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Original filing (PDF)20250922130701NAL0005278801001
ROCHESTER REGIONAL HEALTH
Form 5500
FILING_RECEIVED
ROCHESTER REGIONAL HEALTH 403(B) DEFINED CONTRIBUTION PLAN
403(b) retirement plan
Active participants
15,944
Accounts w/ balance
18,329
Plan assets (EOY)
$987.0M
Net assets (EOY)
$987.0M
How this plan invests
This plan
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 11 bps in Schedule C fees — 88% above peer band of 6 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ROCHESTER REGIONAL HEALTH.
Plan sponsor
Name
ROCHESTER REGIONAL HEALTH
EIN
47-1234999
Address
100 KINGS HIGHWAY SOUTH · BUILDING C · ROCHESTER, NY · 14617
Phone
(585) 922-1100
Industry
Health Care & Social Assistancesee all
Plan administrator
Name
CHIEF FINANCIAL OFFICER
EIN
47-1234999
City
ROCHESTER, NY
Phone
(585) 922-1100
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-22
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2S · Automatic enrollment
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
FREED MAXICK,P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FID INV INST OPS CO | 04-2647786 | — | RECORDKEEPER | $891K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | INV. ADVISORY | $131K | — |
| NEPC, LLC | 26-1429809 | — | CONSULTANT | $90K | — |
Investments
23 direct securities· $984.9M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2030 Fund | — | — | — | $112.9M | 11.4% | |
| Vanguard Target Retirement 2035 Fund | — | — | — | $106.0M | 10.7% | |
| Fidelity 500 Index Fund | — | — | — | $101.5M | 10.3% | |
| Vanguard Target Retirement 2045 Fund | — | — | — | $93.9M | 9.5% | |
| Vanguard Target Retirement 2040 Fund | — | — | — | $90.0M | 9.1% | |
| Vanguard Target Retirement 2025 Fund | — | — | — | $89.0M | 9.0% | |
| Vanguard Target Retirement 2050 Fund | — | — | — | $81.5M | 8.3% | |
| Vanguard Target Retirement 2055 Fund | — | — | — | $58.2M | 5.9% | |
| Vanguard Target Retirement 2060 Fund | — | — | — | $41.0M | 4.2% | |
| JPMorgan U.S. Equity Fund R6 | — | — | — | $40.4M | 4.1% | |
| Vanguard Target Retirement 2020 Fund | — | — | — | $30.3M | 3.1% | |
| Fidelity Extended Market Index Fund | — | — | — | $22.4M | 2.3% | |
| Vanguard VANG Federal Money Market Fund | — | — | — | $21.7M | 2.2% | |
| Fidelity Total International Index Fund | — | — | — | $17.7M | 1.8% | |
| Eaton Vance Eaton Vance Atlanta Capital SMID R6 | — | — | — | $16.6M | 1.7% | |
| Vanguard Target Retirement Income Fund | — | — | — | $16.6M | 1.7% | |
| PGIM Total Return Bond Fund R6 | — | — | — | $12.8M | 1.3% | |
| Vanguard Total Bond Market Index Institutional | — | — | — | $11.1M | 1.1% | |
| Hartford International Hartford International Opportunities HLS Fund IA | — | — | — | $9.2M | 0.9% | |
| Rochester Regional Health 403(b) Interest rates ranging from 4.25% to 9.50% | — | — | — | $7.7M | 0.8% | |
| Fidelity Inflation Protection Bond Index | — | — | — | $3.6M | 0.4% | |
| Vanguard Target Retirement 2065 Fund | — | — | — | $948K | <0.1% | |
| Vanguard Target Retirement 2070 Fund | — | — | — | $138K | <0.1% |