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Original filing (PDF)20251004111930NAL0001988625001
EFPR GROUP LLP
Form 5500
FILING_RECEIVED
EFPR GROUP LLP 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Active participants
146
Accounts w/ balance
185
Plan assets (EOY)
$33.7M
Net assets (EOY)
$33.7M
How this plan invests
This plan
1 pooled trust
Schedule D
42 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (16 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EFPR GROUP LLP.
Plan sponsor
Name
EFPR GROUP LLP
EIN
47-2070220
Address
100 SOUTH CLINTON AVENUE · SUITE 1500 · ROCHESTER, NY · 146041801
Phone
(585) 427-8900
Industry
CPA Offices· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-04
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
SCHAFFNER, KNIGHT, MINNAUGH & CO PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER LIFE & ANNUITY INS CO OF NY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $24K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LPL FINANCIAL RETIREMENT PARTNERS | — | SAN DIEGO, CA | INVESTMENT ADVISOR | $11K | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MODERN WEALTH HOLDINGS LLC | — | LENEXA, KS | CONTRACT ADMIN | $18K | — |
| BIA CONSULTING LLC DBA ENHANCED | 84-3317739 | ROCHESTER, NY | CONTRACT ADMINISTRATOR | $650 | — |
Investments
37 direct securities · 1 pooled fund· $38.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$38.0M
36 holdings
Mutual Funds
$127K
1 holding
Common Collective Trust
$0
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| iShares S&P 500 Index Fund | — | — | — | $5.6M | 16.5% | |
| T. Rowe Price Retirement 2040 Fund | — | — | — | $4.6M | 13.5% | |
| Self-Directed Brokerage * Empower Self-Directed | — | — | — | $4.1M | 12.3% | |
| Empower SDB (1SDBEMP) | — | — | — | $4.0M | 11.9% | |
| T. Rowe Price Retirement 2030 Fund | — | — | — | $2.1M | 6.1% | |
| JP Morgan Large Cap Growth R6 | — | — | — | $1.9M | 5.8% | |
| T. Rowe Price Retirement 2045 Fund | — | — | — | $1.6M | 4.7% | |
| T. Rowe Price T. Rowe Price Retirement I 2025 I (1TREHX) | — | — | — | $1.3M | 3.8% | |
| iShares Russell Mid-Cap Index Fund | — | — | — | $1.3M | 3.7% | |
| T. Rowe Price Retirement 2050 Fund | — | — | — | $1.2M | 3.5% | |
| T. Rowe Price Retirement 2055 Fund | — | — | — | $1.2M | 3.5% | |
| iShares Russell 2000 Small Cap Index Fund | — | — | — | $915K | 2.7% | |
| T. Rowe Price Retirement 2035 Fund | — | — | — | $777K | 2.3% | |
| T. Rowe Price Retirement 2010 Fund | — | — | — | $755K | 2.2% | |
| Goldman Sachs Small Cap Equity Insights Fund | — | — | — | $712K | 2.1% | |
| JP Morgan Equity Income R6 | — | — | — | $661K | 2.0% | |
| Goldman Sachs Goldman Sachs Intl Eq Insghts R6 (1GCIUX) | — | — | — | $535K | 1.6% | |
| Carillon Eagle Mid Cap Growth R6 | — | — | — | $482K | 1.4% | |
| Fidelity Government Mmkt K6 (1FNBXX) | — | — | — | $458K | 1.4% | |
| PIMCO Income Institutional Fund | — | — | — | $438K | 1.3% | |
| T. Rowe Price Retirement 2060 Fund | — | — | — | $436K | 1.3% | |
| Western Asset Core Bond | — | — | — | $395K | 1.2% | |
| Macquarie Systematic Emerging Market Fund | — | — | — | $371K | 1.1% | |
| Fidelity International Index | — | — | — | $364K | 1.1% | |
| American Funds American Balanced R6 | — | — | — | $357K | 1.1% | |
| EFPR Group, LLP 401(k) PS Plan 10.5%) | — | — | — | $328K | 1.0% | |
| From Participants through December 2036 | — | — | — | $302K | 0.9% | |
| T. Rowe Price Retirement 2020 Fund | — | — | — | $260K | 0.8% | |
| T. Rowe Price Spectrum Conservative Fund | — | — | — | $137K | 0.4% | |
| Empower SDB Roth (1SDBEMR) | — | — | — | $134K | 0.4% | |
| Allspring Special Mid Cap Value R6 | Mutual Funds | — | — | $127K | 0.4% | |
| T. Rowe Price Retirement 2015 Fund | — | — | — | $114K | 0.3% | |
| T. Rowe Price Retirement 2065 Fund | — | — | — | $97K | 0.3% | |
| Cohen & Steers Real Estate Securities Fund | — | — | — | $86K | 0.3% | |
| Fidelity Advisor Asset Manager Class Z | — | — | — | $50K | 0.1% | |
| PGIM High-Yield R6 (1PHYQX) | — | — | — | $20K | <0.1% | |
| iShares U.S. Aggregate Bond Index K (1WFBIX) | — | — | — | $17K | <0.1% | |
| WT CIT III FOR METLIFE GAC 25554 J WILMINGTON METLIFE STABLE VALUE · EIN 84-0965407 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |