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Original filing (PDF)20250722161339NAL0003855712001
LENDINGPOINT LLC
Form 5500
FILING_RECEIVED
LENDINGPOINT LLC 401(K) PLAN
401(k) retirement plan
Signals · 2
~84 bps in Sched C feesNo recordkeeper disclosed
Active participants
207
Accounts w/ balance
372
Plan assets (EOY)
$10.9M
Net assets (EOY)
$10.9M
How this plan invests
This plan
1 pooled trust
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 84 bps in Schedule C fees — 191% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LENDINGPOINT LLC.
Plan sponsor
Name
LENDINGPOINT LLC
EIN
47-1697765
Address
1201 ROBERTS BLVD · SUITE 200 · KENNESAW, GA · 30144
Phone
(678) 539-0855
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-22
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
MOORE COLSON & COMPANY, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ONEDIGITAL INVESTMENT ADVISORS | 43-1451524 | — | INVESTMENT ADVISORY | $27K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $65K | — |
Investments
28 direct securities · 1 pooled fund· $10.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$10.9M
28 holdings
Common Collective Trust
$34K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| BlackRock Lifepath Index 2045 K Fund Registered Investment Company | — | — | — | $1.5M | 13.4% | |
| BlackRock Lifepath Index 2035 K Fund Registered Investment Company | — | — | — | $1.4M | 12.6% | |
| BlackRock Lifepath Index 2055 K Fund Registered Investment Company | — | — | — | $1.2M | 10.8% | |
| BlackRock Lifepath Index 2040 K Fund Registered Investment Company | — | — | — | $1.1M | 9.7% | |
| BlackRock Lifepath Index 2050 K Fund Registered Investment Company | — | — | — | $979K | 9.0% | |
| BlackRock Lifepath Index 2060 K Fund Registered Investment Company | — | — | — | $930K | 8.5% | |
| Fidelity 500 Index Fund Registered Investment Company | — | — | — | $793K | 7.3% | |
| BlackRock Lifepath Index 2030 K Fund Registered Investment Company | — | — | — | $521K | 4.8% | |
| BlackRock Lifepath Index 2065 K Fund Registered Investment Company | — | — | — | $332K | 3.1% | |
| BlackRock Lifepath Index Retirement K Fund Registered Investment Company | — | — | — | $312K | 2.9% | |
| Fidelity Total Market Index Fund Registered Investment Company | — | — | — | $239K | 2.2% | |
| Fidelity Advisor Value Z Fund Registered Investment Company | — | — | — | $225K | 2.1% | |
| JP Morgan US Value R6 Fund Registered Investment Company | — | — | — | $206K | 1.9% | |
| Participant Loans Interest Rates 4.25% - 10.50% -0- | — | — | — | $204K | 1.9% | |
| Vanguard International Growth Admiral Fund Registered Investment Company | — | — | — | $202K | 1.9% | |
| MFS Growth R6 Fund Registered Investment Company | — | — | — | $181K | 1.7% | |
| Fidelity Mid Cap Index Fund Registered Investment Company | — | — | — | $158K | 1.4% | |
| Invesco Discovery Mid Cap Growth R6 Fund Registered Investment Company | — | — | — | $84K | 0.8% | |
| Fidelity Global ex U.S. Index Fund Registered Investment Company | — | — | — | $81K | 0.7% | |
| Fidelity Small Cap Index Fund Registered Investment Company | — | — | — | $80K | 0.7% | |
| Fidelity US Bond Index Fund Registered Investment Company | — | — | — | $62K | 0.6% | |
| BlackRock Emerging Markets K Fund Registered Investment Company | — | — | — | $48K | 0.4% | |
| Cohen & Steers Real Estate Securities Z Fund Registered Investment Company | — | — | — | $45K | 0.4% | |
| American Century Small Cap Value R6 Fund Registered Investment Company | — | — | — | $43K | 0.4% | |
| T. ROWE PRICE STABLE VALUE Q T. ROWE PRICE TRUST COMPANY · EIN 52-1309931 / PN 001 | Common Collective Trust | — | — | $34K | 0.3% | |
| BlackRock Inflation Protected Bond K Fund Registered Investment Company | — | — | — | $27K | 0.3% | |
| MFS New Discovery R6 Fund Registered Investment Company | — | — | — | $23K | 0.2% | |
| T. Rowe Price Spectrum Income Fund Registered Investment Company | — | — | — | $18K | 0.2% | |
| Invesco Core Plus Bond R6 Fund Registered Investment Company | — | — | — | $2K | <0.1% |
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