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Original filing (PDF)20251001220059NAL0006107427003
XY PLANNING NETWORK, LLC
Form 5500
FILING_RECEIVED
XY PLANNING 401(K) PLAN
401(k) retirement plan
Signals · 1
44% in single holding
Active participants
87
Accounts w/ balance
134
Plan assets (EOY)
$5.5M
Net assets (EOY)
$5.5M
How this plan invests
This plan
20 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
78
Total plan cost
75
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Vanguard Group Total Stock Index Admiral Class Mutual fund -" is 44% of plan.
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for XY PLANNING NETWORK, LLC.
Plan sponsor
Name
XY PLANNING NETWORK, LLC
EIN
46-4697129
Address
24 EAST MAIN STREET · BOZEMAN, MT · 59715
Phone
(406) 413-9200
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-01
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
KCOE ISOM, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
No Schedule C providers reportedInvestments
20 direct securities· $5.5M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Group Total Stock Index Admiral Class Mutual fund - | — | — | — | $2.4M | 43.8% | |
| Vanguard Funds Developed Markets Index Adm Mutual fund - | — | — | — | $1.0M | 18.8% | |
| Vanguard Group Bond Index Admiral Class Mutual fund - $ | — | — | — | $746K | 13.6% | |
| Vanguard Emerging Markets Stk Adm Cl Mutual fund - | — | — | — | $517K | 9.4% | |
| Vanguard Funds Total International Bond Index Mutual fund - | — | — | — | $245K | 4.5% | |
| Vanguard Specialized Div Reit Index Fund Adm Shs Mutual fund - | — | — | — | $244K | 4.4% | |
| Vanguard Group Index 500 Admiral Mutual fund - | — | — | — | $128K | 2.3% | |
| Participant notes receivable Maturities of less than 10 years, secured by participant account balances, with interest rates from 4.25% to 9.50%. - | — | — | — | $63K | 1.1% | |
| Vanguard Group Growth Index Adm Mutual fund - | — | — | — | $36K | 0.6% | |
| Vanguard Group Total Instl Stock Index Adm Mutual fund - | — | — | — | $18K | 0.3% | |
| Vanguard Short-Term Inflation Protected Securities Index Adm Mutual fund - | — | — | — | $12K | 0.2% | |
| Vanguard Group Reserve Fed Mm Fd Mutual fund - money market - | — | — | — | $10K | 0.2% | |
| Vanguard Group Long-Term Bond Index Admiral Mutual fund - | — | — | — | $8K | 0.1% | |
| Vanguard Group Mid Cap Index Admiral Mutual fund - | — | — | — | $7K | 0.1% | |
| Vanguard Specialized Div Dividend Apprec Index Adm Mutual fund - 563 Vanguard Group Small Cap Value Index Admiral Mutual fund - | — | — | — | $5K | <0.1% | |
| Vanguard Group Sm Cap Index Adm Mutual fund - | — | — | — | $5K | <0.1% | |
| Vanguard Group Mid-Cap Value Index Fd - Admiral Mutual fund - | — | — | — | $1K | <0.1% | |
| Vanguard Group Value Index Adm Mutual fund - | — | — | — | $1K | <0.1% | |
| Vanguard Energy Index Admiral Mutual fund - | — | — | — | $1K | <0.1% | |
| Vanguard Information Technology Index Adm Mutual fund - | — | — | — | $1K | <0.1% |
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