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Original filing (PDF)20251013141941NAL0002163376001
IMPACT HEALTHCARE, LLC
Form 5500
FILING_RECEIVED
RETIREMENT INCOME SECURITY PLAN-IMPACT HEALTHCARE, LLC
401(k) retirement plan
Signals · 2
~83 bps in Sched C feesNo recordkeeper disclosed
Active participants
883
Accounts w/ balance
221
Plan assets (EOY)
$5.6M
Net assets (EOY)
$5.6M
How this plan invests
This plan
1 pooled trust
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- 83 bps in Schedule C fees — 61% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
- Only 25% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for IMPACT HEALTHCARE, LLC.
Plan sponsor
Name
IMPACT HEALTHCARE, LLC
EIN
46-4417642
Address
2889 ASHTON BLVD. · STE. 175 · LEHI, UT · 84043
Phone
(415) 845-3213
Industry
Health Care & Social Assistancesee all
Plan administrator
Name
HEALTHEQUITY RETIREMENT SERVICES
EIN
82-1222973
City
DRAPER, UT
Phone
(877) 860-2664
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BAS PARTNERS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SPECTRA MANAGEMENT, LLC | 45-0518885 | — | NONE | $19K | — |
| AMERITAS LIFE INSURANCE CORP | 47-0098400 | — | NONE | $15K | — |
| HEALTHEQUITY RETIREMENT SERVICES, L | 82-1222973 | — | NONE | $12K | — |
| MATRIX TRUST COMPANY | 75-3182674 | — | NONE | $871 | — |
Investments
31 direct securities · 1 pooled fund· $11.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$5.6M
31 holdings
103-12 Investment Entity
$5.5M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| RETIREMENT INCOME SECURITY PLAN HEALTHEQUITY RETIREMENT SERVICES LLC · EIN 82-1222973 / PN 333 | 103-12 Investment Entity | — | — | $5.5M | 98.0% | |
| Fidelity 500 Index Fund | — | — | — | $711K | 12.8% | |
| American Funds Amer Funds 2030 Target Date Ret (R6) | — | — | — | $645K | 11.6% | |
| American Funds Amer Funds 2035 Target Date Ret (R6) | — | — | — | $593K | 10.6% | |
| American Funds Amer Funds 2045 Target Date Ret (R6) | — | — | — | $537K | 9.6% | |
| American Funds Amer Funds 2040 Target Date Ret (R6) | — | — | — | $328K | 5.9% | |
| Hartford Strategic Income Fund (R6) | — | — | — | $323K | 5.8% | |
| Fidelity Mid Cap Index Fund | — | — | — | $289K | 5.2% | |
| American Funds Amer Funds 2050 Target Date Ret (R6) | — | — | — | $265K | 4.8% | |
| Fidelity Small Cap Index Fund | — | — | — | $242K | 4.3% | |
| American Funds Amer Funds 2020 Target Date Ret (R6) | — | — | — | $194K | 3.5% | |
| American Funds Amer Funds 2025 Target Date Ret (R6) | — | — | — | $191K | 3.4% | |
| American Funds Amer Funds 2055 Target Date Ret (R6) | — | — | — | $165K | 3.0% | |
| Hartford Schroders Intl Stock (SDR) | — | — | — | $162K | 2.9% | |
| Nuveen Real Estate Sec Select (R6) | — | — | — | $123K | 2.2% | |
| American Funds Amer Funds 2060 Target Date Ret (R6) | — | — | — | $116K | 2.1% | |
| Participants Loans | — | — | — | $107K | 1.9% | |
| Gilliard Galliard Stable Return Fund C | — | — | — | $103K | 1.9% | |
| Fidelity Emerging Markets Fund (K) | — | — | — | $89K | 1.6% | |
| Fidelity Total Market Index Fund | — | — | — | $86K | 1.5% | |
| Vanguard GNMA Fund (Adm) | — | — | — | $67K | 1.2% | |
| Fidelity Blue Chip Growth Fund (K) | — | — | — | $66K | 1.2% | |
| Blackrock Commodity Strategies Fund (I) | — | — | — | $56K | 1.0% | |
| Vanguard Windsor II Fund (Adm) | — | — | — | $28K | 0.5% | |
| Fidelity Advisor Technology Fund (Z) ** 737 Fidelity Balanced Fund (K6) | — | — | — | $27K | 0.5% | |
| American Century American Century Small Cap Growth (R6) | — | — | — | $21K | 0.4% | |
| Janus Henderson Janus Henderson Enterprise Fund (N) | — | — | — | $14K | 0.3% | |
| American Funds American Funds Bond Fund of America (R6) | — | — | — | $7K | 0.1% | |
| Cash Non interest bearing cash | — | — | — | $5K | <0.1% | |
| American Century American Century Small Cap Value (R6) | — | — | — | $4K | <0.1% | |
| Victory Sycamore Established Value (R6) | — | — | — | $4K | <0.1% | |
| American Funds Amer Funds 2065 Target Date Ret (R6) | — | — | — | $3K | <0.1% |