Original filing (PDF)20251015162054NAL0005108081001

ROYAL ENGINEERED COMPOSITES, INC.

Name: ROYAL ENGINEERED COMPOSITES, INC. — ROYAL ENGINEERED COMPOSITES, INC. RETIREMENT PLAN, Form 5500 (2024)
Creator: ROYAL ENGINEERED COMPOSITES, INC.

Form 5500

FILING_RECEIVED

ROYAL ENGINEERED COMPOSITES, INC. RETIREMENT PLAN

401(k) retirement plan

Signals · 1

~76 bps in Sched C fees

Active participants

151

Accounts w/ balance

160

Plan assets (EOY)

$7.4M

Net assets (EOY)

$7.4M

How this plan invests

This plan

1 pooled trust

Schedule D

24 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

76 bps in Schedule C fees — modestly above peer band of 52 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ROYAL ENGINEERED COMPOSITES, INC..

Plan sponsor

Name

ROYAL ENGINEERED COMPOSITES, INC.

EIN

47-0815003

Address

1046 E. 9TH STREET · MINDEN, NE · 68959

Phone

(308) 832-2760

Industry

Manufacturingsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

2S · Automatic enrollment

Audit & trust (Schedule H)

Auditor

DANA F. COLE & COMPANY, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

5 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY	—	GREENWOOD, CO	RECORDKEEPER	$18K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
GALLAGHER BENEFIT SERVICES	—	CLEVELAND, OH	INVESTMENT ADVISOR	$15K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
BLUE RIDGE TOPCO LLC DBA BLUE RIDGE	—	CHARLOTTESVILLE, VA	CONTRACT ADMIN	$12K	—

Accountant / Auditor

Name	EIN	Location	Relation	Direct comp	Indirect comp
DANA F COLE & COMPANY LLP	—	LINCOLN, NE	AUDITOR	$8K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ADVISORY GROUP, LLC	—	GREENWOOD VILLAGE, CO	INVESTMENT MGMT	$4K	—

Investments

23 direct securities · 1 pooled fund· $7.4M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$7.4M

23 holdings

Common Collective Trust

$58K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
American Funds 2040 Target Date Mutual Fund	—	—	—	$1.3M	17.7%
Fidelity 500 Index Mutual Fund	—	—	—	$887K	12.0%
American Funds 2035 Target Date Mutual Fund	—	—	—	$874K	11.8%
American Funds 2045 Target Date Mutual Fund	—	—	—	$850K	11.5%
American Funds 2030 Target Date Mutual Fund	—	—	—	$583K	7.8%
American Funds 2025 Target Date Mutual Fund	—	—	—	$540K	7.3%
American Funds 2060 Target Date Mutual Fund	—	—	—	$265K	3.6%
MFS Massachusetts Investors GR STK Mutual Fund	—	—	—	$260K	3.5%
Vanguard Equity-Income Fund Mutual Fund	—	—	—	$241K	3.3%
American Funds 2050 Target Date Mutual Fund	—	—	—	$224K	3.0%
Fidelity Advisor Total Bond Mutual Fund	—	—	—	$178K	2.4%
PARTICIPANT LOANS * Participant loans Rates ranging from 4.25% - 9.50%	—	—	—	$158K	2.1%
American Funds 2055 Target Date Mutual Fund	—	—	—	$158K	2.1%
Fidelity Mid-Cap Index Mutual Fund	—	—	—	$153K	2.1%
Vanguard Total International Stock Index Mutual Fund	—	—	—	$148K	2.0%
Fidelity US Bond Index Mutual Fund	—	—	—	$131K	1.8%
MFS International Growth Mutual Fund	—	—	—	$99K	1.3%
American Funds 2020 Target Date Mutual Fund	—	—	—	$76K	1.0%
Vanguard Explorer Fund Mutual Fund	—	—	—	$75K	1.0%
DFA US Targeted Value Mutual Fund	—	—	—	$74K	1.0%
Fidelity Small-Cap Index Mutual Fund	—	—	—	$61K	0.8%
PUTNAM STABLE VALUE FUND PUTNAM INVESTMENTS · EIN 04-3159710 / PN 202	Common Collective Trust	—	—	$58K	0.8%
INTERESTS IN REGISTERED INVESTMENT COMPANIES American Funds 2010 Target Date Mutual Fund	—	—	—	$15K	0.2%
American Funds 2015 Target Date Mutual Fund	—	—	—	$4K	<0.1%