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Original filing (PDF)20250804145052NAL0001376339001
EXCHANGE COMPANY
Form 5500
FILING_RECEIVED
EXCHANGE COMPANY 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
174
Accounts w/ balance
172
Plan assets (EOY)
$16.9M
Net assets (EOY)
$16.9M
How this plan invests
This plan
20 pooled trusts
Schedule D
43 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 49 bps in Schedule C fees — 69% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EXCHANGE COMPANY.
Plan sponsor
Name
EXCHANGE COMPANY
EIN
47-0635346
Address
3110 2ND AVENUE · KEARNEY, NE · 688472905
Phone
(308) 468-5741
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
333
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-04
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILSHIRE ASSOCIATES LLC | 95-2755361 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $70K | — |
| PINION, LLC | 48-0567703 | — | CONTRACT ADMINISTRATOR | $0 | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FORVIS MAZARS LLP | 44-0160260 | — | ACCOUNTANT | $13K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAMBRIDGE INVESTMENT RESEARCH INC | 42-1445429 | — | OTHER SERVICES | $0 | — |
Investments
25 direct securities · 20 pooled funds· $17.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$10.6M
25 holdings
Common Collective Trust
$3.4M
14 holdings
Pooled Separate Account
$3.1M
6 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Lord Abbett Sht Drtn Inc R6 Fund Mutual Fund | — | — | — | $2.9M | 17.1% | |
| PRIN LGCP S&P 500 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016 | Pooled Separate Account | — | — | $1.9M | 11.1% | |
| Am Fds Grth Fd of Am R6 Fund Mutual Fund | — | — | — | $1.2M | 7.3% | |
| PIMCO Total Return Instl Fund Mutual Fund | — | — | — | $1.0M | 6.1% | |
| Templeton Growth Adv Fund Mutual Fund 992 Vanguard Ttl Bd Mkt Idx Adm Fund Mutual Fund | — | — | — | $728K | 4.3% | |
| PRIN LIFETIME HYBR 2030 CIT Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 26-6447574 / PN 005 | Common Collective Trust | — | — | $724K | 4.3% | |
| Invesco Dividend Income Y Fund Mutual Fund | — | — | — | $596K | 3.5% | |
| PRIN LIFETIME HYBR 2020 CIT Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 26-6447574 / PN 003 | Common Collective Trust | — | — | $556K | 3.3% | |
| PRIN MDCP S&P 400 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023 | Pooled Separate Account | — | — | $450K | 2.7% | |
| DWS CROCI Equity Div A Fund Mutual Fund | — | — | — | $412K | 2.4% | |
| Vanguard Tl Stk Mkt Inx Adm Fund Mutual Fund | — | — | — | $392K | 2.3% | |
| PRIN SMCP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $391K | 2.3% | |
| PRIN LIFETIME HYBR 2035 CIT Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 26-6447574 / PN 006 | Common Collective Trust | — | — | $391K | 2.3% | |
| PRIN LIFETIME HYBR 2040 CIT Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 26-6447574 / PN 007 | Common Collective Trust | — | — | $384K | 2.3% | |
| American Funds NewWorld R6 Mutual Fund | — | — | — | $376K | 2.2% | |
| Am Fds EuroPacific Grth R6 Fund Mutual Fund | — | — | — | $363K | 2.1% | |
| DFA US SmallCap ValueIi Fund Mutual Fund | — | — | — | $358K | 2.1% | |
| PRIN INTL EQUITY INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 121 | Pooled Separate Account | — | — | $358K | 2.1% | |
| NB Mid Cap Grwth R6 Fund Mutual Fund | — | — | — | $341K | 2.0% | |
| DFA US Vector Eq Prtf Inst Fund Mutual Fund | — | — | — | $340K | 2.0% | |
| Fidelity Adv New Insights Z Fd Mutual Fund | — | — | — | $311K | 1.8% | |
| Davis New York Venture Y Fund Mutual Fund | — | — | — | $269K | 1.6% | |
| American Funds SMCAP Wld R6 Fund Mutual Fund | — | — | — | $269K | 1.6% | |
| PRIN LIFETIME HYBR 2045 CIT Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 26-6447574 / PN 008 | Common Collective Trust | — | — | $262K | 1.5% | |
| PRIN LIFETIME HYBR 2050 CIT Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 26-6447574 / PN 009 | Common Collective Trust | — | — | $205K | 1.2% | |
| MORLEY STABLE VALUE FUND PRINCIPAL LIFE INSURANCE COMPANY · EIN 93-6274329 / PN 001 | Common Collective Trust | — | — | $175K | 1.0% | |
| Morley Capital Management Collective Investment Trust | — | — | — | $175K | 1.0% | |
| PRIN LIFETIME HYBR 2055 CIT Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 26-6447574 / PN 010 | Common Collective Trust | — | — | $175K | 1.0% | |
| Alger Small Cap Focus Z Fund Mutual Fund | — | — | — | $155K | 0.9% | |
| PRIN LIFETIME HYBR 2025 CIT Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 26-6447574 / PN 004 | Common Collective Trust | — | — | $152K | 0.9% | |
| PRIN LIFETIME HYBR 2065 CIT Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 26-6447574 / PN 013 | Common Collective Trust | — | — | $149K | 0.9% | |
| PRIN LIFETIME HYBR 2060 CIT Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 26-6447574 / PN 012 | Common Collective Trust | — | — | $113K | 0.7% | |
| Notes receivable from participants Maturing 2025 to 2034, interest rates of 4.50% to 9.50% | — | — | — | $99K | 0.6% | |
| PRIN LIFETIME HYBR 2015 CIT Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 26-6447574 / PN 002 | Common Collective Trust | — | — | $98K | 0.6% | |
| Fidelity Adv Lev Co Stk I Fund Mutual Fund | — | — | — | $80K | 0.5% | |
| Invesco Disc Large Cap A Mutual Fund | — | — | — | $61K | 0.4% | |
| Russell Short Dur Bond S Fund Mutual Fund | — | — | — | $37K | 0.2% | |
| PRIN REAL ESTATE SECS SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 095 | Pooled Separate Account | — | — | $32K | 0.2% | |
| PRIN LIFETIME HYBR INC CIT Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 26-6447574 / PN 011 | Common Collective Trust | — | — | $32K | 0.2% | |
| Am FdCap Wld Gth and In R6 Fund Mutual Fund | — | — | — | $31K | 0.2% | |
| Russell Intnl Dev Mkts S Fund Mutual Fund | — | — | — | $25K | 0.1% | |
| American Funds AMCAP R6 Fund Mutual Fund | — | — | — | $7K | <0.1% | |
| Russell Strategic Bond S Fund Mutual Fund | — | — | — | $5K | <0.1% | |
| PRIN BOND MARKET INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 122 | Pooled Separate Account | — | — | $2K | <0.1% | |
| PRIN LIFETIME HYBR 2010 CIT Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 26-6447574 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |
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