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Original filing (PDF)20251013124914NAL0000611795001
WERNER ENTERPRISES, INC.
Form 5500
FILING_RECEIVED
WERNER ENTERPRISES, INC. AND SUBSIDIARIES EMPLOYEES' 401(K) RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
9,919
Accounts w/ balance
5,466
Plan assets (EOY)
$309.6M
Net assets (EOY)
$309.6M
How this plan invests
This plan
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
80
Knocking points off
- 17 bps in Schedule C fees — 66% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
- 55% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WERNER ENTERPRISES, INC..
Plan sponsor
Name
WERNER ENTERPRISES, INC.
EIN
47-0648386
Address
14507 FRONTIER RD · OMAHA, NE · 681383808
Phone
(402) 895-6640
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | 84-0467907 | — | NONE | $393K | — |
| PENSION CONSULTANTS INC | 43-1685158 | — | NONE | $83K | — |
| CBIZ CPAS P.C. | 43-1947695 | — | NONE | $39K | — |
Investments
25 direct securities· $303.4M(98% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| (1) * SAGIC Core Bond I Group Annuity Contract | — | — | — | $54.2M | 17.5% | |
| Vanguard Wellington Fund Mutual Fund | — | — | — | $39.8M | 12.9% | |
| Fidelity Large Cap Growth Index Fund Mutual Fund | — | — | — | $36.6M | 11.8% | |
| Cohen & Steers Real Estate Securities Z Fund Mutual Fund 166 Vanguard Total Stock Market Index Fund Mutual Fund | — | — | — | $26.5M | 8.6% | |
| Fidelity Large Cap Value Index Fund Mutual Fund | — | — | — | $23.6M | 7.6% | |
| AmerFunds EuroPacific Growth R6 Fund Mutual Fund | — | — | — | $16.5M | 5.3% | |
| Fidelity Mid Cap Growth Index Fund Mutual Fund | — | — | — | $13.3M | 4.3% | |
| Vanguard Target Retirement 2035 Fund Mutual Fund | — | — | — | $10.7M | 3.5% | |
| Vanguard Target Retirement 2030 Fund Mutual Fund | — | — | — | $9.8M | 3.2% | |
| Emerald Growth Institutional Fund Mutual Fund | — | — | — | $9.1M | 2.9% | |
| Vanguard Target Retirement 2040 Fund Mutual Fund | — | — | — | $8.2M | 2.6% | |
| Macquarie Small Cap Value R6 Fund Mutual Fund | — | — | — | $7.7M | 2.5% | |
| Vanguard Target Retirement 2045 Fund Mutual Fund | — | — | — | $7.6M | 2.5% | |
| Participant Loans (interest rate range 3.25%-9.50%) | — | — | — | $7.3M | 2.4% | |
| Vanguard Mid-Cap Value Index Fund Mutual Fund | — | — | — | $6.7M | 2.2% | |
| Vanguard Target Retirement 2050 Fund Mutual Fund | — | — | — | $6.2M | 2.0% | |
| Vanguard Target Retirement 2055 Fund Mutual Fund | — | — | — | $5.9M | 1.9% | |
| Vanguard Target Retirement 2025 Fund Mutual Fund | — | — | — | $5.3M | 1.7% | |
| Vanguard Target Retirement 2060 Fund Mutual Fund | — | — | — | $3.8M | 1.2% | |
| Vanguard Target Retirement 2020 Fund Mutual Fund | — | — | — | $2.2M | 0.7% | |
| Vanguard Target Retirement 2065 Fund Mutual Fund | — | — | — | $2.2M | 0.7% | |
| Fidelity Intermediate Government Inc. Fund Mutual Fund | — | — | — | $84K | <0.1% | |
| MFS Corporate Bond R6 Fund Mutual Fund | — | — | — | $70K | <0.1% | |
| Artisan High Income Institutional Fund Mutual Fund | — | — | — | $60K | <0.1% | |
| RBC Emerging Markets Equity R6 Fund Mutual Fund | — | — | — | $6K | <0.1% |
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