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Original filing (PDF)20251014121402NAL0003894368001
ND PAPER INC.
Form 5500
FILING_RECEIVED
ND PAPER RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
330
Accounts w/ balance
594
Plan assets (EOY)
$85.1M
Net assets (EOY)
$85.1M
How this plan invests
This plan
3 pooled trusts
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (9 bps vs 16 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ND PAPER INC..
Plan sponsor
Name
ND PAPER INC.
EIN
47-2267105
Address
2001 SPRING RD · SUITE 500 · OAK BROOK, IL · 60523
Phone
(937) 528-3870
Industry
Manufacturingsee all
Plan administrator
Name
ND PAPER INC.
EIN
47-2267105
City
OAK BROOK, IL
Phone
(937) 528-3870
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3C · Not intended to be qualified
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BRIXEY & MEYER, INC.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CREATIVE PLANNING, LLC | 43-1270780 | — | INVESTMENT ADVISORY | $20K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $60K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
| MESIROW FINANCIAL INVESTMENT MANAGE | 36-3429599 | — | INV ADV, PARTICIPANTS | $0 | — |
Investments
28 direct securities · 3 pooled funds· $84.2M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$76.6M
28 holdings
Pooled Separate Account
$7.5M
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| NUVEEN LIFECYCL INDEX 2035 R6 | — | — | — | $11.2M | 13.1% | |
| FIDELITY 500 INDEX FUND | — | — | — | $10.2M | 12.0% | |
| NUVEEN LIFECYCL INDEX 2030 R6 | — | — | — | $9.1M | 10.7% | |
| NUVEEN LIFECYCL INDEX 2040 R6 | — | — | — | $6.4M | 7.5% | |
| NUVEEN LIFECYCL INDEX 2025 R6 | — | — | — | $5.4M | 6.3% | |
| PRIN BLUE CHIP SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 133 | Pooled Separate Account | — | — | $5.4M | 6.3% | |
| NUVEEN LIFECYCL INDEX 2045 R6 | — | — | — | $4.6M | 5.4% | |
| NUVEEN LIFECYCL INDEX 2055 R6 | — | — | — | $3.2M | 3.8% | |
| PRINCIPAL GUARANTEED OPTION | — | — | — | $3.0M | 3.5% | |
| NUVEEN LIFECYCL INDEX 2050 INS | — | — | — | $3.0M | 3.5% | |
| INVESCO CORE PLUS BOND R6 FD | — | — | — | $2.1M | 2.5% | |
| FIDELITY INTERNATIONAL IDX FD | — | — | — | $2.0M | 2.4% | |
| NUVEEN LIFECYCL INDEX 2020 R6 | — | — | — | $1.9M | 2.2% | |
| PRIN EQUITY INCOME SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 120 | Pooled Separate Account | — | — | $1.9M | 2.2% | |
| NUVEEN LIFECYCL INDEX 2060 R6 | — | — | — | $1.9M | 2.2% | |
| FIDELITY SM CAP INDEX FUND | — | — | — | $1.8M | 2.1% | |
| FIDELITY MID CAP INDEX FUND | — | — | — | $1.7M | 2.0% | |
| JP MORGAN MID CAP GROWTH R6 FD | — | — | — | $1.3M | 1.5% | |
| AMERICAN CENTURY SC GR R6 FD | — | — | — | $1.1M | 1.3% | |
| VANGUARD GLOBAL EQUITY INV FD | — | — | — | $1.0M | 1.2% | |
| VICTORY SYCAMORE EST VAL R6 FD | — | — | — | $1.0M | 1.2% | |
| Participant Notes Receivable | — | — | $0 | $863K | 1.0% | |
| FIDELITY EXTENDED MKT IDX FD | — | — | — | $820K | 1.0% | |
| NUVEEN LIFECYCL INDX RET INC R | — | — | — | $733K | 0.9% | |
| NUVEEN LIFECYCL INDEX 2065 R6 | — | — | — | $655K | 0.8% | |
| PGIM GLOBAL TOTAL RET R6 FD | — | — | — | $645K | 0.8% | |
| FIDELITY US BOND INDEX FUND | — | — | — | $589K | 0.7% | |
| PRIN REAL ESTATE SECS SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 095 | Pooled Separate Account | — | — | $284K | 0.3% | |
| NUVEEN LIFECYCL INDEX 2010 R6 | — | — | — | $193K | 0.2% | |
| ALLSPRING SPEC SM CP VALUE R6 | — | — | — | $155K | 0.2% | |
| NUVEEN LIFECYCL INDEX 2015 R6 | — | — | — | $95K | 0.1% |
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