Original filing (PDF)20251014171657NAL0001723299001

IRONCLAD, INC.

Name: IRONCLAD, INC. — LRONCLAD 401(K) PLAN, Form 5500 (2024)
Creator: IRONCLAD, INC.

Form 5500

FILING_RECEIVED

LRONCLAD 401(K) PLAN

401(k) retirement plan

Signals · 1

26% in single holding

Active participants

483

Accounts w/ balance

538

Plan assets (EOY)

$34.2M

Net assets (EOY)

$34.2M

How this plan invests

This plan

31 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

100

Vendor stack

100

Participation health

100

Knocking points off

Top holding "Fidelity Investments Fidelity Freedom Index 2055 Fund 417,694 Shares ^" is 26% of plan.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for IRONCLAD, INC..

Plan sponsor

Name

IRONCLAD, INC.

EIN

47-1693307

Address

650 CALIFORNIA STREET · SUITE 1100 · SAN FRANCISCO, CA · 94108

Phone

(855) 999-4766

Industry

Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

CBIZ CPAS P.C.

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$67K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
SILICON VALLEY RETIREMENT SERVICES	27-2233898	—	ADVISOR	$37K	—

Investments

31 direct securities· $33.9M(99% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Fidelity Investments Fidelity Freedom Index 2055 Fund 417,694 Shares ^	—	—	—	$8.9M	26.1%
Fidelity Investments Fidelity Freedom Index 2050 Fund 257,330 Shares ^	—	—	—	$6.7M	19.6%
Fidelity Investments Fidelity Freedom Index 2060 Fund 268,225 Shares ^	—	—	—	$4.9M	14.2%
Fidelity Investments Fidelity 500 Index Fund 17,643 Shares ^	—	—	—	$3.6M	10.5%
Fidelity Investments Fidelity Freedom Index 2045 Fund 110,454 Shares ^	—	—	—	$2.9M	8.4%
Fidelity Investments Fidelity Freedom Index 2065 Fund 97,996 Shares ^	—	—	—	$1.4M	4.2%
Fidelity Investments Fidelity Large Cap Growth Index Fund 28,126 Shares ^	—	—	—	$1.1M	3.2%
Fidelity Investments Fidelity Total Market Index Fund 4,961 Shares ^	—	—	—	$800K	2.3%
Fidelity Investments Fidelity Freedom Index 2040 Fund 30,541 Shares ^	—	—	—	$752K	2.2%
Fidelity Investments Fidelity International Index Fund 9,929 Shares ^	—	—	—	$472K	1.4%
Fidelity Investments Fidelity Freedom Index 2035 Fund 18,668 Shares ^	—	—	—	$436K	1.3%
Fidelity Investments Fidelity Mid Cap Index Fund 8,065 Shares ^	—	—	—	$272K	0.8%
Fidelity Investments Fidelity Small Cap Index Fund 9,640 Shares ^	—	—	—	$267K	0.8%
Dodge & Cox Dodge & Cox Stock Fund 926 Shares ^	—	—	—	$238K	0.7%
The Vanguard Group Vanguard Mid Cap Value Index Fund 2,231 Shares ^	—	—	—	$187K	0.5%
Dimensional Fund Advisors DFA Emerging Markets Core Equity Fund 7,338 Shares ^	—	—	—	$171K	0.5%
Dimensional Fund Advisors DFA Inflation Protected Securities Portfolio Fund 7,508 Shares ^	—	—	—	$155K	0.5%
The Vanguard Group Vanguard Small Cap Value Index Fund 1,695 Shares ^	—	—	—	$144K	0.4%
Fidelity Investments Fidelity Treasury Money Market Fund 110,479 Units ^	—	—	—	$110K	0.3%
Dodge & Cox Dodge & Cox Income Fund 8,817 Shares ^	—	—	—	$109K	0.3%
Fidelity Investments Fidelity Real Estate Index Fund 5,542 Shares ^	—	—	—	$89K	0.3%
Fidelity Investments Fidelity U.S. Bond Index Fund 7,164 Shares ^	—	—	—	$73K	0.2%
Fidelity Investments Fidelity U.S. Sustainability Index Fund 2,480 Shares ^	—	—	—	$64K	0.2%
The Vanguard Group Vanguard Mid Cap Growth Index Fund 505 Shares ^	—	—	—	$55K	0.2%
The Vanguard Group Vanguard Small Cap Growth Index Fund 198 Shares ^	—	—	—	$20K	<0.1%
Fidelity Investments Fidelity Freedom Index 2025 Fund 1,038 Shares ^	—	—	—	$19K	<0.1%
The Vanguard Group Vanguard Short-Term Federal Fund 1,191 Shares ^	—	—	—	$12K	<0.1%
Fidelity Investments Fidelity Freedom Index 2030 Fund 555 Shares ^	—	—	—	$11K	<0.1%
Fidelity Investments Fidelity Freedom Index Income Investor 880 Shares ^	—	—	—	$10K	<0.1%
Dimensional Fund Advisors DFA International Value Fund 947 Shares ^	—	—	—	$10K	<0.1%
Fidelity Investments Fidelity Freedom Index 2070 Fund 180 Shares ^	—	—	—	$2K	<0.1%