Original filing (PDF)20251015163300NAL0005430833001

OURARING INC.

Name: OURARING INC. — OURA RING INC 401(K) PLAN, Form 5500 (2024)
Creator: OURARING INC.

Form 5500

FILING_RECEIVED

OURA RING INC 401(K) PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

364

Accounts w/ balance

379

Plan assets (EOY)

$16.0M

Net assets (EOY)

$16.0M

How this plan invests

This plan

48 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

No recordkeeper disclosed on Schedule C.

Helping the score

No Schedule C compensation disclosed — likely a small plan or unbundled.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OURARING INC..

Plan sponsor

Name

OURARING INC.

EIN

47-2155487

Address

222 KEARNY ST · 7TH FLOOR · SAN FRANCISCO, CA · 94108

Phone

(949) 701-9643

Industry

Wholesale Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2J · 401(k) feature

2K · 401(m) arrangement

2F · ERISA section 404(c)

2G · Total participant-directed accounts

3D · Pre-approved plan (master / prototype / VS)

2S · Automatic enrollment

3B · Covers self-employed individuals

Audit & trust (Schedule H)

Auditor

HALLOWELL 401(K) ASSURANCE, LLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

No Schedule C providers reported

Investments

48 direct securities· $15.8M(99% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Vanguard Total Stock Market ETF Exchange Traded Fund	—	—	—	$3.7M	23.3%
Vanguard FTSE Developed Markets Exchange Traded Fund	—	—	—	$3.5M	21.8%
SPDR Portfolio S&P 500 ETF Exchange Traded Fund	—	—	—	$3.3M	20.8%
Vanguard FTSE Emerging Markets Exchange Traded Fund	—	—	—	$1.2M	7.7%
iShares Core MSCI Emerging Markets ETF Exchange Traded Fund ** 399 b iShares Core Total US Bond Market ETF Exchange Traded Fund	—	—	—	$1.2M	7.5%
SPDR Portfolio S&P 400 Mid Cap Exchange Traded Fund	—	—	—	$806K	5.1%
SPDR Portfolio S&P 600 Small Cap ETF Exchange Traded Fund	—	—	—	$620K	3.9%
Vanguard Total International Bond ETF Exchange Traded Fund	—	—	—	$265K	1.7%
iShares Emerging Markets USD Bond ETF Exchange Traded Fund	—	—	—	$238K	1.5%
Goldman Sachs ActiveBeta US Large Cap Equity Exchange Traded Fund	—	—	—	$188K	1.2%
Vanguard Value ETF Exchange Traded Fund	—	—	—	$119K	0.7%
Participant Loans Bearing interest rates fromb -	—	—	—	$72K	0.4%
Vanguard Mid-Cap Value ETF Exchange Traded Fund	—	—	—	$69K	0.4%
Vanguard Small-Cap Stock ETF Exchange Traded Fund ** 349 b Vanguard Small-Cap Value ETF Exchange Traded Fund	—	—	—	$59K	0.4%
SPDR S&P Kensho New Economies Composite ETF Exchange Traded Fund	—	—	—	$54K	0.3%
iShares 0-5 Year TIPS Bond ETF Exchange Traded Fund	—	—	—	$49K	0.3%
iShares ESG Aware MSCI USA ETF Exchange Traded Fund	—	—	—	$46K	0.3%
Goldman Sachs ActiveBeta International Equity Exchange Traded Fund	—	—	—	$41K	0.3%
Goldman Sachs ActiveBeta Europe Equity ETF Exchange Traded Fund	—	—	—	$25K	0.2%
Vanguard Dividend Appreciation ETF Exchange Traded Fund	—	—	—	$19K	0.1%
Goldman Sachs Access Investment Grade Corporate Bond ETF Exchange Traded Fund	—	—	—	$18K	0.1%
Goldman Sachs ActiveBeta Emerging Markets Equity Exchange Traded Fund	—	—	—	$16K	0.1%
JPMorgan Ultra-Short Income Exchange Traded Fund	—	—	—	$15K	<0.1%
iShares ESG Aware MSCI EAFE ETF Exchange Traded Fund	—	—	—	$14K	<0.1%
GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF Exchange Traded Fund	—	—	—	$12K	<0.1%
Goldman Sachs ActiveBeta Japan Equity ETF Exchange Traded Fund	—	—	—	$11K	<0.1%
Goldman Sachs ActiveBeta US Small Cap Equity ETF Exchange Traded Fund	—	—	—	$10K	<0.1%
Goldman Sachs Access U.S. Aggregate Bond ETF Exchange Traded Fund	—	—	—	$10K	<0.1%
Vanguard LongTerm Government Bond Exchange Traded Fund	—	—	—	$10K	<0.1%
Invesco QQQ Trust Exchange Traded Fund	—	—	—	$9K	<0.1%
iShares ESG Aware U.S. Aggregate Bond ETF Exchange Traded Fund	—	—	—	$9K	<0.1%
iShares MSCI ACWI Low Carbon Target ETF Exchange Traded Fund	—	—	—	$7K	<0.1%
iShares ESG Aware MSCI EM ETF Exchange Traded Fund	—	—	—	$7K	<0.1%
Goldman Sachs Access Emerging Markets USD Bond ETF Exchange Traded Fund	—	—	—	$6K	<0.1%
TCW Transform 500 ETF Exchange Traded Fund	—	—	—	$6K	<0.1%
Goldman Sachs TreasuryAccess 01 Year ETF Exchange Traded Fund	—	—	—	$4K	<0.1%
Goldman Sachs Access Inflation Protected USD Bond ETF Exchange Traded Fund	—	—	—	$4K	<0.1%
iShares ESG Aware MSCI USA Small-Cap ETF Exchange Traded Fund	—	—	—	$3K	<0.1%
SPDR S&P 500 Fossil Fuel Reserves Free ETF Exchange Traded Fund	—	—	—	$3K	<0.1%
Goldman Sachs Access High Yield Corporate Bond ETF Exchange Traded Fund	—	—	—	$3K	<0.1%
iShares ESG Aware USD Corporate Bond ETF Exchange Traded Fund	—	—	—	$3K	<0.1%
SPDR MSCI EAFE Fossil Fuel Free ETF Exchange Traded Fund	—	—	—	$2K	<0.1%
Schwab U.S. REIT ETF Exchange Traded Fund	—	—	—	$2K	<0.1%
Schwab U.S. Broad Market ETF Exchange Traded Fund	—	—	—	$2K	<0.1%
Vanguard Global ex-U.S. Real Estate ETF Exchange Traded Fund	—	—	—	$2K	<0.1%
iShares Trust iShares USD Green Bond ETF Exchange Traded Fund	—	—	—	$1K	<0.1%
iShares Core MSCI EAFE ETF Exchange Traded Fund	—	—	—	$1K	<0.1%
As of December 31, 2024 b Vanguard Short-Term Inflation-Protected Securities ETF Exchange Traded Fund	—	—	—	$1K	<0.1%