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Original filing (PDF)20250730135657NAL0004831681002
LAVISH ROOTS, INC.
Form 5500
FILING_RECEIVED
LAVISH ROOTS, INC. 401(K) PLAN
401(k) retirement plan
Signals · 3
31% in single holding~114 bps in Sched C feesNo recordkeeper disclosed
Active participants
376
Accounts w/ balance
133
Plan assets (EOY)
$3.5M
Net assets (EOY)
$3.5M
How this plan invests
This plan
10 pooled trusts
Schedule D
20 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
81
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
84
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- Top holding "AMERICAN CENTURY RD HYBRID 2050 CL I Common/Collective Trust" is 31% of plan.
- 114 bps in Schedule C fees — 119% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
- Only 35% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LAVISH ROOTS, INC..
Plan sponsor
Name
LAVISH ROOTS, INC.
EIN
47-2138032
Address
15320 AMBAUM BOULEVARD · BURIEN, WA · 98166
Phone
(206) 972-0112
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-30
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
LEE CPA AUDIT GROUP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | DE MOINES, IA | CONTRACT ADMINISTRATOR | $40K | — |
Investments
10 direct securities · 10 pooled funds· $3.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$3.0M
10 holdings
Uncategorized
$461K
10 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| AMERICAN CENTURY RD HYBRID 2050 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 086 | Common Collective Trust | — | — | $1.1M | 31.0% | |
| AMERICAN CENTURY RD HYBRID 2055 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 087 | Common Collective Trust | — | — | $508K | 14.5% | |
| AMERICAN CENTURY RD HYBRID 2035 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 083 | Common Collective Trust | — | — | $504K | 14.4% | |
| FIDELITY 500 INDEX Registered Investment Company | — | — | — | $352K | 10.1% | |
| AMERICAN CENTURY RD HYBRID 2060 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 088 | Common Collective Trust | — | — | $325K | 9.3% | |
| AMERICAN CENTURY RD HYBRID 2040 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 084 | Common Collective Trust | — | — | $145K | 4.1% | |
| AMERICAN CENTURY RD HYBRID 2045 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 085 | Common Collective Trust | — | — | $141K | 4.0% | |
| AMERICAN CENTURY RD HYBRID 2030 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 082 | Common Collective Trust | — | — | $140K | 4.0% | |
| AMERICAN CENTURY RD HYBRID 2065 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 089 | Common Collective Trust | — | — | $93K | 2.7% | |
| AMERICAN CENTURY RD HYBRID IN RET C BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 079 | Common Collective Trust | — | — | $70K | 2.0% | |
| FIDELITY INTERNATIONAL INDEX Registered Investment Company | — | — | — | $36K | 1.0% | |
| JPMORGAN MID CAP GROW TH R6 Registered Investment Company ** 330 MFS INTERNATIONAL EQUITY R6 Registered Investment Company ** 999 PIMCO INCOME INSTL Registered Investment Company | — | — | — | $21K | 0.6% | |
| Participant Loans Interest rates at (4.25%~9.50%) $0 | — | — | — | $20K | 0.6% | |
| AMERICAN CENTURY RD HYBRID 2025 CL BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 83-6699605 / PN 081 | Common Collective Trust | — | — | $20K | 0.6% | |
| FIDELITY MID CAP INDEX Registered Investment Company ** 665 FIDELITY REAL ESTATE INDEX INSTITUTIONAL Registered Investment Company ** 169 FIDELITY SMALL CAP INDEX Registered Investment Company | — | — | — | $13K | 0.4% | |
| FIDELITY US BOND INDEX Registered Investment Company | — | — | — | $10K | 0.3% | |
| DFA US TARGETED VALUE I Registered Investment Company ** 672 DREYFUS GOVERNMENT CASH MGMT INSTL Registered Investment Company | — | — | — | $4K | 0.1% | |
| DFA EMERGING MARKETS I Registered Investment Company | — | — | — | $2K | <0.1% | |
| Registered Investment Companies AMERICAN CENTURY REAL ESTATE R6 Registered Investment Company ** 674 AMERICAN CENTURY SMALL CAP GROW TH R6 Registered Investment Company ** 333 AMERICAN FUNDS NEW PERSPECTIVE R6 Registered Investment Company | — | — | — | $2K | <0.1% | |
| PUTNAM LARGE CAP VALUE R6 Registered Investment Company | — | — | — | $1K | <0.1% |
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