Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $55K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF Exchange-traded fund | — | — | — | $2.7M | 20.0% | |
| Vanguard FTSE Developed Markets Exchange-traded fund | — | — | — | $2.3M | 17.4% | |
| iShares Core Total US Bond Market ETF Exchange-traded fund | — |
| — |
| — |
| $1.5M |
| 11.1% |
| SPDR Portfolio S&P 500 ETF Exchange-traded fund | — | — | — | $1.5M | 10.8% |
| Goldman Sachs TreasuryAccess 01 Year ETF Exchange-traded fund | — | — | — | $1.0M | 7.5% |
| Vanguard FTSE Emerging Markets Exchange-traded fund | — | — | — | $820K | 6.1% |
| Participant loans outstanding with interest | Participant loans | — | — | $667K | 5.0% |
| SPDR Portfolio S&P 400 Mid Cap Exchange-traded fund | — | — | — | $547K | 4.1% |
| iShares 0-5 Year TIPS Bond ETF Exchange-traded fund | — | — | — | $432K | 3.2% |
| SPDR Portfolio S&P 600 Small Cap ETF Exchange-traded fund | — | — | — | $419K | 3.1% |
| JPMorgan Ultra-Short Income Exchange-traded fund | — | — | — | $390K | 2.9% |
| Vanguard Total International Bond ETF Exchange-traded fund | — | — | — | $354K | 2.6% |
| iShares Emerging Markets USD Bond ETF Exchange-traded fund | — | — | — | $330K | 2.5% |
| Goldman Sachs ActiveBeta US Large Cap Equity Exchange-traded fund | — | — | — | $125K | 0.9% |
| Vanguard Value ETF Exchange-traded fund | — | — | — | $65K | 0.5% |
| Vanguard Short-Term Inflation-Protected Securities ETF Exchange-traded fund | — | — | — | $39K | 0.3% |
| Vanguard Mid-Cap Value ETF Exchange-traded fund | — | — | — | $35K | 0.3% |
| Vanguard Small-Cap Value ETF Exchange-traded fund | — | — | — | $30K | 0.2% |
| Goldman Sachs ActiveBeta International Equity Exchange-traded fund | — | — | — | $28K | 0.2% |
| Xtrackers USD High Yield Corporate Bond Exchange-traded fund | — | — | — | $20K | 0.1% |
| Goldman Sachs ActiveBeta Europe Equity ETF Exchange-traded fund | — | — | — | $18K | 0.1% |
| Goldman Sachs Access Investment Grade Corporate Bond ETF Exchange-traded fund | — | — | — | $13K | <0.1% |
| Goldman Sachs ActiveBeta Emerging Markets Equity Exchange-traded fund | — | — | — | $11K | <0.1% |
| iShares National AMT-Free Muni Bond ETF Exchange-traded fund | — | — | — | $9K | <0.1% |
| iShares ESG Aware MSCI USA ETF Exchange-traded fund | — | — | — | $9K | <0.1% |
| GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF Exchange-traded fund | — | — | — | $9K | <0.1% |
| Goldman Sachs ActiveBeta Japan Equity ETF Exchange-traded fund | — | — | — | $7K | <0.1% |
| Goldman Sachs ActiveBeta US Small Cap Equity ETF Exchange-traded fund | — | — | — | $7K | <0.1% |
| SPDR S&P Kensho New Economies Composite ETF Exchange-traded fund | — | — | — | $6K | <0.1% |
| Goldman Sachs Access U.S. Aggregate Bond ETF Exchange-traded fund | — | — | — | $6K | <0.1% |
| Vanguard LongTerm Government Bond Exchange-traded fund | — | — | — | $5K | <0.1% |
| Goldman Sachs Access Emerging Markets USD Bond ETF Exchange-traded fund | — | — | — | $5K | <0.1% |
| iShares ESG Aware MSCI EAFE ETF Exchange-traded fund | — | — | — | $3K | <0.1% |
| Goldman Sachs Access Inflation Protected USD Bond ETF Exchange-traded fund | — | — | — | $3K | <0.1% |
| Vanguard Large-Cap ETF - DNQ Exchange-traded fund | — | — | — | $2K | <0.1% |
| iShares ESG Aware MSCI EM ETF Exchange-traded fund | — | — | — | $2K | <0.1% |
| TCW Transform 500 ETF Exchange-traded fund | — | — | — | $1K | <0.1% |
