Back to filter
Original filing (PDF)20250625221011NAL0020355586019
SMARTCONTRACT INC.
Form 5500
FILING_RECEIVED
SMARTCONTRACT 401(K) PLAN
401(k) retirement plan
Signals · 1
47% in single holding
Active participants
295
Accounts w/ balance
391
Plan assets (EOY)
$13.7M
Net assets (EOY)
$13.7M
How this plan invests
This plan
38 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
76
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Vanguard Group Total Stock Index Admiral Class Mutual Fund" is 47% of plan.
Helping the score
- Below-peer total fees (8 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SMARTCONTRACT INC..
Plan sponsor
Name
SMARTCONTRACT INC.
EIN
47-1452354
Address
1250 BROADWAY · FL 36 · NEW YORK, NY · 10001
Phone
(929) 377-4453
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-06-25
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
RUSSON + JOHNSTON CPAS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsCustodian
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BENEFIT TRUST COMPANY | 43-1971558 | — | CUSTODIAN | $0 | — |
Recordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GUIDELINE, INC. | 47-4474775 | — | RECORDKEEPER | $11K | — |
Investments
38 direct securities· $13.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Group Total Stock Index Admiral Class Mutual Fund | — | — | — | $6.4M | 47.0% | |
| Vanguard Funds Developed Markets Index Admiral Mutual Fund | — | — | — | $1.9M | 14.3% | |
| Vanguard Group Bond Index Admiral Class Mutual Fund | — | — | — | $1.4M | 10.2% | |
| Vanguard Emerging Markets Stk Admiral CL Mutual Fund | — | — | — | $1.0M | 7.5% | |
| Vanguard Specialized Dividend REIT Index Fund Admiral Shares Mutual Fund | — | — | — | $600K | 4.4% | |
| Vanguard Funds Total International Bond Index Mutual Fund | — | — | — | $487K | 3.6% | |
| Vanguard Group Growth Index Admiral Mutual Fund | — | — | — | $371K | 2.7% | |
| Vanguard Information Technology Index Admiral Mutual Fund | — | — | — | $302K | 2.2% | |
| Vanguard Group Index 500 Admiral Mutual Fund | — | — | — | $282K | 2.1% | |
| Participant Loans to participants, bearing interest at 5.0% to 9.5% | — | — | — | $87K | 0.6% | |
| Vanguard Short-Term Inflation Protected Securities Index Admiral Mutual Fund | — | — | — | $73K | 0.5% | |
| Vanguard Group Reserve Federal Money Market Fund Mutual Fund | — | — | — | $71K | 0.5% | |
| Vanguard Group Total Instl Stock Index Admiral Mutual Fund | — | — | — | $65K | 0.5% | |
| Vanguard Financials Index Adm Mutual Fund | — | — | — | $61K | 0.4% | |
| Vanguard Group Long Term Bond Index Admiral Mutual Fund | — | — | — | $60K | 0.4% | |
| Vanguard Health Care Index Admiral Mutual Fund | — | — | — | $56K | 0.4% | |
| Vanguard Group Small Cap Index Admiral Mutual Fund | — | — | — | $55K | 0.4% | |
| Vanguard Group Value Index Admiral Mutual Fund | — | — | — | $45K | 0.3% | |
| Vanguard Group Mid Cap Index Admiral Mutual Fund | — | — | — | $38K | 0.3% | |
| Vanguard Industrials Index Admiral Mutual Fund | — | — | — | $33K | 0.2% | |
| Vanguard Specialized Dividend Appreciation Index Admiral Mutual Fund | — | — | — | $25K | 0.2% | |
| Vanguard Group Small Cap Value Index Admiral Mutual Fund | — | — | — | $21K | 0.2% | |
| Vanguard Utilities Index Fund Admiral Shares Mutual Fund ** 553 Vanguard Telecom Services Index Admiral Mutual Fund | — | — | — | $17K | 0.1% | |
| Vanguard Group Small Cap Growth Index Admiral Mutual Fund | — | — | — | $12K | <0.1% | |
| Vanguard Group High Dividend Yield Index Admiral Mutual Fund | — | — | — | $12K | <0.1% | |
| Vanguard Group Extended Market Index Mutual Fund | — | — | — | $10K | <0.1% | |
| Vanguard Energy Index Admiral Mutual Fund | — | — | — | $10K | <0.1% | |
| Vanguard Group Mid-Cap Value Index Fd Admiral Mutual Fund | — | — | — | $9K | <0.1% | |
| Vanguard FTSE Social Index Admiral Mutual Fund | — | — | — | $8K | <0.1% | |
| Vanguard Materials Index Admiral Mutual Fund | — | — | — | $8K | <0.1% | |
| Vanguard Group Short Term Bond Index Admiral Mutual Fund | — | — | — | $7K | <0.1% | |
| Vanguard Group FTSE All World Ex US Index Admiral Mutual Fund | — | — | — | $7K | <0.1% | |
| Vanguard Group Mid Cap Growth Index Admiral Mutual Fund | — | — | — | $7K | <0.1% | |
| Vanguard FTSE All World Exus SM Admiral Mutual Fund ** 30 Vanguard Pacific Stock Index Fund Admiral Mutual Fund | — | — | — | $7K | <0.1% | |
| Vanguard Total International Bond Index Fund Admiral Mutual Fund | — | — | — | $6K | <0.1% | |
| Vanguard European Stock Index Admiral Mutual Fund | — | — | — | $5K | <0.1% | |
| Vanguard Group International Dividend Appreciation ETF Mutual Fund | — | — | — | $4K | <0.1% | |
| Vanguard Group Large Cap Index Admiral Mutual Fund | — | — | — | $3K | <0.1% |