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Original filing (PDF)20251013105219NAL0001747568001
RAYONIER ADVANCED MATERIALS INC.
Form 5500
FILING_RECEIVED
RYAM 401(K) PLAN FOR SALARIED EMPLOYEES
401(k) retirement plan
Active participants
446
Accounts w/ balance
603
Plan assets (EOY)
$123.6M
Net assets (EOY)
$123.6M
How this plan invests
This plan
15 pooled trusts
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 13 bps in Schedule C fees — modestly above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RAYONIER ADVANCED MATERIALS INC..
Plan sponsor
Name
RAYONIER ADVANCED MATERIALS INC.
EIN
46-4559529
Address
1301 RIVERPLACE BLVD. SUITE 2300 · JACKSONVILLE, FL · 322079062
Phone
(904) 357-4600
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
031
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
3H · Sponsor in controlled / affiliated group
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
ENNIS, PELLUM & ASSOCIATES
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $60K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NFP RETIREMENT | 33-0905143 | — | CONSULTANT | $38K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ENNIS, PELLUM & ASSOCIATES, CPAS | 59-1843700 | — | ACCOUNTANT/AUDITOR | $57K | — |
Investments
19 direct securities · 15 pooled funds· $123.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$89.4M
18 holdings
Pooled Separate Account
$21.0M
1 holding
Common Collective Trust
$9.1M
14 holdings
Common Stocks
$4.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index (1) | — | — | — | $24.3M | 19.6% | |
| MASS MUTUAL STABLE VALUE CORE MASSACHUSETTS MUTUAL LIFE INSURANCE · EIN 90-0779283 / PN 447 | Pooled Separate Account | — | — | $21.0M | 17.0% | |
| BlackRock LifePath Index 2035 Fund (1) | — | — | — | $9.0M | 7.2% | |
| BlackRock LifePath Index Retirement Fund (1) | — | — | — | $8.8M | 7.1% | |
| BlackRock LifePath Index 2030 Fund (1) | — | — | — | $6.7M | 5.4% | |
| BlackRock LifePath Index 2040 Fund (1) | — | — | — | $6.5M | 5.3% | |
| American Funds American Funds Growth Fund of America (1) | — | — | — | $6.3M | 5.1% | |
| BlackRock LifePath Index 2045 Fund (1) | — | — | — | $5.3M | 4.3% | |
| BlackRock LifePath Index 2050 Fund (1) | — | — | — | $4.4M | 3.6% | |
| Rayonier Advanced Materials Inc. Common Stock (1) | Common Stocks | — | — | $4.1M | 3.3% | |
| Fidelity Mid Cap Index Fund (1) | — | — | — | $3.5M | 2.8% | |
| BlackRock LifePath Index 2060 Fund (1) | — | — | — | $3.2M | 2.6% | |
| LARGE CAP VAL II I1 GREAT GRAY TRUST COMPANY, LLC · EIN 20-8368769 / PN 001 | Common Collective Trust | — | — | $2.3M | 1.9% | |
| Fidelity Small Cap Index Fund (1) | — | — | — | $2.3M | 1.8% | |
| BlackRock LifePath Index 2055 Fund (1) | — | — | — | $2.2M | 1.8% | |
| Fidelity International Index Fund (1) | — | — | — | $1.9M | 1.5% | |
| LA CORE BOND CIT GREAT GRAY TRUST COMPANY, LLC · EIN 82-1986152 / PN 325 | Common Collective Trust | — | — | $1.6M | 1.3% | |
| PIMCO Income Institutional (1) | — | — | — | $1.5M | 1.2% | |
| SMALL CAP GROWTH I1 GREAT GRAY TRUST COMPANY · EIN 38-4126288 / PN 592 | Common Collective Trust | — | — | $1.5M | 1.2% | |
| Participant Loans Participant Loans** N/A | — | — | — | $1.5M | 1.2% | |
| Fidelity U.S. Bond Index Fund (1) | — | — | — | $1.4M | 1.1% | |
| SMALL CAP VAL III I1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-7289846 / PN 001 | Common Collective Trust | — | — | $1.2M | 1.0% | |
| GG EUROPAC GROWTH I1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-7289844 / PN 001 | Common Collective Trust | — | — | $850K | 0.7% | |
| MID CAP GROWTH II I1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-7304118 / PN 001 | Common Collective Trust | — | — | $846K | 0.7% | |
| MID CAP VALUE FEE I1 GREAT GRAY TRUST COMPANY · EIN 38-4139852 / PN 630 | Common Collective Trust | — | — | $837K | 0.7% | |
| BlackRock LifePath Index 2065 Fund (1) | — | — | — | $625K | 0.5% | |
| Fidelity Government Money Market Fund (1) | — | — | — | $98K | <0.1% | |
| MID CAP GROWTH II R1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-7304118 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| SMALL CAP VAL III R1 GREAT GRAY TRUST COMPANY, LLC. · EIN 38-7289846 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| GG EMERGING MKTS I1 GREAT GRAY TRUST COMPANY · EIN 86-1819869 / PN 672 | Common Collective Trust | — | — | $0 | <0.1% | |
| MID CAP VALUE R1 GREAT GRAY TRUST COMPANY · EIN 38-4139822 / PN 616 | Common Collective Trust | — | — | $0 | <0.1% | |
| SMALL CAP GROWTH R1 GREAT GRAY TRUST COMPANY · EIN 38-4097324 / PN 487 | Common Collective Trust | — | — | $0 | <0.1% | |
| LD ABBETT CORE BOND GREAT GRAY TRUST COMPANY · EIN 82-1986152 / PN 325 | Common Collective Trust | — | — | $0 | <0.1% | |
| LARGE CAP VAL II R1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-7275332 / PN 781 | Common Collective Trust | — | — | $0 | <0.1% |
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