How big is Smartcontract Inc.'s plan?

Smartcontract Inc.'s plan reported $13.7M in assets and 295 participants for 2024.

Original filing (PDF)20250625221011NAL0020355586019

Smartcontract Inc.

Name: Smartcontract Inc. — Smartcontract 401(k) Plan, Form 5500 (2024)
Creator: Smartcontract Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Smartcontract 401(k) Plan

401(k) retirement plan · Smartcontract Inc.'s Smartcontract 401(k) Plan held $13.7M in plan assets for 295 participants in 2024, with Guideline as recordkeeper.

Signals · 3

Late participant contributions47% in single holdingCorrective distributions issued

Active participants

295

Accounts w/ balance

391

Plan assets (EOY)

$13.7M

Net assets (EOY)

$13.7M

Plan identifiers

Smartcontract Inc.'s EIN is 47-1452354.

EIN 47-1452354

Plan number 001

Plan year 2024

ACK ID 20250625221011NAL0020355586019

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Smartcontract Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Smartcontract Inc.'s plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, automatic enrollment, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for SMARTCONTRACT INC..

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How this plan invests

This plan

38 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 178K (3% of contributions).
Corrective distributions issued (likely failed ADP/ACP testing).
Bottom-decile employer contributions per participant (3rd percentile).

Plan sponsor

Name

SMARTCONTRACT INC.

EIN

all filings

Address

1250 BROADWAY · FL 36 · NEW YORK, NY · 10001

Phone

(929) 377-4453

Industry

Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-06-25

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Service providers (Schedule C)

2 rows

Custodian

Name	EIN	Location	Relation	Direct comp	Indirect comp
BENEFIT TRUST COMPANY	43-1971558	—	CUSTODIAN	$0	—

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
GUIDELINE, INC.	47-4474775	—	RECORDKEEPER	$11K	—

Investments

38 direct securities· $13.6M(100% of reported assets)

Mutual Funds

$12.9M

33 holdings

Common Collective Trusts

$630K

4 holdings

Bonds / Notes

$87K

1 holding

					% of plan
Vanguard Group Total Stock Index Admiral Class Mutual Fund	Mutual Funds	—	—	$6.4M	47.0%
Vanguard Funds Developed Markets Index Admiral Mutual Fund	Mutual Funds	—	—	$1.9M	14.3%
Vanguard Group Bond Index Admiral Class Mutual Fund	Mutual Funds	—	—	$1.4M	10.2%
Vanguard Emerging Markets Stk Admiral CL Mutual Fund	Mutual Funds	—	—	$1.0M	7.5%
Vanguard Specialized Dividend REIT Index Fund Admiral Shares Mutual Fund	Common Collective Trusts	—	—	$600K	4.4%
Vanguard Funds Total International Bond Index Mutual Fund	Mutual Funds	—	—	$487K	3.6%
Vanguard Group Growth Index Admiral Mutual Fund	Mutual Funds	—	—	$371K	2.7%
Vanguard Information Technology Index Admiral Mutual Fund	Mutual Funds	—	—	$302K	2.2%
Vanguard Group Index 500 Admiral Mutual Fund	Mutual Funds	—	—	$282K	2.1%
Participant Loans to participants, bearing interest at 5.0% to 9.5%	Bonds / Notes	—	—	$87K	0.6%
Vanguard Short-Term Inflation Protected Securities Index Admiral Mutual Fund	Mutual Funds	—	—	$73K	0.5%
Vanguard Group Reserve Federal Money Market Fund Mutual Fund	Mutual Funds	—	—	$71K	0.5%
Vanguard Group Total Instl Stock Index Admiral Mutual Fund	Mutual Funds	—	—	$65K	0.5%
Vanguard Financials Index Adm Mutual Fund	Mutual Funds	—	—	$61K	0.4%
Vanguard Group Long Term Bond Index Admiral Mutual Fund	Mutual Funds	—	—	$60K	0.4%
Vanguard Health Care Index Admiral Mutual Fund	Mutual Funds	—	—	$56K	0.4%
Vanguard Group Small Cap Index Admiral Mutual Fund	Mutual Funds	—	—	$55K	0.4%
Vanguard Group Value Index Admiral Mutual Fund	Mutual Funds	—	—	$45K	0.3%
Vanguard Group Mid Cap Index Admiral Mutual Fund	Mutual Funds	—	—	$38K	0.3%
Vanguard Industrials Index Admiral Mutual Fund	Mutual Funds	—	—	$33K	0.2%
Vanguard Specialized Dividend Appreciation Index Admiral Mutual Fund	Mutual Funds	—	—	$25K	0.2%
Vanguard Group Small Cap Value Index Admiral Mutual Fund	Mutual Funds	—	—	$21K	0.2%
Vanguard Utilities Index Fund Admiral Shares Mutual Fund ** 553 Vanguard Telecom Services Index Admiral Mutual Fund	Common Collective Trusts	—	—	$17K	0.1%
Vanguard Group Small Cap Growth Index Admiral Mutual Fund	Mutual Funds	—	—	$12K	<0.1%
Vanguard Group High Dividend Yield Index Admiral Mutual Fund	Mutual Funds	—	—	$12K	<0.1%
Vanguard Group Extended Market Index Mutual Fund	Mutual Funds	—	—	$10K	<0.1%
Vanguard Energy Index Admiral Mutual Fund	Mutual Funds	—	—	$10K	<0.1%
Vanguard Group Mid-Cap Value Index Fd Admiral Mutual Fund	Mutual Funds	—	—	$9K	<0.1%
Vanguard FTSE Social Index Admiral Mutual Fund	Mutual Funds	—	—	$8K	<0.1%
Vanguard Materials Index Admiral Mutual Fund	Mutual Funds	—	—	$8K	<0.1%
Vanguard Group Short Term Bond Index Admiral Mutual Fund	Mutual Funds	—	—	$7K	<0.1%
Vanguard Group FTSE All World Ex US Index Admiral Mutual Fund	Mutual Funds	—	—	$7K	<0.1%
Vanguard Group Mid Cap Growth Index Admiral Mutual Fund	Mutual Funds	—	—	$7K	<0.1%
Vanguard FTSE All World Exus SM Admiral Mutual Fund ** 30 Vanguard Pacific Stock Index Fund Admiral Mutual Fund	Common Collective Trusts	—	—	$7K	<0.1%
Vanguard Total International Bond Index Fund Admiral Mutual Fund	Common Collective Trusts	—	—	$6K	<0.1%
Vanguard European Stock Index Admiral Mutual Fund	Mutual Funds	—	—	$5K	<0.1%
Vanguard Group International Dividend Appreciation ETF Mutual Fund	Mutual Funds	—	—	$4K	<0.1%
Vanguard Group Large Cap Index Admiral Mutual Fund	Mutual Funds	—	—	$3K	<0.1%