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Original filing (PDF)20250925102734NAL0019148578001
VVS, INC.
Form 5500
FILING_RECEIVED
VVS, INC. RETIREMENT SAVINGS PLAN
401(k) retirement plan
Active participants
622
Accounts w/ balance
130
Plan assets (EOY)
$8.4M
Net assets (EOY)
$8.4M
How this plan invests
This plan
1 pooled trust
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
65
Knocking points off
- 62 bps in Schedule C fees — modestly above peer band of 52 bps.
- Only 21% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VVS, INC..
Plan sponsor
Name
VVS, INC.
EIN
47-0463545
Address
PO BOX 87 · COZAD, NE · 69130
Phone
(308) 784-2164
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-25
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
GRAFTON & ASSOCIATES P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $22K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LINCOLN CAPITAL HOLDINGS | 26-3505968 | — | ADVISOR | $31K | — |
Investments
29 direct securities · 1 pooled fund· $8.2M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$8.1M
29 holdings
Common Collective Trust
$109K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Advisors FID Freedom IDX 2035 IPR | — | — | — | $1.4M | 16.6% | |
| Fidelity Advisors FA Large Cap I | — | — | — | $1.2M | 14.5% | |
| Fidelity Advisors FID Freedom IDX 2025 IPR | — | — | — | $867K | 10.4% | |
| Fidelity Advisors FID Freedom IDX 2020 IPR | — | — | — | $690K | 8.2% | |
| Fidelity Advisors FID 500 Index | — | — | — | $643K | 7.7% | |
| Fidelity Advisors FID Freedom IDX 2045 IPR | — | — | — | $582K | 6.9% | |
| Fidelity Advisors FID Freedom IDX 2040 IPR | — | — | — | $553K | 6.6% | |
| Fidelity Advisors FA New Insights I | — | — | — | $413K | 4.9% | |
| Fidelity Advisors FID Freedom IDX 2030 IPR | — | — | — | $302K | 3.6% | |
| Fidelity Advisors Government Money Market | — | — | — | $205K | 2.5% | |
| Fidelity Advisors FA Dividend Growth I | — | — | — | $169K | 2.0% | |
| Participant loans Notes receivable (5.25% - 10.50%) | — | — | — | $153K | 1.8% | |
| Allspring Special Small Cap Value A | — | — | — | $131K | 1.6% | |
| Columbia Mid Capital Index A | — | — | — | $125K | 1.5% | |
| Fidelity Advisors FID Freedom IDX 2050 IPR | — | — | — | $119K | 1.4% | |
| FA STABLE VALUE I FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 026 | Common Collective Trust | — | — | $109K | 1.3% | |
| Fidelity Advisors FA Small Cap I | — | — | — | $106K | 1.3% | |
| Fidelity Advisors FID Freedom IDX 2055 IPR | — | — | — | $100K | 1.2% | |
| Fidelity Advisors FID Freedom IDX 2065 IPR | — | — | — | $73K | 0.9% | |
| Fidelity Advisors FA Divers Intl I | — | — | — | $71K | 0.9% | |
| Fidelity Advisors FA Invst Grd Bond I | — | — | — | $61K | 0.7% | |
| Fidelity Advisors FA Equity Income I | — | — | — | $42K | 0.5% | |
| Fidelity Advisors FA Gov Income I | — | — | — | $36K | 0.4% | |
| Fidelity Advisors FA Mid Cap II I | — | — | — | $33K | 0.4% | |
| BlackRock Advantage Large Cap Gr A | — | — | — | $15K | 0.2% | |
| American Funds Capital World Gr & Inc R3 | — | — | — | $9K | 0.1% | |
| Fidelity Advisors FA Intl Sm Cap I | — | — | — | $9K | 0.1% | |
| Fidelity Advisors FID Freedom IDX 2060 IPR | — | — | — | $9K | 0.1% | |
| Fidelity Advisors FA Strat Income I | — | — | — | $8K | <0.1% | |
| Fidelity Advisors FID Freedom IDX 2015 IPR | — | — | — | $7K | <0.1% |
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