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Original filing (PDF)20251007134127NAL0002715459002
PINNACLE EMPLOYEE SERVICES, LLC
Form 5500
FILING_RECEIVED
PINNACLE EMPLOYEE SERVICES, LLC 401(K) AND PROFIT SHARING PLAN
401(k) retirement plan
Active participants
2,521
Accounts w/ balance
888
Plan assets (EOY)
$34.9M
Net assets (EOY)
$34.9M
How this plan invests
This plan
46 pooled trusts
Schedule D
47 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- Only 35% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PINNACLE EMPLOYEE SERVICES, LLC.
Plan sponsor
Name
PINNACLE EMPLOYEE SERVICES, LLC
EIN
47-1368882
Address
5845 WIDEWATERS PARKWAY · EAST SYRACUSE, NY · 13057
Phone
(315) 251-1101
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
333
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-07
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2V · PEO multiple-employer plan
Audit & trust (Schedule H)
Auditor
BONADIO & CO., LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA FINANCIAL LIFE INS CO | 36-6071399 | — | RECORDKEEPER | $58K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BONADIO & CO. CPA'S LLP | 16-1131146 | — | AUDITOR | $22K | — |
Investments
3 direct securities · 46 pooled funds· $34.7M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Pooled Separate Account
$33.5M
46 holdings
Uncategorized
$1.2M
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TRANSAMERICA OT 2035 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 689 | Pooled Separate Account | — | — | $7.3M | 20.8% | |
| TRANSAMERICA OT 2030 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 688 | Pooled Separate Account | — | — | $3.3M | 9.4% | |
| TRANSAMERICA OT 2050 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 692 | Pooled Separate Account | — | — | $2.8M | 7.9% | |
| TRANSAMERICA OT 2040 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 690 | Pooled Separate Account | — | — | $2.4M | 6.9% | |
| TRANSAMERICA OT 2010 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 684 | Pooled Separate Account | — | — | $2.3M | 6.5% | |
| TRANSAMERICA OT 2045 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 691 | Pooled Separate Account | — | — | $2.0M | 5.6% | |
| TRANSAMERICA PTNR STOCK IDX RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 139 | Pooled Separate Account | — | — | $1.7M | 4.9% | |
| AMERICAN FUNDS BALANCED RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 228 | Pooled Separate Account | — | — | $1.7M | 4.7% | |
| TRANSAMERICA OT 2025 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 687 | Pooled Separate Account | — | — | $1.6M | 4.6% | |
| TRANSAMERICA OT 2060 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 817 | Pooled Separate Account | — | — | $1.5M | 4.3% | |
| TRANSAMERICA OT 2055 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 693 | Pooled Separate Account | — | — | $1.4M | 4.0% | |
| AMERICAN FUNDS AMCAP RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 245 | Pooled Separate Account | — | — | $840K | 2.4% | |
| Transamerica Financial Life Ins Co Transamerica Stbl Val Core Account | — | — | — | $654K | 1.9% | |
| FRANKLIN GR SERIES RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 530 | Pooled Separate Account | — | — | $614K | 1.8% | |
| MFS MASSACHUSETTS INVS RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 470 | Pooled Separate Account | — | — | $571K | 1.6% | |
| dates through November 2029 - | — | — | — | $538K | 1.5% | |
| TA VANGUARD SMALL-CAP IDX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 132 | Pooled Separate Account | — | — | $467K | 1.3% | |
| MFS INTL VAL RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 518 | Pooled Separate Account | — | — | $412K | 1.2% | |
| VICTORY SYCAMORE EST VAL RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 608 | Pooled Separate Account | — | — | $364K | 1.0% | |
| INVESCO MID CAP GR RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 249 | Pooled Separate Account | — | — | $293K | 0.8% | |
| TRANSAMERICA OT 2020 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 686 | Pooled Separate Account | — | — | $273K | 0.8% | |
| AMERICAN FDS EUROPACIFIC GR RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 076 | Pooled Separate Account | — | — | $211K | 0.6% | |
| JPMORGAN CORE BD RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 329 | Pooled Separate Account | — | — | $187K | 0.5% | |
| TA VANGUARD SM-CP GR IDX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 131 | Pooled Separate Account | — | — | $168K | 0.5% | |
| DFA EMERGING MKT PORTFOLIO RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 525 | Pooled Separate Account | — | — | $144K | 0.4% | |
| TRANSAMERICA OT 2065 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 402 | Pooled Separate Account | — | — | $130K | 0.4% | |
| AMERICAN FDS FDAMENTAL INVS RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 232 | Pooled Separate Account | — | — | $125K | 0.4% | |
| TA VANGUARD REIT INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 130 | Pooled Separate Account | — | — | $100K | 0.3% | |
| AEGON US CORE PLUS RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 349 | Pooled Separate Account | — | — | $99K | 0.3% | |
| INVESCO INTL GR RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 029 | Pooled Separate Account | — | — | $91K | 0.3% | |
| AMERICAN FDS CPTL WRLD GR & INC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 752 | Pooled Separate Account | — | — | $90K | 0.3% | |
| TRANSAMERICA OT 2015 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 685 | Pooled Separate Account | — | — | $73K | 0.2% | |
| LOOMIS SAYLES INV GRADE BD RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 094 | Pooled Separate Account | — | — | $71K | 0.2% | |
| AEGON US HIGH YIELD RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 724 | Pooled Separate Account | — | — | $57K | 0.2% | |
| JPMORGAN U.S. SMALL CO RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 771 | Pooled Separate Account | — | — | $34K | <0.1% | |
| STATE STREET RUSSELL LG CP GR IDX TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 173 | Pooled Separate Account | — | — | $30K | <0.1% | |
| PIONEER STRATEGIC INC RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 474 | Pooled Separate Account | — | — | $28K | <0.1% | |
| TEMPLETON GLBL BD RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 350 | Pooled Separate Account | — | — | $27K | <0.1% | |
| INVESCO GR AND INC RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 729 | Pooled Separate Account | — | — | $26K | <0.1% | |
| AMERICAN FDS NEW PERSPECTIVE ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 255 | Pooled Separate Account | — | — | $22K | <0.1% | |
| AMERICAN FDS WASHINGTON MTL INVS RT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 231 | Pooled Separate Account | — | — | $22K | <0.1% | |
| MANNING & NAPIER PROMIX MAX TRM TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 387 | Pooled Separate Account | — | — | $17K | <0.1% | |
| ALLSPRING PRECIOUS METALS RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 272 | Pooled Separate Account | — | — | $15K | <0.1% | |
| Transamerica Financial Life Ins Co American Fd American Mutual Ret Opt | — | — | — | $14K | <0.1% | |
| AMERICAN FDS AMERICAN MTL RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 751 | Pooled Separate Account | — | — | $14K | <0.1% | |
| MANNING & NAPIER PROMIX MOD TRM TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 388 | Pooled Separate Account | — | — | $1K | <0.1% | |
| STATE STREET RUSSELL LG CP VAL IDX TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 171 | Pooled Separate Account | — | — | $1K | <0.1% | |
| MANNING & NAPIER PROMIX CNSV TRM TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 385 | Pooled Separate Account | — | — | $1K | <0.1% | |
| MANNING & NAPIER PROMIX EXT TRM TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 386 | Pooled Separate Account | — | — | $939 | <0.1% |
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