$16.8B · 61,593 participants
NORTHROP GRUMMAN CORPORATION
NG DB MT FIXED INCOME FUND
$13.0B
LEIDOS, INC.
LEIDOS, INC. MASTER TRUST
$12.5B