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Original filing (PDF)20251006112244NAL0006315600001
PEN-LINK, LTD.
Form 5500
FILING_RECEIVED
PEN-LINK, LTD. 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
154
Accounts w/ balance
149
Plan assets (EOY)
$41.2M
Net assets (EOY)
$41.2M
How this plan invests
This plan
11 pooled trusts
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 40 bps in Schedule C fees — modestly above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PEN-LINK, LTD..
Plan sponsor
Name
PEN-LINK, LTD.
EIN
47-0707585
Address
5944 VANDERVOORT DRIVE · LINCOLN, NE · 685162305
Phone
(402) 421-8857
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALERA INVESTMENT ADVISORS, LLC | 82-1301701 | — | INVESTMENT ADVISORY | $28K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $41K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PEN LINK LTD | 47-0707585 | — | ACCOUNTANT | $19K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BELLWETHER ADVISORS, LLC | 83-3629267 | — | INV ADV, PARTICIPANTS | $68K | — |
| PLAN A WEALTH LLC | 47-3052087 | — | INV ADV, PARTICIPANTS | $9K | — |
Investments
15 direct securities · 11 pooled funds· $41.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$18.0M
11 holdings
Uncategorized
$15.6M
13 holdings
Mutual Funds
$7.1M
1 holding
Guaranteed Income / GIC
$715K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Brokerage Self-Directed Brokerage Account Various | — | — | — | $9.0M | 21.7% | |
| Fidelity 500 Index Fund 34,552 shares | Mutual Funds | — | $35K | $7.1M | 17.1% | |
| PRIN LIFETIME HYBR 2040 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007 | Common Collective Trust | — | $146K | $7.0M | 17.1% | |
| PRIN LIFETIME HYBR 2030 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005 | Common Collective Trust | — | $53K | $2.3M | 5.5% | |
| PRIN LIFETIME HYBR 2035 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006 | Common Collective Trust | — | $44K | $2.0M | 4.8% | |
| Fidelity Advisor Equity Growth Z Fund 78,813 shares | — | — | $79K | $1.9M | 4.5% | |
| PRIN LIFETIME HYBR 2055 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010 | Common Collective Trust | — | $33K | $1.8M | 4.3% | |
| PRIN LIFETIME HYBR 2025 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004 | Common Collective Trust | — | $40K | $1.5M | 3.6% | |
| PRIN LIFETIME HYBR 2045 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008 | Common Collective Trust | — | $28K | $1.4M | 3.5% | |
| PRIN LIFETIME HYBR 2050 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009 | Common Collective Trust | — | $22K | $1.2M | 2.9% | |
| Fidelity Mid-Cap Index Fund 34,079 shares | — | — | $34K | $1.2M | 2.8% | |
| MFS Mid-Cap Growth R6 Fund 33,157 shares | — | — | $33K | $1.0M | 2.5% | |
| *Principal Fixed Income Guaranteed Option 1.55% | Guaranteed Income / GIC | — | — | $715K | 1.7% | |
| Fidelity Small-Cap Index Fund 22,221 shares | — | — | $22K | $615K | 1.5% | |
| PRIN LIFETIME HYBR 2060 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012 | Common Collective Trust | — | $22K | $566K | 1.4% | |
| Fidelity International Index Fund 11,622 shares | — | — | $12K | $553K | 1.3% | |
| Undiscovered Managers Behavioral Value R6 Fund 5,640 shares | — | — | $6K | $475K | 1.2% | |
| MFS Value R6 Fund 8,005 shares | — | — | $8K | $387K | 0.9% | |
| Lord Abbett Bond Debenture R6 Fund 35,170 shares | — | — | $35K | $249K | 0.6% | |
| Principal Lifetime Hybrid Inc Collective Investment Trust 6,757 shares | — | — | $7K | $148K | 0.4% | |
| PRIN LIFETIME HYBR INC CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011 | Common Collective Trust | — | — | $148K | 0.4% | |
| PRIN LIFETIME HYBR 2065 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013 | Common Collective Trust | — | $7K | $132K | 0.3% | |
| PRIN LIFETIME HYBR 2020 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 003 | Common Collective Trust | — | $2K | $59K | 0.1% | |
| (E) | — | — | $34K | $59K | 0.1% | |
| Fidelity US Bond Index Fund 3,797 shares | — | — | $4K | $39K | <0.1% | |
| MFS International Diversification R6 Fund 1,503 shares | — | — | $2K | $34K | <0.1% |
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