Back to filter
Original filing (PDF)20251210190139NAL0005520369001
SHIFT TECHNOLOGIES, INC.
Form 5500
FILING_RECEIVED
SHIFT TECHNOLOGIES 401(K) PLAN
401(k) retirement plan
Signals · 2
Late filing · 0.8 mo~10438 bps in Sched C fees
Active participants
0
Accounts w/ balance
2
Plan assets (EOY)
$21K
Net assets (EOY)
$21K
How this plan invests
This plan
14 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
97
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
90
Knocking points off
- Filed 0.8 months past the 10.5-month grace window.
- 10438 bps in Schedule C fees — 6506% above peer band of 158 bps.
- No active participants reported but plan still holds assets.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SHIFT TECHNOLOGIES, INC..
Plan sponsor
Name
SHIFT TECHNOLOGIES, INC.
EIN
46-4260979
Address
7 W 41ST AVE - #523 · SAN MATEO, CA · 94403
Phone
(512) 299-2705
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-12-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $22K | — |
Investments
14 direct securities· $235K(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Brokerage Link | — | — | — | $41K | 193.5% | |
| Fidelity FID US Bond Index | — | — | — | $32K | 149.1% | |
| Cohen & Steers Cohen & Steers Real Estate Secs Z | — | — | — | $29K | 135.0% | |
| Vanguard International Growth Adm | — | — | — | $28K | 131.8% | |
| Dodge & Cox Stock Fund X | — | — | — | $20K | 96.0% | |
| Fidelity FID Total International Index | — | — | — | $18K | 83.6% | |
| Vanguard Instl Target Retirement 2020 | — | — | — | $13K | 63.4% | |
| Vanguard Instl Target Retirement 2025 | — | — | — | $13K | 60.2% | |
| Participants Participant Loans Rates from 3.25% to 6.25% - | — | — | — | $13K | 60.1% | |
| Fidelity FID International Index | — | — | — | $10K | 46.6% | |
| Vanguard Money Market Fund | — | — | — | $8K | 37.1% | |
| Fidelity FID Emerging Markets Index | — | — | — | $5K | 25.7% | |
| Voya Intermediate Bond R6 | — | — | — | $3K | 13.8% | |
| Vanguard Inst Target Retirement Income | — | — | — | $3K | 11.9% |